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LERAND

Active
Public limited companyfounded 20251 yr activePlace de St Symphorien 24, 7030 Mons, BelgiumKBO/BCE: BE 1027.908.208
Summary

LERAND has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,838 and a net result of -€2,662. Its solvency ranks better than 93% of 663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes
Profitability28
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 7.62; short-term debt: 12% and cash: 0.9% of total assets), and 12% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LERAND was incorporated on 22 September 2025 as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,662
Working capital
€53,327
Balance-sheet composition
Assets €66,890
Fixed assets €5,511
Current assets €61,379
Equity and liabilities €66,890
Equity €58,838
Debt €8,052
Debt finances 12.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
7.62
Debt to equity
0.14
ROE
-4.5%
ROA
-4.0%
Debt ≤ 1 year
€8,052

Peer companies

Historical observation

Of the 277 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
2.5% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 277 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€66,890
Fixed assets21/28€5,511
Tangible fixed assets22/27€5,511
Assets under construction and advance payments27€5,511
Current assets29/58€61,379
Amounts receivable within one year40/41€60,779
Trade receivables40€2,391
Other amounts receivable41€58,388
Cash at bank and in hand54/58€600
Equity and liabilities
Total equity and liabilities10/49€66,890
Equity10/15€58,838
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€2,662
Amounts payable17/49€8,052
Amounts payable within one year42/48€8,052
Trade debts44€8,052
Suppliers440/4€8,052
Income statement Code2025
Non-recurring operating charges66A€109
Gross operating margin9900-€2,541
Operating profit (loss)9901-€2,650
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€2,662
Profit (loss) for the period9904-€2,662
Profit (loss) for the period to be appropriated9905-€2,662
Appropriation of the result
Profit (loss) to be appropriated9906-€2,662
Social balance
Average headcount (FTE)90870.0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating charges66A€109
Gross operating margin9900-€2,541
Operating profit (loss)9901-€2,650
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€2,662
Profit (loss) for the period9904-€2,662
Profit (loss) for the period to be appropriated9905-€2,662
Line2025
Assets
Total assets20/58€66,890
Fixed assets21/28€5,511
Tangible fixed assets22/27€5,511
Assets under construction and advance payments27€5,511
Current assets29/58€61,379
Amounts receivable within one year40/41€60,779
Trade receivables40€2,391
Other amounts receivable41€58,388
Cash at bank and in hand54/58€600
Equity and liabilities
Total equity and liabilities10/49€66,890
Equity10/15€58,838
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€2,662
Amounts payable17/49€8,052
Amounts payable within one year42/48€8,052
Trade debts44€8,052
Suppliers440/4€8,052
Line2025
Profit (loss) for the period9904-€2,662
Operating cash flow (approximation)-€2,662

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place de St Symphorien 247030 Mons
Ground area
1,593 m²
Parcel 56302D0090/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Boulangerie Louise
Chaussée de Charleroi 82, 6150 AnderluesArtisanal bread and fresh pastry making
since 20252.378.604.997
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56302D0090/00L000 Wallonia 1,593 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group TRADITIONAL BREAD BELGIUM 32 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. TRADITIONAL BREAD BELGIUM 100%
  2. LERAND

Highest known parent: TRADITIONAL BREAD BELGIUM. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Anderlues2.378.604.997
1 permission
Toelating · Bakkerij · since 02-04-2026

Similar companies · same sector, comparable size

Of 4,230 companies in sector 10712 we hold annual accounts for 1,875. 1,562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded22-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1027908208
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.