TOM VAN ACKER
ActiveTOM VAN ACKER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €411k and a net result of €-23k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 2021 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67▼-13
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity short (current ratio 0.22 against 1.09 in 2024), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€23k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
10 d early
2023
on the day
2022
5 d early
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€411k▼ 5.2%
2024 · €434k
2019: €488k
2020: €506k
2021: €512k
2022: €501k
2023: €464k
2024: €434k
2019 → 2025
Total assets
€588k▲ 8.9%
2024 · €540k
2019: €602k
2020: €635k
2021: €614k
2022: €596k
2023: €572k
2024: €540k
2019 → 2025
Net result
€-23k▲ 26.1%
2024 · €-31k
2019: €251k
2020: €19k
2021: €-10k
2022: €-11k
2023: €-37k
2024: €-31k
2019 → 2025
Working capital
€-83k
2024 · €3k
2019: €93k
2020: €115k
2021: €108k
2022: €111k
2023: €9k
2024: €3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€512k-€501k▼ 2.1%€464k▼ 7.3%€434k▼ 6.6%€411k▼ 5.2%
Operating result€-8k-€-11k▼ 47.9%€-40k▼ 257%€-15k▲ 62.4%€-23k▼ 55.7%
Net result€-10k-€-11k▼ 0.9%€-37k▼ 247%€-31k▲ 16.5%€-23k▲ 26.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €15k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€565k▲ 11.9%
Current assets
€23k▼ 34.9%
Equity and liabilities €588k
Equity
€411k▼ 5.2%
Provisions
€69k▼ 4.7%
Debt
€107k▲ 222%
The debt ratio rises from 6.2% to 18.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €11k
Cash flow
€2k▲
2024 · €-4k
Solvency
70.0%▼
2024 · 80.4%
Current ratio
0.22▼
2024 · 1.09
Quick ratio
0.22▼
2024 · 1.09
Debt / equity
0.26▲
2024 · 0.08
ROE
-5.5%▲
2024 · -7.1%
ROA
-3.9%▲
2024 · -5.7%
Interest coverage
0.57▼
2024 · 0.59
Debt
€107k▲
2024 · €33k
Debt ≤ 1 year
€106k▲
2024 · €32k
Income taxes
€177▼
2024 · €312
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€588k▲
Fixed assets21/28€505k€565k▲
Tangible fixed assets22/27€502k€562k▲
Land and buildings22€412k€400k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€39k€32k▼
Other tangible fixed assets26€1k€867▼
Assets under construction and advance payments27€36k€121k▲
Financial fixed assets28€3k€3k=
Current assets29/58€35k€23k▼
Amounts receivable within one year40/41€4k€10k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€429€8k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€29k€10k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€540k€588k▲
Equity10/15€434k€411k▼
Contributions10/11€29k€29k=
Reserves13€405k€383k▼
Tax-exempt reserves132€217k€207k▼
Distributable reserves133€188k€175k▼
Provisions and deferred taxes16€72k€69k▼
Deferred taxes168€72k€69k▼
Amounts payable17/49€33k€107k▲
Amounts payable within one year42/48€32k€106k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€1k€697▼
Taxes450/3€1k€697▼
Other amounts payable47/48€24k€101k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€25k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€15k€5k▼
Operating profit (loss)9901€-15k€-23k▼
Financial income75/76B€56€41▼
Recurring financial income75€56€41▼
Financial charges65/66B€19k€3k▼
Recurring financial charges65€19k€3k▼
Profit (loss) for the period before taxes9903€-34k€-26k▲
Transfer from deferred taxes780€4k€3k▼
Income taxes67/77€312€177▼
Profit (loss) for the period9904€-31k€-23k▲
Transfer from tax-exempt reserves789€11k€10k▼
Profit (loss) for the period to be appropriated9905€-20k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-12k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€20k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €500kEq €506k ▲3.8%
2 profitable years in a row build equity to €506k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2012
22-05
State Gazette act
General meeting · Director resignation
Permanent representative
2011
08-08
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
2010
02-06
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Van Acker Tom
CurrentStatutaire bestuurder · since 17-03-2023
17-03-2023
Resigned as Statutaire zaakvoerder
17-03-2023
Appointed as Statutaire bestuurder
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Boonenstraat 29000 GentGround area
572 m²
Building footprint
321 m²
Volume, LiDAR
2,964 m³
Parcel 44815F3731/00G000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOM VAN ACKER
since 19962.078.465.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F3731/00G000 ProtectedCultural-historical landscape · Monument · Townscape or village viewBegijnhof Sint-ElisabethSource ↗ |
Flanders | 571 m² | 1 · 321 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Ownership & control
1 partyTOM VAN ACKERBE 0458.845.038
controls
Where this company holds controlthis company sits on their board1
2 locations
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Of 11,643 companies in sector 85599 we hold annual accounts for 1,319. 779 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-1996
Fiscal year end30-06
Activities, NACEBEL
80424
85599Other education
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.