Peak Progress
ActivePeak Progress has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €65k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.9 against 7.6 in 2024), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
14.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
13 d late
2024
5 d late
2023
29 d late
2022
1 d late
2021
23 d late
2020
32 d early
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▲ 19.1%
2024 · €341k
2019: €72k
2020: €115k
2021: €159k
2022: €207k
2023: €284k
2024: €341k
2019 → 2025
Total assets
€455k▲ 16.9%
2024 · €389k
2019: €111k
2020: €169k
2021: €193k
2022: €262k
2023: €330k
2024: €389k
2019 → 2025
Net result
€65k▲ 14.7%
2024 · €57k
2019: €53k
2020: €43k
2021: €44k
2022: €48k
2023: €77k
2024: €57k
2019 → 2025
Working capital
€386k▲ 21.4%
2024 · €318k
2019: €72k
2020: €111k
2021: €153k
2022: €196k
2023: €270k
2024: €318k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€207k▲ 30.4%€284k▲ 37.0%€341k▲ 20.0%€406k▲ 19.1%
Operating result€64k-€74k▲ 16.3%€100k▲ 34.9%€80k▼ 19.9%€90k▲ 12.8%
Net result€44k-€48k▲ 8.7%€77k▲ 58.8%€57k▼ 26.0%€65k▲ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €455k
Fixed assets
€20k▼ 13.3%
Current assets
€435k▲ 18.8%
Equity and liabilities €455k
Equity
€406k▲ 19.1%
Debt
€49k▲ 1.4%
The debt ratio falls from 12.4% to 10.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€95k▲
2024 · €85k
Cash flow
€70k▲
2024 · €61k
Solvency
89.3%▲
2024 · 87.6%
Current ratio
8.90▲
2024 · 7.60
Quick ratio
8.90▲
2024 · 7.60
Debt / equity
0.12▼
2024 · 0.14
ROE
16.0%▼
2024 · 16.7%
ROA
14.3%▼
2024 · 14.6%
Interest coverage
473.90▲
2024 · 217.69
Debt
€49k▲
2024 · €48k
Debt ≤ 1 year
€49k▲
2024 · €48k
Income taxes
€27k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€455k▲
Fixed assets21/28€23k€20k▼
Tangible fixed assets22/27€23k€20k▼
Land and buildings22€17k€16k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€366k€435k▲
Amounts receivable within one year40/41€26k€23k▼
Trade receivables40€26k€23k▼
Other amounts receivable41€0-
Current investments50/53€242k€263k▲
Cash at bank and in hand54/58€97k€147k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€389k€455k▲
Equity10/15€341k€406k▲
Contributions10/11€19k€19k=
Reserves13€322k€388k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€321k€388k▲
Amounts payable17/49€48k€49k▲
Amounts payable within one year42/48€48k€49k▲
Financial debts43€118€53▼
Credit institutions430/8€118€53▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€26k€30k▲
Taxes450/3€26k€30k▲
Other amounts payable47/48€17k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€803€1k▲
Gross operating margin9900€85k€96k▲
Operating profit (loss)9901€80k€90k▲
Financial income75/76B€149€2k▲
Recurring financial income75€149€2k▲
Financial charges65/66B€389€200▼
Recurring financial charges65€389€200▼
Profit (loss) for the period before taxes9903€80k€92k▲
Income taxes67/77€23k€27k▲
Profit (loss) for the period9904€57k€65k▲
Profit (loss) for the period to be appropriated9905€57k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€65k▲
Transfer to equity691/2€57k€65k▲
To other reserves6921€57k€65k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2019net €77k ▲58.8%
Operating result €100k, net result €77k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Equity above €200kEq €207k ▲30.4%
4 profitable years in a row build equity to €207k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €150kEq €159k ▲38.7%
3 profitable years in a row build equity to €159k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €43k ▼18.5%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €115k ▲60.3%
2 profitable years in a row build equity to €115k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nopstal 263202 AarschotGround area
178 m²
Building footprint
178 m²
Volume, LiDAR
990 m³
Parcel 24092D0044/00L000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peak Progress
since 20182.280.699.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092D0044/00L000 | Flanders | 178 m² | 1 · 178 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500QB8B8BH40FAR88
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Of 11,643 companies in sector 85599 we hold annual accounts for 1,319. 784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end31-12
Activities, NACEBEL
85599Other education
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.