PETER LECOQUE
ActiveSummary
PETER LECOQUE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38,820 and a net result of €9,343. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 9975 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▲+6
Solvency56▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.56 against 2.03 in 2023; short-term debt: 35.3% and cash: 29.9% of total assets), but 69.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.6%
Return on assets
7.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
41 d early
2022
52 d early
2021
39 d early
2020
47 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€38,820▼ 11.3%
2023 · €43,763
Total assets
€126,894▼ 1.2%
2023 · €128,434
Net result
€9,343▲ 211%
2023 · €3,009
Working capital
€25,240▼ 41.1%
2023 · €42,886
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,733▼ 66.4%€2,333▲ 34.6%€23,261▲ 897%€6,376▼ 72.6%€14,916▲ 134%
Net result€835within the sector's middle half▼ 78.6%€579within the sector's middle half▼ 30.6%€16,744within the sector's middle half▲ 2,790%€3,009within the sector's middle half▼ 82.0%€9,343within the sector's middle half▲ 211%
Equity€24,431within the sector's middle half▲ 3.5%€25,010within the sector's middle half▲ 2.4%€40,754within the sector's middle half▲ 63.0%€43,763within the sector's middle half▲ 7.4%€38,820within the sector's middle half▼ 11.3%
Total assets€85,427within the sector's middle half▲ 51.3%€61,970within the sector's middle half▼ 27.5%€79,285within the sector's middle half▲ 27.9%€128,434within the sector's middle half▲ 62.0%€126,894within the sector's middle half▼ 1.2%
Debt€60,996▲ 85.5%€36,961▼ 39.4%€38,531▲ 4.2%€84,671▲ 120%€88,074▲ 4.0%
Working capital€16,287within the sector's middle half▲ 9.5%€17,444within the sector's middle half▲ 7.1%€32,382within the sector's middle half▲ 85.6%€42,886within the sector's middle half▲ 32.4%€25,240within the sector's middle half▼ 41.1%
Solvency28.6%within the sector's middle half▼ 13.2pp40.4%within the sector's middle half▲ 11.8pp51.4%within the sector's middle half▲ 11.0pp34.1%within the sector's middle half▼ 17.3pp30.6%within the sector's middle half▼ 3.5pp
Current ratio1.27within the sector's middle half▼ 0.301.63within the sector's middle half▲ 0.361.96within the sector's middle half▲ 0.332.03within the sector's middle half▲ 0.071.56within the sector's middle half▼ 0.47
Return on assets (ROA)1.0%within the sector's middle half▼ 5.9pp0.9%within the sector's middle half=21.1%above the sector's middle half▲ 20.2pp2.3%within the sector's middle half▼ 18.8pp7.4%within the sector's middle half▲ 5.0pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 134% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126,894
Fixed assets
€56,883 ▲ 29.6%
Current assets
€70,010 ▼ 17.2%
Equity and liabilities €126,894
Equity
€38,820 ▼ 11.3%
Debt
€88,074 ▲ 4.0%
Debt's share of the balance-sheet total rises from 65.9% to 69.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26,206▲
2023 · €19,629
Cash flow
€20,632▲
2023 · €16,261
Debt to equity
2.27▲
2023 · 1.93
ROE
24.1%▲
2023 · 6.9%
Interest coverage
8.72▼
2023 · 23.74
Debt ≤ 1 year
€44,770▲
2023 · €41,671
Debt > 1 year
€43,304▲
2023 · €43,000
Income taxes
€2,948▼
2023 · €3,432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,273 | €10,870 | €4,787 | €13,252 | €11,290 | ▼ 14.8% |
| Other operating charges640/8 | - | €4,308 | €6,684 | €4,507 | €5,787 | ▲ 28.4% |
| Gross operating margin9900 | €13,596 | €17,511 | €34,733 | €24,135 | €31,993 | ▲ 32.6% |
| Operating profit (loss)9901 | €1,733 | €2,333 | €23,261 | €6,376 | €14,916 | ▲ 134% |
| Financial income75/76B | - | €439 | €386 | €891 | €380 | ▼ 57.4% |
| Recurring financial income75 | €59 | €439 | €386 | €891 | €380 | ▼ 57.4% |
| Financial charges65/66B | - | €886 | €576 | €827 | €3,006 | ▲ 264% |
| Recurring financial charges65 | €163 | €886 | €576 | €827 | €3,006 | ▲ 264% |
| Profit (loss) for the period before taxes9903 | €1,629 | €1,886 | €23,071 | €6,441 | €12,291 | ▲ 90.8% |
| Income taxes67/77 | €794 | €1,307 | €6,327 | €3,432 | €2,948 | ▼ 14.1% |
