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PC CONSEILS

Active
Private limited company (pre-2019)founded 201016 yrs activeRue Laschet 19, 4852 Plombières, BelgiumKBO/BCE: BE 0826.578.075

PC CONSEILS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €54k and a net result of €32k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 26057 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
94 / 100
Excellent▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency87▲+28
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.66 in 2023), but 54.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
45.6%
Return on assets
27%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
113 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
53 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€54k▲ 144%
2023 · €22k
2018: €8k 2019: €16k 2020: €34k 2021: €19k 2022: €9k 2023: €22k
2018 → 2024
Total assets
€118k▲ 51.4%
2023 · €78k
2018: €28k 2019: €38k 2020: €59k 2021: €55k 2022: €56k 2023: €78k
2018 → 2024
Net result
€32k▲ 143%
2023 · €13k
2018: €18k 2019: €11k 2020: €17k 2021: €-14k 2022: €-10k 2023: €13k
2018 → 2024
Working capital
€48k▲ 93.4%
2023 · €25k
2018: €6k 2019: €13k 2020: €21k 2021: €5k 2022: €21k 2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€34k-€19k▼ 42.6%€9k▼ 53.6%€22k▲ 146%€54k▲ 144%
Operating result€28k-€-11k€-110▲ 99.0%€24k€50k▲ 111%
Net result€17k-€-14k€-10k▲ 27.7%€13k€32k▲ 143%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2020: €28k€28kNet result 2020: €17k€17kOperating result 2021: €-11k€-11kNet result 2021: €-14k€-14kOperating result 2022: €-110€-110Net result 2022: €-10k€-10kOperating result 2023: €24k€24kNet result 2023: €13k€13kOperating result 2024: €50k€50kNet result 2024: €32k€32k20202021202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 111% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €118k
Fixed assets €15k▼ 7.0%
Current assets €103k▲ 66.5%
Equity and liabilities €118k
Equity €54k▲ 144%
Debt €64k▲ 14.8%
The debt ratio falls from 71.7% to 54.4%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
EBITDA
€55k
2023 · €28k
Cash flow
€36k
2023 · €17k
Solvency
45.6%
2023 · 28.3%
Current ratio
1.86
2023 · 1.66
Quick ratio
1.86
2023 · 1.66
Debt / equity
1.19
2023 · 2.53
ROE
59.0%
2023 · 59.3%
ROA
27.0%
2023 · 16.8%
Interest coverage
12.12
2023 · 7.49
Debt
€64k
2023 · €56k
Debt ≤ 1 year
€56k
2023 · €37k
Debt > 1 year
€8k
2023 · €17k
Income taxes
€14k
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€78k€118k
Fixed assets21/28€16k€15k
Tangible fixed assets22/27€16k€15k
Land and buildings22€1k€810
Plant, machinery and equipment23€6k€5k
Furniture and vehicles24€865€480
Other tangible fixed assets26€8k€9k
Current assets29/58€62k€103k
Amounts receivable after more than one year29€19k€19k=
Other amounts receivable291€19k€19k=
Amounts receivable within one year40/41€40k€79k
Trade receivables40€17k€45k
Other amounts receivable41€23k€34k
Cash at bank and in hand54/58€560€2k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€78k€118k
Equity10/15€22k€54k
Contributions10/11€6k€6k=
Reserves13€27k€47k
Distributable reserves133€27k€47k
Profit (loss) carried forward14€-11k€643
Amounts payable17/49€56k€64k
Amounts payable after more than one year17€17k€8k
Financial debts170/4€17k€8k
Amounts payable within one year42/48€37k€56k
Current portion of amounts payable after more than one year42€12k€10k
Financial debts43€3k€252
Credit institutions430/8€3k€252
Trade debts44€8k€2k
Suppliers440/4€8k€2k
Advances received on contracts in progress46€245€245=
Taxes, remuneration and social security45€14k€43k
Taxes450/3€14k€43k
Other amounts payable47/48€322-
Accrued charges and deferred income492/3€1k€1k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€2k€4k
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€2k
Gross operating margin9900€30k€61k
Operating profit (loss)9901€24k€50k
Financial income75/76B€542€542=
Recurring financial income75€542€542=
Financial charges65/66B€4k€5k
Recurring financial charges65€4k€5k
Profit (loss) for the period before taxes9903€21k€46k
Income taxes67/77€8k€14k
Profit (loss) for the period9904€13k€32k
Profit (loss) for the period to be appropriated9905€13k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€21k
Profit (loss) brought forward from the previous period14P€-24k€-11k
Transfer to equity691/2-€20k
To other reserves6921-€20k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2018net €32k ▲143%
Operating result €50k, net result €32k, both a record.
21-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €-14k ▼183%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
22-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
07-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
17-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Laschet 194852 Plombières
Ground area
1,160 m²
Building footprint
134 m²
Volume, LiDAR
935 m³
Parcel 63037A0861/00V000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PC Conseils
Rue Laschet 19, 4852 PlombièresGeneral electrical installation work
since 20132.218.442.062
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63037A0861/00V000 Wallonia 1,160 m² 1 · 134 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,430 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded11-06-2010
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
46180Agents specialised in the wholesale of other particular products
47420Retail trade
47430Retail trade
62900Other information technology and computer services
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.