Equity
€474,102 ▼ 16.1%
MOD SOFTWARE paid out €144,400 in dividends. That is 271% of the 2025 profit.
MOD SOFTWARE
Lifetime
19 annual accounts with figures on one time axis, 25 filings since 2001peak €77,581 (2024)
€73,577▼ 5.2%
peak €59,285 (2024)
€53,228▼ 10.2%
peak €565,274 (2024)
€474,102▼ 16.1%
€7,234▲ 19.3%
Board1 name since 2019
1 directorVAN LOO Dirk
Documentsfilings and deeds
25-04-20265 days before the deadline
2025micro format
Dividend €144,400Equity from €565,274 to €474,102Debts from €6,062 to €7,234Investments €28,096
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Investments
€28,096 4.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
63.58 was 94.24 in 2024
Short-term debts rose from €6,062 to €7,234.
Filings
25 annual accounts since 2001
The last five annual accounts were filed 5 to 36 days before the end of the period.
Position in the sector
98.5%
Higher solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 63.58, cash €328,087
Equity €474,102 (98.5% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €481,336
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 43% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as MOD SOFTWARE has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of MOD SOFTWARE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for MOD SOFTWARE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 63.58 (94.24 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 68.2% of total assets. 1.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-04-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 days early
2024
16 days early
2023
34 days early
2022
30 days early
2021
36 days early
2020
30 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473044452
Registered office moved from Antwerp to Brasschaat
New registered office: Magdalenalei 20, 2930 Brasschaat · Previous registered office: Graaf van Hoornestraat 33-2000 Antwerpen · General meeting of 27-01-2023 · Gazette deed
Capital decrease of €189,000 to €20,000
Capital from €209,000 to €20,000 · Change of role: VAN LOO Dirk, from manager to director · Legal-form conversion: from public limited company to private limited company · General meeting of 28-11-2019 · Gazette deed
First establishment
Magdalenalei 20, Brasschaat
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MOD SOFTWARE Brasschaat | €481,336 | €73,577 | 98.5% | - |
| SOFTWARE-PROJECTS Mechelen | €542,127 | €71,275 | 70.7% | - |
| PEETERS SOFTWARE SERVICES Wuustwezel | €412,674 | €69,516 | 96.7% | - |
| JD SOFT Brecht | €526,147 | €65,621 | 90.8% | - |
| PJ - SOFT Bonheiden | €552,161 | €61,830 | 33.6% | - |
| SYSTEM CREATOR Mol | €464,474 | €57,723 | 65.1% | - |
| Restocheck Leuven | €475,011 | €71,785 | 36.5% | 0.3 |
These companies have the same main activity as MOD SOFTWARE: computer programming (NACE 62100). They are comparable in size and age: total assets between €413,000 and €552,000, founded between 1997 and 2001.
Official details
Source: KBO- Status
- Active since 16-10-2000Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.101.038.2122930 Brasschaat, since 15-11-2000
- Financial year end
- 30 September
- Peppol
- Reachable since 03-08-2025
Annual accounts to 30-09-2025
- €481,336▼ 15.8%
- Filing
- Filed on 25-04-2026, 5 days before the end of the filing period
Insights on MOD SOFTWARE
MOD SOFTWARE files the micro format. That format states no turnover. The gross margin rose from €46,976 in 2007 to €73,577 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MOD SOFTWARE
- What is the company number of MOD SOFTWARE?
- The company number of MOD SOFTWARE is 0473.044.452. The VAT number is the same number with BE in front: BE 0473.044.452.
- Where is MOD SOFTWARE based?
- The registered office is at Magdalenalei 20, 2930 Brasschaat.Company details
- What does MOD SOFTWARE do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of MOD SOFTWARE?
- MOD SOFTWARE is a private limited company (BV).
- When was MOD SOFTWARE founded?
- MOD SOFTWARE was founded on 16-10-2000.
- Is MOD SOFTWARE still active?
- Yes, MOD SOFTWARE is an active enterprise in the KBO register.
- What is the turnover of MOD SOFTWARE?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €73,577 and 41 comparable companies (NACE 62100). It probably lies between €140,000 and €220,000.Financials
- Is MOD SOFTWARE profitable?
- In financial year 2025, MOD SOFTWARE made a profit of €53,228.
- Where can I find the annual accounts of MOD SOFTWARE?
- MOD SOFTWARE filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MOD SOFTWARE due?
- MOD SOFTWARE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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