PEETERS SOFTWARE SERVICES
ActiveSummary
PEETERS SOFTWARE SERVICES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399,012 and a net result of €45,010. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 30.55 against 33.68 in 2024; short-term debt: 3.1% and cash: 28.9% of total assets), and 3.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
10.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
42 d early
2023
50 d early
2022
32 d early
2021
41 d early
2020
41 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#5 company by equity in Wuustwezel, Telecoms and IT sector#6 company by total assets in Wuustwezel, Telecoms and IT sector#6 oldest company in Wuustwezel, Telecoms and IT sector
Equity
€399,012▲ 12.7%
2024 · €354,002
Total assets
€412,674▲ 13.2%
2024 · €364,655
Net result
€45,010▼ 1.4%
2024 · €45,637
Working capital
€384,064▲ 16.0%
2024 · €331,058
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€65,342▲ 66.7%€68,210▲ 4.4%€50,300▼ 26.3%€60,960▲ 21.2%€60,892▼ 0.1%
Net result€47,300above the sector's middle half▲ 65.7%€49,792above the sector's middle half▲ 5.3%€35,530within the sector's middle half▼ 28.6%€45,637within the sector's middle half▲ 28.4%€45,010within the sector's middle half▼ 1.4%
Equity€278,412above the sector's middle half▲ 6.9%€297,205above the sector's middle half▲ 6.7%€308,366above the sector's middle half▲ 3.8%€354,002above the sector's middle half▲ 14.8%€399,012above the sector's middle half▲ 12.7%
Total assets€289,379above the sector's middle half▲ 8.8%€307,809above the sector's middle half▲ 6.4%€317,204above the sector's middle half▲ 3.1%€364,655above the sector's middle half▲ 15.0%€412,674above the sector's middle half▲ 13.2%
Debt€10,967▲ 96.3%€10,605▼ 3.3%€8,838▼ 16.7%€10,652▲ 20.5%€13,662▲ 28.3%
Working capital€278,713above the sector's middle half▲ 7.1%€258,434above the sector's middle half▼ 7.3%€277,508above the sector's middle half▲ 7.4%€331,058above the sector's middle half▲ 19.3%€384,064above the sector's middle half▲ 16.0%
Solvency96.2%above the sector's middle half▼ 1.7pp96.6%above the sector's middle half▲ 0.3pp97.2%above the sector's middle half▲ 0.7pp97.1%above the sector's middle half▼ 0.1pp96.7%above the sector's middle half▼ 0.4pp
Current ratio27.23above the sector's middle half▼ 22.8326.33above the sector's middle half▼ 0.9034.13above the sector's middle half▲ 7.8033.68above the sector's middle half▼ 0.4530.55above the sector's middle half▼ 3.13
Return on assets (ROA)16.3%within the sector's middle half▲ 5.6pp16.2%within the sector's middle half▼ 0.2pp11.2%within the sector's middle half▼ 5.0pp12.5%within the sector's middle half▲ 1.3pp10.9%within the sector's middle half▼ 1.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412,674
Fixed assets
€15,614 ▼ 33.5%
Current assets
€397,060 ▲ 16.4%
Equity and liabilities €412,674
Equity
€399,012 ▲ 12.7%
Debt
€13,662 ▲ 28.3%
Debt's share of the balance-sheet total rises from 2.9% to 3.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68,745▼
2024 · €68,813
Cash flow
€52,863▼
2024 · €53,490
Debt to equity
0.03▲
2024 · 0.03
ROE
11.3%▼
2024 · 12.9%
Interest coverage
590.90▲
2024 · 468.72
Debt ≤ 1 year
€12,995▲
2024 · €10,129
Income taxes
€18,429▼
2024 · €18,707
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4,250 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €324 | €816 | €7,853 | €7,853 | €7,853 | = |
| Other operating charges640/8 | €745 | €1,557 | €376 | €749 | €771 | ▲ 2.9% |
| Gross operating margin9900 | €66,411 | €70,583 | €58,530 | €69,562 | €69,516 | ▼ 0.1% |
| Operating profit (loss)9901 | €65,342 | €68,210 | €50,300 | €60,960 | €60,892 | ▼ 0.1% |
| Financial income75/76B | €631 | €854 | €228 | €3,530 | €2,663 | ▼ 24.6% |
| Recurring financial income75 | €631 | €854 | €228 | €3,530 | €2,663 | ▼ 24.6% |
| Financial charges65/66B | €115 | €115 | €91 | €147 | €116 | ▼ 20.8% |
| Recurring financial charges65 | €115 | €115 | €91 | €147 | €116 | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | €65,858 | €68,949 | €50,438 | €64,343 | €63,438 | ▼ 1.4% |
