Financials
- Financial year
- 2025
- Total assets
- €54,850
- Loss
- -€58,023
- Solvency
- -99.4%
Bakkersmand
ActiveSummary
The computed 12-month bankruptcy probability of Bakkersmand is 5.7% (elevated). The 2025 annual accounts show negative equity (-€54,523) and a net result of -€58,023. Its solvency ranks better than 7% of 1,845 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€54,850total assets 2025
- Staff
- 1.6 FTE
- Equity
- -€54,523
- Loss
- -€58,023
Turnover not published (micro format)
Structure
Accounts 39 days early1 of 2 deeds read
Why 34raises riskSector: Manufacture of food products (NACE 10)Negative equity -€54,523Loss of €58,023 (financial year 2025)1 change of registered office in 24 monthsShow the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 11% of its sector peers (NACE 10, micro)
Financial strength
Weak
Solvency
0
equity -99.4% of total assets
Liquidity
30
short-term debt 128.9% · cash 23.8%
Profitability
0
return on assets -105.8%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%lowest value
06-2026: 3.7%▲ +0.1 percentage points vs 05-2026
07-2026: 3.8%▲ +0.1 percentage points vs 06-2026
08-2026: 3.9%▲ +0.1 percentage points vs 07-2026
09-2026: 4.1%▲ +0.2 percentage points vs 08-2026
10-2026: 5.7%▲ +1.6 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.18, below 1; short-term debt: 128.9% and cash: 23.8% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 6% on solvency, 21% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 03-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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