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PETER VAN DYCK

Active Private limited companyfounded 1998active for 27 yearsMolenstraat 202, 2560 NijlenKBO/BCE: BE 0464.729.374

Lifetime

19 annual accounts with figures on one time axis, 27 filings since 1999
peak €297,449 (2020)
-€68,176▼ €351,091
lowest -€120,687 (2025)
-€120,687▼ €207,289
peak €551,654 (2022)
€363,291▼ 24.9%
€86,502▼ 77.7%
peak 4.9 FTE (2010)
-not published
Board1 name since 1998
1 directorPeter Van Dyck
Documentsfilings and deeds
12-06-202649 days before the deadline
2025abbreviated format
Gross margin from €282,915 to -€68,176Loss of €120,687Equity from €483,977 to €363,291Debts from €387,302 to €86,502Cash from €334,450 to €60,613

Key points

from the 2025 annual accounts

Result

-€120,687 -€120,687
€86,6002024-€121,0002025

From profit to loss in 2025, after a profit of €86,603 in 2024.

Investments

€144,499 11.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Position in the sector

-€120,687

Lower net result than 95% of companies in construction of buildings. Sector median €19,022 · 2,812 companies.

Turnover not published (abbreviated format)

Checked score

68
Healthy
Financially stronger than 45% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 0.8%● unchanged vs 10-2026highest value

Financial strength
Average

100+19equity 80.8% of total assets
61-22short-term debt 19.2% · cash 13.5%
0-81return on assets -26.8%

Score breakdown

raises risk
Loss of €120,687 (financial year 2025)
Sector: Construction of residential and non-residential buildings (NACE 41)
No registered site in the KBO
lowers risk
Equity €363,291 (80.8% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 66% on liquidity, 5% on profitability and 17% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,831 companies had the same profile as PETER VAN DYCK has now. Each dot stands for 15 companies, two years later.

84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PETER VAN DYCK itself: 0.8% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,831 companies, not a prediction for PETER VAN DYCK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.7 (1.24 in 2024), below 1. Short-term debt is 19.2% and cash 13.5% of total assets. 19.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €120,687 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Equity €363,291 (80.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
20 days early
2023
33 days early
2022
31 days early
2021
31 days early
2020
29 days early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PV
Director, since 25-11-1998
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0464729374
Resignation: Peter Van Dyck (director) Reappointment: Peter Van Dyck (director) · Director discharge: Peter Van Dyck · General meeting of 21-03-2022 · Gazette deed
Registered-office move Gazette deed
Incorporation published on 16-12-1998 · Gazette deed
All 39 events

Comparable companies

same main activity, similar in size and age
Company
PETER VAN DYCK Nijlen €449,793 -€68,176 80.8% -
ALGEMEEN VEILIGHEIDSCOORDINATIEBUREAU Nijlen €455,466 -€8,875 99.0% -
SEBREGHTS EN ZONEN Zoersel €514,821 -€28,447 99.6% -
Gebr. Puttenaers Mol €424,772 -€2,852 79.1% -
Van Houtven Laakdal €474,203 -€29,566 93.8% -
ALGEMENE BOUWTECHNIEKEN Brasschaat €363,590 -€65,773 79.9% -
NIEUWPOORT BUILDING Roeselare €453,409 €0 25.4% -

These companies have the same main activity as PETER VAN DYCK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €364,000 and €515,000, founded between 1993 and 2002.

Official details

Source: KBO
Status
Active since 03-12-1998Normal situation
Activity
General construction of residential buildingsNACE 41001
Joint committee
124Construction · annual accounts 2025
Financial year end
31 December
Peppol
Reachable since 26-12-2024
Company details

Annual accounts 2025

€449,793▼ 48.4%
≈ 0 FTEestimated
Filing
Filed on 12-06-2026, 49 days before the end of the filing period
Financials

Insights on PETER VAN DYCK

PETER VAN DYCK files the abbreviated format. That format states no turnover. The gross margin fell from €153,377 in 2007 to -€68,176 in 2025.

The balance sheet grew most from 2020 to 2022 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PETER VAN DYCK

What is the company number of PETER VAN DYCK?
The company number of PETER VAN DYCK is 0464.729.374. The VAT number is the same number with BE in front: BE 0464.729.374.
Where is PETER VAN DYCK based?
The registered office is at Molenstraat 202, 2560 Nijlen.Company details
What does PETER VAN DYCK do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PETER VAN DYCK?
PETER VAN DYCK is a private limited company (BV).
When was PETER VAN DYCK founded?
PETER VAN DYCK was founded on 03-12-1998.
Is PETER VAN DYCK still active?
Yes, PETER VAN DYCK is an active enterprise in the KBO register.
How many employees does PETER VAN DYCK have?
PETER VAN DYCK had an average of 2.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does PETER VAN DYCK fall under?
In its 2025 annual accounts, PETER VAN DYCK states joint committee 124 (Construction).
What is the turnover of PETER VAN DYCK?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is PETER VAN DYCK profitable?
In financial year 2025, PETER VAN DYCK made a loss of €120,687.
Where can I find the annual accounts of PETER VAN DYCK?
PETER VAN DYCK filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PETER VAN DYCK due?
PETER VAN DYCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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