| Income taxes67/77 | €18,558 | €19,156 | €14,908 | €18,707 | €18,429 | ▼ 1.5% |
| Profit (loss) for the period9904 | €47,300 | €49,792 | €35,530 | €45,637 | €45,010 | ▼ 1.4% |
| Transfer from tax-exempt reserves789 | €1,585 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €48,885 | €49,792 | €35,530 | €45,637 | €45,010 | ▼ 1.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289,379 | €307,809 | €317,204 | €364,655 | €412,674 | ▲ 13.2% |
| Fixed assets21/28 | €40 | €39,173 | €31,320 | €23,467 | €15,614 | ▼ 33.5% |
| Tangible fixed assets22/27 | - | €39,133 | €31,280 | €23,427 | €15,574 | ▼ 33.5% |
| Furniture and vehicles24 | - | €39,133 | €31,280 | €23,427 | €15,574 | ▼ 33.5% |
| Financial fixed assets28 | €40 | €40 | €40 | €40 | €40 | = |
| Current assets29/58 | €289,339 | €268,636 | €285,884 | €341,188 | €397,060 | ▲ 16.4% |
| Amounts receivable within one year40/41 | €28,293 | €31,783 | €36,166 | €30,164 | €22,225 | ▼ 26.3% |
| Trade receivables40 | €24,067 | €31,156 | €31,006 | €25,003 | €22,225 | ▼ 11.1% |
| Other amounts receivable41 | €4,226 | €627 | €5,160 | €5,160 | - | - |
| Current investments50/53 | €112,336 | €130,714 | €208,874 | €228,961 | €248,125 | ▲ 8.4% |
| Cash at bank and in hand54/58 | €142,895 | €99,131 | €34,070 | €74,935 | €119,176 | ▲ 59.0% |
| Deferred charges and accrued income490/1 | €5,814 | €7,009 | €6,774 | €7,129 | €7,534 | ▲ 5.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289,379 | €307,809 | €317,204 | €364,655 | €412,674 | ▲ 13.2% |
| Equity10/15 | €278,412 | €297,205 | €308,366 | €354,002 | €399,012 | ▲ 12.7% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €258,412 | €277,205 | €288,366 | €334,002 | €379,012 | ▲ 13.5% |
| Non-distributable reserves130/1 | €11,700 | €11,700 | - | - | - | - |
| Reserves not available under the articles1311 | €11,700 | €11,700 | - | - | - | - |
| Distributable reserves133 | €246,712 | €265,505 | €288,366 | €334,002 | €379,012 | ▲ 13.5% |
| Amounts payable17/49 | €10,967 | €10,605 | €8,838 | €10,652 | €13,662 | ▲ 28.3% |
| Amounts payable within one year42/48 | €10,625 | €10,203 | €8,376 | €10,129 | €12,995 | ▲ 28.3% |
| Trade debts44 | €661 | €926 | €4,128 | €1,110 | €985 | ▼ 11.3% |
| Suppliers440/4 | €661 | €926 | €4,128 | €1,110 | €985 | ▼ 11.3% |
| Taxes, remuneration and social security45 | €9,965 | €9,277 | €4,234 | €8,581 | €11,126 | ▲ 29.7% |
| Taxes450/3 | €9,965 | €9,277 | €4,234 | €8,581 | €11,126 | ▲ 29.7% |
| Other amounts payable47/48 | - | - | €14 | €438 | €885 | ▲ 102% |
| Accrued charges and deferred income492/3 | €341 | €402 | €462 | €523 | €666 | ▲ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,300 | €49,792 | €35,530 | €45,637 | €45,010 | ▼ 1.4% |
| + Depreciation and write-downs630 | €324 | €816 | €7,853 | €7,853 | €7,853 | = |
| Operating cash flow (approximation) | €47,624 | €50,609 | €43,383 | €53,490 | €52,863 | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | -€39,949 | €0 | €0 | €0 | - |
| Change in cash | - | -€43,764 | -€65,061 | €40,864 | €44,241 | ▲ 8.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €49,792 ▲5.3%
Operating result €68,210, net result €49,792, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €28,538 ▼27.5%
Net result drops to €28,538, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 50.06
Current ratio from 23.38 to 50.06; short-term debt falls from €11,521 to €5,307.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 1998
Ground area
1,357 m²
Building footprint
189 m²
Volume, LiDAR
1,001 m³
Parcel 11682G0479/00V002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Reigersdreef 8, 2990 Wuustwezel
since 19982.086.055.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0479/00V002 | Flanders | 1,357 m² | 1 · 189 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 5,820 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462965855
Also
9925:BE0462965855
Registered
14-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.