ALGEMENE BOUWTECHNIEKEN
ActiveALGEMENE BOUWTECHNIEKEN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €-103k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency100▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 2.58 in 2024; short-term debt: 20.1% and cash: 74.8% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-103k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
35 d early
2023
13 d late
2022
60 d late
2021
30 d late
2020
11 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▼ 26.2%
2024 · €394k
2018: €157k
2019: €162k
2020: €180k
2021: €238k
2022: €327k
2023: €455k
2024: €394k
2018 → 2025
Total assets
€364k▼ 37.7%
2024 · €584k
2018: €584k
2019: €690k
2020: €727k
2021: €732k
2022: €979k
2023: €794k
2024: €584k
2018 → 2025
Net result
€-103k▼ 68.1%
2024 · €-61k
2018: €22k
2019: €5k
2020: €18k
2021: €58k
2022: €88k
2023: €128k
2024: €-61k
2018 → 2025
Working capital
€209k▼ 30.1%
2024 · €300k
2018: €217k
2019: €61k
2020: €190k
2021: €269k
2022: €355k
2023: €376k
2024: €300k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€238k-€327k▲ 37.0%€455k▲ 39.2%€394k▼ 13.5%€291k▼ 26.2%
Operating result€83k-€133k▲ 61.5%€182k▲ 36.2%€-65k€-106k▼ 62.1%
Net result€58k-€88k▲ 52.0%€128k▲ 45.2%€-61k€-103k▼ 68.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €106k in 2025 against €65k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€81k▼ 13.4%
Current assets
€282k▼ 42.4%
Equity and liabilities €364k
Equity
€291k▼ 26.2%
Debt
€73k▼ 61.6%
The debt ratio falls from 32.6% to 20.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-89k▼
2024 · €-48k
Cash flow
€-86k▼
2024 · €-44k
Solvency
79.9%▲
2024 · 67.4%
Current ratio
3.87▲
2024 · 2.58
Quick ratio
3.87▲
2024 · 2.58
Debt / equity
0.25▼
2024 · 0.48
ROE
-35.4%▼
2024 · -15.6%
ROA
-28.3%▼
2024 · -10.5%
Interest coverage
-843.95▼
2024 · -137.72
Debt
€73k▼
2024 · €190k
Debt ≤ 1 year
€73k▼
2024 · €190k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€584k€364k▼
Fixed assets21/28€94k€81k▼
Tangible fixed assets22/27€94k€81k▼
Land and buildings22€93k€77k▼
Plant, machinery and equipment23€1k€235▼
Furniture and vehicles24-€4k
Current assets29/58€490k€282k▼
Amounts receivable after more than one year29€15k-
Other amounts receivable291€15k-
Amounts receivable within one year40/41€29k€8k▼
Trade receivables40€6k-
Other amounts receivable41€22k€8k▼
Cash at bank and in hand54/58€443k€272k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€584k€364k▼
Equity10/15€394k€291k▼
Contributions10/11€19k€19k=
Reserves13€375k€280k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€370k€275k▼
Profit (loss) carried forward14-€-8k
Amounts payable17/49€190k€73k▼
Amounts payable within one year42/48€190k€73k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€63k-
Taxes450/3€63k-
Other amounts payable47/48€126k€71k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-12k-
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€250€19k▲
Gross operating margin9900€-56k€-66k▼
Operating profit (loss)9901€-65k€-106k▼
Financial income75/76B€9k€4k▼
Recurring financial income75€9k€4k▼
Financial charges65/66B€347€105▼
Recurring financial charges65€347€105▼
Profit (loss) for the period before taxes9903€-56k€-102k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€-61k€-103k▼
Profit (loss) for the period to be appropriated9905€-61k€-103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€-103k▼
Transfer from equity791/2€61k€95k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-103k
Net result drops to €-103k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2018net €128k ▲45.2%
Operating result €182k, net result €128k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €238k ▲32.2%
4 profitable years in a row build equity to €238k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guyotdreef 902930 BrasschaatGround area
3,721 m²
Building footprint
139 m²
Volume, LiDAR
701 m³
Parcel 11008G0054/00P005, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.B.T.
since 20012.101.251.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008G0054/00P005 | Flanders | 3,721 m² | 1 · 139 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN POUCKE & CO
BE 0867.815.151
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BE 0476.795.283
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Wood@Work
BE 0729.982.606
Hoogstraten · Eq €291k
L & S CONSTRUCT
BE 0862.250.222
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SYNAEVE BOUWPROJECTEN
BE 0892.003.981
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2001
Fiscal year end31-12
Abbreviation NL
A.B.T.
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.