PETERSON GROUP
ActiveSummary
The computed 12-month bankruptcy probability of PETERSON GROUP is 2.5% (moderate). The 2024 annual accounts show equity of €18k and a net result of €14k. Its solvency ranks better than 21% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+82
Solvency38▲+38
Growth78
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.1; short-term debt: 86.9% and cash: 43.9% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.1%
Return on assets
10.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-02-2025, 169 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
169 d early
2023
40 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€18k
2023 · €-2k
2023: €-2k
2023 → 2024
Total assets
€135k▲ 134,705%
2023 · €100
2023: €100
2023 → 2024
Net result
€14k
2023 · €-2k
2023: €-2k
2023 → 2024
Working capital
€11k
2023 · €-2k
2023: €-2k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-2k-€18k
Operating result€-2k-€18k
Net result€-2k-€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €2k in 2023.
Balance-sheet composition
Assets €135k
Fixed assets
€6k
Current assets
€129k
Equity and liabilities €135k
Equity
€18k
Debt
€117k
Debt finances 86.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€15k
Current ratio
1.10
Debt / equity
6.63
ROE
79.9%
ROA
10.5%
Interest coverage
27.94
Debt ≤ 1 year
€117k▲
2023 · €2k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€100€135k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Current assets29/58€100€129k▲
Amounts receivable within one year40/41€100€69k▲
Trade receivables40-€63k
Other amounts receivable41€100€5k▲
Cash at bank and in hand54/58-€59k
Deferred charges and accrued income490/1-€642
Equity and liabilities
Total equity and liabilities10/49€100€135k▲
Equity10/15€-2k€18k▲
Contributions10/11€100€6k▲
Profit (loss) carried forward14€-2k€12k▲
Amounts payable17/49€2k€117k▲
Amounts payable within one year42/48€2k€117k▲
Trade debts44€2k€99k▲
Suppliers440/4€2k€99k▲
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48-€5k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€838
Other operating charges640/8-€35
Gross operating margin9900€-2k€19k▲
Operating profit (loss)9901€-2k€18k▲
Financial income75/76B-€44
Recurring financial income75-€44
Financial charges65/66B-€676
Recurring financial charges65-€676
Profit (loss) for the period before taxes9903€-2k€17k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-2k€14k▲
Profit (loss) for the period to be appropriated9905€-2k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€12k▲
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity times 24current ratio 1.10
Current ratio from 0.05 to 1.10.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bastelare 519080 LochristiGround area
568 m²
Building footprint
150 m²
Volume, LiDAR
702 m³
Parcel 44077B0504/00B000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PETERSON GROUP
since 20232.350.919.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44077B0504/00B000 | Flanders | 568 m² | 1 · 150 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.