| Profit (loss) for the period9904 | €835 | €579 | €16,744 | €3,009 | €9,343 | ▲ 211% |
| Profit (loss) for the period to be appropriated9905 | €835 | €579 | €16,744 | €3,009 | €9,343 | ▲ 211% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €85,427 | €61,970 | €79,285 | €128,434 | €126,894 | ▼ 1.2% |
| Fixed assets21/28 | €8,143 | €16,773 | €13,185 | €43,877 | €56,883 | ▲ 29.6% |
| Tangible fixed assets22/27 | €8,143 | €16,773 | €13,185 | €43,877 | €56,883 | ▲ 29.6% |
| Plant, machinery and equipment23 | - | €664 | €232 | €100 | €100 | = |
| Furniture and vehicles24 | - | €16,109 | €12,953 | €1,697 | €23,303 | ▲ 1,273% |
| Other tangible fixed assets26 | - | - | - | €42,081 | €33,481 | ▼ 20.4% |
| Current assets29/58 | €77,283 | €45,198 | €66,100 | €84,556 | €70,010 | ▼ 17.2% |
| Stocks and contracts in progress3 | - | €1,532 | - | - | - | - |
| Stocks30/36 | - | €1,532 | - | - | - | - |
| Amounts receivable within one year40/41 | €61,170 | €21,693 | €30,949 | €50,091 | €31,596 | ▼ 36.9% |
| Trade receivables40 | - | €14,573 | €18,621 | €32,018 | €12,010 | ▼ 62.5% |
| Other amounts receivable41 | - | €7,121 | €12,328 | €18,073 | €19,586 | ▲ 8.4% |
| Cash at bank and in hand54/58 | €14,793 | €20,547 | €33,684 | €33,323 | €37,884 | ▲ 13.7% |
| Deferred charges and accrued income490/1 | - | €1,426 | €1,467 | €1,142 | €530 | ▼ 53.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €85,427 | €61,970 | €79,285 | €128,434 | €126,894 | ▼ 1.2% |
| Equity10/15 | €24,431 | €25,010 | €40,754 | €43,763 | €38,820 | ▼ 11.3% |
| Contributions10/11 | - | €7,151 | €7,151 | €7,151 | €7,151 | = |
| Reserves13 | €12,619 | €12,619 | €12,619 | €12,619 | €12,619 | = |
| Non-distributable reserves130/1 | - | €1,083 | €1,083 | €1,083 | €1,083 | = |
| Reserves not available under the articles1311 | - | €1,083 | €1,083 | €1,083 | €1,083 | = |
| Distributable reserves133 | - | €11,536 | €11,536 | €11,536 | €11,536 | = |
| Profit (loss) carried forward14 | €4,661 | €5,240 | €20,985 | €23,993 | €19,050 | ▼ 20.6% |
| Amounts payable17/49 | €60,996 | €36,961 | €38,531 | €84,671 | €88,074 | ▲ 4.0% |
| Amounts payable after more than one year17 | - | €9,207 | €4,813 | €43,000 | €43,304 | ▲ 0.7% |
| Financial debts170/4 | - | €9,207 | €4,813 | €43,000 | €43,304 | ▲ 0.7% |
| Amounts payable within one year42/48 | €60,996 | €27,753 | €33,718 | €41,671 | €44,770 | ▲ 7.4% |
| Current portion of amounts payable after more than one year42 | - | €4,195 | €4,394 | €4,813 | €13,704 | ▲ 185% |
| Trade debts44 | €30,954 | €21,124 | €15,158 | €15,802 | €20,035 | ▲ 26.8% |
| Suppliers440/4 | - | €21,124 | €15,158 | €15,802 | €20,035 | ▲ 26.8% |
| Advances received on contracts in progress46 | - | - | €3,500 | €12,219 | - | - |
| Taxes, remuneration and social security45 | - | €2,434 | €9,666 | €8,836 | €6,746 | ▼ 23.7% |
| Taxes450/3 | - | €2,434 | €9,666 | €8,836 | €6,746 | ▼ 23.7% |
| Other amounts payable47/48 | - | - | €1,000 | - | €4,286 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €835 | €579 | €16,744 | €3,009 | €9,343 | ▲ 211% |
| + Depreciation and write-downs630 | €7,273 | €10,870 | €4,787 | €13,252 | €11,290 | ▼ 14.8% |
| Operating cash flow (approximation) | €8,109 | €11,450 | €21,532 | €16,261 | €20,632 | ▲ 26.9% |
| Investment in fixed assets (approximation) | - | -€19,500 | -€1,200 | -€43,945 | -€24,295 | ▲ 44.7% |
| Change in cash | - | €5,754 | €13,138 | -€362 | €4,561 | ▲ 1,362% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €16,744 ▲2,790%
Operating result €23,261, net result €16,744, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2010
Ground area
3,447 m²
Building footprint
247 m²
Volume, LiDAR
1,196 m³
Parcel 13049C0095/00M000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peter Lecoque
since 20102.188.223.988
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049C0095/00M000 | Flanders | 3,447 m² | 1 · 247 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 12,836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823879891
Also
9925:BE0823879891
Registered
22-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.