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Petit Bé

Active
Private limited companyfounded 20251 yr activeNotelaarstraat 282, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1018.176.930
Summary

The computed 12-month bankruptcy probability of Petit Bé is 3.9% (moderate). The 2025 annual accounts show negative equity (-€19,869) and a net result of -€30,869. Its solvency ranks better than 13% of 1570 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency1
Growth-
Track record67
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23; short-term debt: 52.5% and cash: 9.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-24.3%
Return on assets
-37.8%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 January 2025, Petit Bé was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€19,869
Total assets
€81,661
Net result
-€30,869
Working capital
-€33,000

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €81,661
Fixed assets €71,786
Current assets €9,875
Key figures and ratios
2025 value
EBITDA
-€22,916
Cash flow
-€25,110
Solvency
-24.3%
Current ratio
0.23
Debt to equity
-5.11
ROA
-37.8%
Interest coverage
-8.49
Debt
€101,530
Debt ≤ 1 year
€42,874
Debt > 1 year
€53,456

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€81,661
Fixed assets21/28€71,786
Tangible fixed assets22/27€59,686
Furniture and vehicles24€11,160
Leasing and similar rights25€22,632
Other tangible fixed assets26€25,895
Financial fixed assets28€12,100
Current assets29/58€9,875
Amounts receivable within one year40/41€1,638
Trade receivables40€186
Other amounts receivable41€1,452
Cash at bank and in hand54/58€7,788
Deferred charges and accrued income490/1€449
Equity and liabilities
Total equity and liabilities10/49€81,661
Equity10/15-€19,869
Contributions10/11€11,000
Profit (loss) carried forward14-€30,869
Amounts payable17/49€101,530
Amounts payable after more than one year17€53,456
Financial debts170/4€53,456
Amounts payable within one year42/48€42,874
Financial debts43€12,423
Credit institutions430/8€12,423
Trade debts44€16,388
Suppliers440/4€16,388
Other amounts payable47/48€14,063
Accrued charges and deferred income492/3€5,200
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,759
Other operating charges640/8€3,074
Gross operating margin9900-€19,841
Operating profit (loss)9901-€28,675
Financial income75/76B€505
Recurring financial income75€505
Financial charges65/66B€2,699
Recurring financial charges65€2,699
Profit (loss) for the period before taxes9903-€30,869
Profit (loss) for the period9904-€30,869
Profit (loss) for the period to be appropriated9905-€30,869
Appropriation of the result
Profit (loss) to be appropriated9906-€30,869

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,759
Other operating charges640/8€3,074
Gross operating margin9900-€19,841
Operating profit (loss)9901-€28,675
Financial income75/76B€505
Recurring financial income75€505
Financial charges65/66B€2,699
Recurring financial charges65€2,699
Profit (loss) for the period before taxes9903-€30,869
Profit (loss) for the period9904-€30,869
Profit (loss) for the period to be appropriated9905-€30,869
Line2025
Assets
Total assets20/58€81,661
Fixed assets21/28€71,786
Tangible fixed assets22/27€59,686
Furniture and vehicles24€11,160
Leasing and similar rights25€22,632
Other tangible fixed assets26€25,895
Financial fixed assets28€12,100
Current assets29/58€9,875
Amounts receivable within one year40/41€1,638
Trade receivables40€186
Other amounts receivable41€1,452
Cash at bank and in hand54/58€7,788
Deferred charges and accrued income490/1€449
Equity and liabilities
Total equity and liabilities10/49€81,661
Equity10/15-€19,869
Contributions10/11€11,000
Profit (loss) carried forward14-€30,869
Amounts payable17/49€101,530
Amounts payable after more than one year17€53,456
Financial debts170/4€53,456
Amounts payable within one year42/48€42,874
Financial debts43€12,423
Credit institutions430/8€12,423
Trade debts44€16,388
Suppliers440/4€16,388
Other amounts payable47/48€14,063
Accrued charges and deferred income492/3€5,200
Line2025
Profit (loss) for the period9904-€30,869
+ Depreciation and write-downs630€5,759
Operating cash flow (approximation)-€25,110

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
974 m²
Building footprint
61 m²
Volume, LiDAR
900 m³
2 parcels, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
26 companies at this address See who is registered here
1 establishment unit
Petit Bé
Stafhouder Braffortstraat 21, 1040 EtterbeekArtisanal bread and fresh pastry making
since 20252.368.481.365
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21911C0013/00L005 Brussels 888 m² - -
21005A0575/00G002
ProtectedArchitectural ensembleGeheel van huizenSource ↗
Brussels 86 m² 1 · 61 m² 17.5 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Etterbeek2.368.481.365
1 permission
Toelating · Bakkerij · since 15-05-2025

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,228 companies in sector 10712 we hold annual accounts for 1,874. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
10860Manufacture of food products
10890Manufacture of food products
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail bonjour@petitbe.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018176930
Registered 23-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.