LaitRusse
ActiveLaitRusse has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €18k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 60% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-9
Solvency94▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 17.93 in 2024; short-term debt: 30.8% and cash: 73.2% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
4.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-10-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
16 d early
2023
14 d early
2022
17 d early
2021
12 d early
2020
47 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▼ 24.1%
2024 · €363k
2019: €206k
2020: €211k
2021: €249k
2022: €286k
2023: €321k
2024: €363k
2019 → 2025
Total assets
€398k▲ 3.8%
2024 · €383k
2019: €231k
2020: €245k
2021: €277k
2022: €315k
2023: €345k
2024: €383k
2019 → 2025
Net result
€18k▼ 57.7%
2024 · €42k
2019: €18k
2020: €30k
2021: €38k
2022: €37k
2023: €35k
2024: €42k
2019 → 2025
Working capital
€257k▼ 25.1%
2024 · €343k
2019: €187k
2020: €201k
2021: €242k
2022: €278k
2023: €312k
2024: €343k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€286k▲ 14.8%€321k▲ 12.2%€363k▲ 13.1%€275k▼ 24.1%
Operating result€54k-€52k▼ 4.9%€49k▼ 5.2%€57k▲ 17.6%€24k▼ 58.2%
Net result€38k-€37k▼ 4.1%€35k▼ 5.6%€42k▲ 21.2%€18k▼ 57.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€18k▼ 6.8%
Current assets
€379k▲ 4.4%
Equity and liabilities €398k
Equity
€275k▼ 24.1%
Debt
€122k▲ 503%
The debt ratio rises from 5.3% to 30.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €61k
Cash flow
€24k▼
2024 · €46k
Solvency
69.2%▼
2024 · 94.7%
Current ratio
3.10▼
2024 · 17.93
Quick ratio
3.10▼
2024 · 17.93
Debt / equity
0.44▲
2024 · 0.06
ROE
6.5%▼
2024 · 11.6%
ROA
4.5%▼
2024 · 11.0%
Interest coverage
39.21▼
2024 · 129.97
Debt
€122k▲
2024 · €20k
Debt ≤ 1 year
€122k▲
2024 · €20k
Income taxes
€8k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€398k▲
Fixed assets21/28€20k€18k▼
Tangible fixed assets22/27€14k€13k▼
Furniture and vehicles24€14k€13k▼
Financial fixed assets28€5k€5k▼
Current assets29/58€364k€379k▲
Amounts receivable within one year40/41€66k€57k▼
Trade receivables40€48k€29k▼
Other amounts receivable41€18k€28k▲
Current investments50/53€200k€30k▼
Cash at bank and in hand54/58€97k€291k▲
Deferred charges and accrued income490/1-€675
Equity and liabilities
Total equity and liabilities10/49€383k€398k▲
Equity10/15€363k€275k▼
Contributions10/11€12k€12k=
Reserves13€350k€263k▼
Distributable reserves133€350k€263k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€20k€122k▲
Amounts payable within one year42/48€20k€122k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€19k€15k▼
Other amounts payable47/48-€105k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€63k€33k▼
Operating profit (loss)9901€57k€24k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€471€779▲
Recurring financial charges65€471€779▲
Profit (loss) for the period before taxes9903€58k€25k▼
Income taxes67/77€16k€8k▼
Profit (loss) for the period9904€42k€18k▼
Profit (loss) for the period to be appropriated9905€42k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€18k▼
Transfer from equity791/2-€105k
Transfer to equity691/2€42k€18k▼
To other reserves6921€42k€18k▼
Profit to be distributed694/7-€105k
Return on contributions (dividend)694-€105k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €18k ▼57.7%
Net result drops to €18k, the lowest in the series.
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €42k ▲21.2%
Operating result €57k, net result €42k, both a record.
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning-Albertlaan 1049080 LochristiGround area
879 m²
Building footprint
188 m²
Volume, LiDAR
841 m³
Parcel 44034A0757/00K000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koning-Albertlaan 104, 9080 Lochristi
since 19992.101.916.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034A0757/00K000 | Flanders | 879 m² | 1 · 188 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C.C.B.-supervising
BE 0546.822.652
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in2M
BE 0765.526.671
Pont-à-Celles · Eq €275k
KOGI
BE 0781.851.276
Brussel · Eq €275k
BLUEMIND BUSINESS INFORMATION SERVICES
BE 0820.737.685
Watermaal-Bosvoorde · Eq €275k
The Binary One
BE 0637.956.429
Hasselt · Eq €276k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-1999
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
69201Accountants
69209Other tax advisory services
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.