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PERITIA CONSULT

Active
Private limited companyfounded 201411 yrs activeHengstenberg 38, 3090 Overijse, BelgiumKBO/BCE: BE 0506.728.295

PERITIA CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €40k. Equity is shrinking by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.2 in 2024; short-term debt: 59.2% and cash: 47.7% of total assets), and 59.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.8%
Return on assets
79.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
1 d early
2023
8 d late
2022
23 d late
2021
22 d late
2020
25 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€21k▲ 0.2%
2024 · €20k
2018: €176k 2019: €129k 2020: €107k 2021: €67k 2022: €64k 2023: €36k 2024: €20k
2018 → 2025
Total assets
€50k▼ 2.3%
2024 · €52k
2018: €250k 2019: €196k 2020: €153k 2021: €104k 2022: €96k 2023: €64k 2024: €52k
2018 → 2025
Net result
€40k▲ 55.0%
2024 · €26k
2018: €36k 2019: €37k 2020: €9k 2021: €-11k 2022: €5k 2023: €13k 2024: €26k
2018 → 2025
Working capital
€5k▼ 7.4%
2024 · €5k
2018: €40k 2019: €13k 2020: €18k 2021: €2k 2022: €9k 2023: €-6k 2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€67k-€64k▼ 5.2%€36k▼ 44.1%€20k▼ 42.3%€21k▲ 0.2%
Operating result€-10k-€6k€19k▲ 206%€36k▲ 83.5%€55k▲ 54.5%
Net result€-11k-€5k€13k▲ 179%€26k▲ 97.1%€40k▲ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €-10k€-10kNet result 2021: €-11k€-11kOperating result 2022: €6k€6kNet result 2022: €5k€5kOperating result 2023: €19k€19kNet result 2023: €13k€13kOperating result 2024: €36k€36kNet result 2024: €26k€26kOperating result 2025: €55k€55kNet result 2025: €40k€40k20212022202320242025
The operating result has risen four years in a row; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets €16k▼ 17.2%
Current assets €35k▲ 8.3%
Equity and liabilities €50k
Equity €21k▲ 0.2%
Debt €30k▼ 3.9%
The debt ratio falls from 60.2% to 59.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59k
2024 · €65k
Cash flow
€44k
2024 · €55k
Solvency
40.8%
2024 · 39.8%
Current ratio
1.16
2024 · 1.20
Quick ratio
1.16
2024 · 1.20
Debt / equity
1.45
2024 · 1.51
ROE
196.0%
2024 · 126.7%
ROA
79.9%
2024 · 50.4%
Interest coverage
31.20
2024 · 62.17
Debt
€30k
2024 · €31k
Debt ≤ 1 year
€30k
2024 · €27k
Income taxes
€13k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€52k€50k
Formation expenses20€558-
Fixed assets21/28€19k€16k
Tangible fixed assets22/27€18k€15k
Furniture and vehicles24€4k€3k
Other tangible fixed assets26€14k€12k
Financial fixed assets28€1k€1k=
Current assets29/58€32k€35k
Amounts receivable within one year40/41€26k€11k
Trade receivables40€17k-
Other amounts receivable41€9k€11k
Cash at bank and in hand54/58€6k€24k
Equity and liabilities
Total equity and liabilities10/49€52k€50k
Equity10/15€20k€21k
Contributions10/11€20k€20k=
Profit (loss) carried forward14€30€63
Amounts payable17/49€31k€30k
Amounts payable within one year42/48€27k€30k
Trade debts44€810€1k
Suppliers440/4€810€1k
Taxes, remuneration and social security45€26k€28k
Taxes450/3€26k€28k
Accrued charges and deferred income492/3€4k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€4k
Other operating charges640/8€1k€1k
Gross operating margin9900€66k€60k
Operating profit (loss)9901€36k€55k
Financial income75/76B€2€44
Recurring financial income75€2€44
Financial charges65/66B€1k€2k
Recurring financial charges65€1k€2k
Profit (loss) for the period before taxes9903€34k€53k
Income taxes67/77€9k€13k
Profit (loss) for the period9904€26k€40k
Profit (loss) for the period to be appropriated9905€26k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€41k€40k
Profit (loss) brought forward from the previous period14P€15k€30
Profit to be distributed694/7€41k€40k
Return on contributions (dividend)694€41k€40k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial Highest result since 2018net €40k ▲55%
Operating result €55k, net result €40k, both a record.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial Weakest financial yearnet €-11k ▼216%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hengstenberg 383090 Overijse
Ground area
1,121 m²
Building footprint
168 m²
Volume, LiDAR
847 m³
Parcel 23062B0304/00T002, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hengstenberg 38, 3090 Overijse
Agents in non-specialised wholesale trade
since 20142.238.564.119
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062B0304/00T002 Flanders 1,121 m² 1 · 168 m² 8.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,007 companies in sector 96999 we hold annual accounts for 602. 399 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-12-2014
Fiscal year end31-12
Activities, NACEBEL
96999Other personal services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:anna.klein.victoria@skynet.be
Establishment Overijse 2.238.564.119