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VAN8

Active
Private limited companyfounded 201214 yrs activeStaatsbaan(LUB) 249, 3210 Lubbeek, BelgiumKBO/BCE: BE 0846.281.646
Summary

The computed 12-month bankruptcy probability of VAN8 is 13.1% (high). The 2024 annual accounts show equity of €28,942 and a net result of €2,200. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 26069 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VAN8ActiveChecked score 31/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 96099
1 site
Size
€64,699total assets 2024
Equity
€28,942
Profit
€2,200
Turnover not published (abridged schema)
Financial health
31 Weak Checked score 2024
Bankruptcy chance 12 m
13.1%
Structure
Accounts 67 d overdue1 of 10 deeds read
Why 31- 1 financial year not filed after the legal deadline; latest accounts 403 days late; 3 of the last 3 late- 1 change of registered office in 24 months- Figures for FY 2024 (filed 07-09-2026)- Liquidity: current ratio 0.88Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 49% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 70+5
equity 44.7% of total assets
Liquidity 43+14
short-term debt 55.3%
Profitability 51+51
return on assets 3.4%
Bankruptcy probability, 12 months
13.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 3.0%lowest value 12-2024: 4.2%▲ +43.1% vs 11-2024 01-2025: 6.5%▲ +53.5% vs 12-2024 02-2025: 6.5%● 0.0% vs 01-2025 03-2025: 6.8%▲ +3.7% vs 02-2025 04-2025: 6.2%▼ -7.8% vs 03-2025 05-2025: 4.9%▼ -21.5% vs 04-2025 06-2025: 4.7%▼ -4.5% vs 05-2025 07-2025: 4.9%▲ +4.8% vs 06-2025 08-2025: 5.6%▲ +14.9% vs 07-2025 09-2025: 5.3%▼ -6.6% vs 08-2025 10-2025: 6.6%▲ +25.8% vs 09-2025 11-2025: 6.2%▼ -6.9% vs 10-2025 12-2025: 7.6%▲ +24.3% vs 11-2025 01-2026: 10.0%▲ +30.3% vs 12-2025 02-2026: 10.0%● 0.0% vs 01-2026 03-2026: 10.3%▲ +3.1% vs 02-2026 04-2026: 9.5%▼ -6.9% vs 03-2026 05-2026: 9.5%● 0.0% vs 04-2026 06-2026: 9.5%● 0.0% vs 05-2026 07-2026: 14.3%▲ +50.2% vs 06-2026 08-2026: 17.2%▲ +19.7% vs 07-2026highest value 09-2026: 17.2%● 0.0% vs 08-2026highest value 10-2026: 13.1%▼ -23.6% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 403 days late; 3 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2024 (filed 07-09-2026) raises the probability
  • Liquidity: current ratio 0.88 raises the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.88 against 0.65 in 2023; short-term debt: 55.3% of total assets), and 55.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 59%, liquidity 42%, profitability 37%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 403 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Figures for FY 2024 (filed 07-09-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.88
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-09-2026, 403 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
403 d late
2023
261 d late
2022
67 d late
2021
153 d late
2020
153 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 188 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Registered officeRegistered-office move · Court decision
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Total assets 20246 fiscal years filed €64,699 View
  • Active since 2012founded 01-06-2012 14 years View

By topic

Financials

Fiscal year
2024
Total assets
€64,699
Profit
€2,200
Solvency
44.7%
Total assets▼ 3.5%
Net result
20192024
Go to Financials

Timeline

Events
16
Since
2015
  1. 07-09-2026Annual accounts filed
  2. 26-06-2026Registered office
  3. 18-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
01-06-2012
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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