FJELL
ActiveFJELL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €42k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 26% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▼-60
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 2.73 in 2024), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
49.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
31 d early
2023
30 d early
2022
28 d early
2021
34 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 69.4%
2024 · €68k
2018: €42k
2019: €20k
2020: €20k
2021: €20k
2022: €20k
2023: €49k
2024: €68k
2018 → 2025
Total assets
€85k▼ 17.9%
2024 · €104k
2018: €58k
2019: €68k
2020: €52k
2021: €70k
2022: €92k
2023: €52k
2024: €104k
2018 → 2025
Net result
€42k▼ 13.2%
2024 · €48k
2018: €22k
2019: €18k
2020: €26k
2021: €39k
2022: €58k
2023: €29k
2024: €48k
2018 → 2025
Working capital
€10k▼ 83.0%
2024 · €61k
2018: €30k
2019: €10k
2020: €12k
2021: €14k
2022: €13k
2023: €36k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€49k▲ 141%€68k▲ 37.2%€21k▼ 69.4%
Operating result€50k-€73k▲ 47.7%€37k▼ 49.2%€61k▲ 63.7%€53k▼ 12.5%
Net result€39k-€58k▲ 49.2%€29k▼ 50.1%€48k▲ 67.3%€42k▼ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€26k▲ 221%
Current assets
€60k▼ 37.8%
Equity and liabilities €85k
Equity
€21k▼ 69.4%
Debt
€65k▲ 78.4%
The debt ratio rises from 34.8% to 75.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€61k▼
2024 · €68k
Cash flow
€50k▼
2024 · €56k
Solvency
24.3%▼
2024 · 65.2%
Current ratio
1.21▼
2024 · 2.73
Quick ratio
1.21▼
2024 · 2.73
Debt / equity
3.11▲
2024 · 0.53
ROE
202.5%▲
2024 · 71.4%
ROA
49.2%▲
2024 · 46.6%
Interest coverage
83.08▼
2024 · 282.01
Debt
€65k▲
2024 · €36k
Debt ≤ 1 year
€49k▲
2024 · €35k
Debt > 1 year
€15k
Income taxes
€11k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€85k▼
Formation expenses20€0€0=
Fixed assets21/28€8k€26k▲
Tangible fixed assets22/27€8k€26k▲
Land and buildings22€4k€2k▼
Furniture and vehicles24€4k€23k▲
Current assets29/58€96k€60k▼
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€14k€16k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€58k€33k▼
Deferred charges and accrued income490/1€19k€4k▼
Equity and liabilities
Total equity and liabilities10/49€104k€85k▼
Equity10/15€68k€21k▼
Contributions10/11€19k€19k=
Reserves13€49k€2k▼
Distributable reserves133€49k€2k▼
Amounts payable17/49€36k€65k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€35k€49k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€26k€34k▲
Accrued charges and deferred income492/3€1k€480▼
Income statement
Code20242025
Non-recurring operating income76A€1k€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€387€492▲
Gross operating margin9900€69k€62k▼
Operating profit (loss)9901€61k€53k▼
Financial income75/76B€289€281▼
Recurring financial income75€289€281▼
Financial charges65/66B€242€739▲
Recurring financial charges65€242€739▲
Profit (loss) for the period before taxes9903€61k€53k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€48k€42k▼
Profit (loss) for the period to be appropriated9905€48k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€42k▼
Transfer from equity791/2-€49k
Transfer to equity691/2€18k€2k▼
To other reserves6921€18k€2k▼
Profit to be distributed694/7€30k€89k▲
Return on contributions (dividend)694€30k€89k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 16current ratio 19.48
Current ratio from 1.19 to 19.48; short-term debt falls from €71k to €2k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €58k ▲49.2%
Operating result €73k, net result €58k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €18k ▼16.9%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 2111745 OpwijkGround area
422 m²
Building footprint
111 m²
Volume, LiDAR
666 m³
Parcel 23060C0576/00E002, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FJELL
since 20152.243.581.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060C0576/00E002 | Flanders | 422 m² | 1 · 111 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 30,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bruno.vanneste@hotmail.be
Phone:0478/26.26.22