I&M Construct

Active

Private limited companyfounded 2023active for 3 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium590 active companies are registered at this addressKBO/BCE: BE 0803.776.345

Summary

The computed 12-month bankruptcy probability of I&M Construct is 2.6% (moderate). The 2025 annual accounts show equity of €23,586 and a net result of €9,571. Its solvency ranks better than 25% of 2,772 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

I&M ConstructActiveChecked score 53/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€138,574total assets 2025

Equity: €23,586
Profit: €9,571

Turnover not published (abbreviated format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.6%

Structure

LIPCANU IonDirector

2025 accounts 2 days early

Why 53raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €138,574lowers riskLiquidity: current ratio 0.81, cash €43,509Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 58% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 42-25

equity 17.0% of total assets

Liquidity 62-8

short-term debt 54.2% · cash 31.4%

Profitability 77-23

return on assets 6.9%

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.6%▲ +0.4 percentage points vs 12-2024 02-2025: 5.0%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 1.3%▼ -3.7 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.4%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.5%▲ +0.1 percentage points vs 11-2025 01-2026: 1.6%▲ +0.1 percentage points vs 12-2025 02-2026: 2.2%▲ +0.6 percentage points vs 01-2026 03-2026: 2.4%▲ +0.2 percentage points vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.3%▼ -0.1 percentage points vs 06-2026 08-2026: 2.3%● unchanged vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.6%▲ +0.3 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.81, compared with 1.31 in 2024, below 1; short-term debt: 54.2% and cash: 31.4% of total assets), and 83% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 24% on solvency, 67% on liquidity, 56% on profitability and 84% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Size: total assets €138,574

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.81, cash €43,509

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 2772 sector peers (2025).

NBB · sector comparison

Position among 2772 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 days early

2024

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end26-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

29-01-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-01-2025 Annual accounts filedfinancial year 2024 · abbreviated…
12-07-2023 IncorporationAppointment: LIPCANU Ion (director) ·…

Key points

One director decidessole director in office 1 View
Total assets 20252 financial years filed €138,574 View
Active since 2023founded 10-07-2023 3 years View

By topic

Financials

Financial year: 2025
Total assets: €138,574
Profit: €9,571
Solvency: 17.0%

Total assets▲ 314%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

LIPCANU IonDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2023
Next accounts: by 31-01-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 10-07-2023
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Who signs: Each director alone
Annual meeting: Fourth Friday of December at 18:00
Purpose: “Alle bouwondernemingsactiviteiten in de breedste zin van het woord,het optrekken van de…” (deed in Dutch)

Go to Articles of association

Key facts about I&M Construct

What is the company number of I&M Construct?: 0803.776.345. In Belgium the VAT number is the company number with BE in front: BE 0803.776.345.
Where is I&M Construct based?: The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does I&M Construct do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of I&M Construct?: Private limited company (BV).
When was I&M Construct founded?: On 10-07-2023.
Is I&M Construct still active?: Yes, I&M Construct is an active enterprise in the KBO register.
What is the turnover of I&M Construct?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is I&M Construct profitable?: In financial year 2025, I&M Construct made a profit of €9,571.
Where can I find the annual accounts of I&M Construct?: I&M Construct filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of I&M Construct due?: By 31-01-2027, for financial year 2026.Timeline