TILIA-IT
ActiveTILIA-IT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €719. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-41
Solvency77▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.07 in 2024), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
0.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
43 d early
2023
12 d early
2022
46 d early
2021
3 d early
2020
9 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€267k
EBIT margin
5.1%
Net result
€719▼ 85.9%
2024 · €5k
2019: €4k
2020: €10k
2021: €20k
2022: €6k
2023: €1k
2024: €5k
2019 → 2025
Working capital
€4k▼ 2.6%
2024 · €4k
2019: €-213
2020: €14k
2021: €4k
2022: €2k
2023: €-3k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€47k▲ 14.8%€48k▲ 2.8%€53k▲ 10.6%€54k▲ 1.4%
Operating result€22k-€7k▼ 66.9%€2k▼ 68.3%€7k▲ 204%€3k▼ 58.0%
Net result€20k-€6k▼ 70.3%€1k▼ 78.1%€5k▲ 289%€719▼ 85.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€50k▲ 1.8%
Current assets
€47k▼ 32.0%
Equity and liabilities €96k
Equity
€54k▲ 1.4%
Debt
€43k▼ 33.7%
The debt ratio falls from 54.9% to 44.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €15k
Cash flow
€9k▼
2024 · €13k
Solvency
55.7%▲
2024 · 45.1%
Current ratio
1.10▲
2024 · 1.07
Quick ratio
0.54▼
2024 · 0.81
Debt / equity
0.80▼
2024 · 1.22
ROE
1.3%▼
2024 · 9.6%
ROA
0.7%▼
2024 · 4.3%
Interest coverage
10.56▼
2024 · 18.58
Debt
€43k▼
2024 · €64k
Debt ≤ 1 year
€42k▼
2024 · €64k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€96k▼
Fixed assets21/28€49k€50k▲
Tangible fixed assets22/27€49k€50k▲
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€2k€10k▲
Other tangible fixed assets26€34k€29k▼
Current assets29/58€69k€47k▼
Stocks and contracts in progress3€16k€24k▲
Stocks30/36€16k€24k▲
Amounts receivable within one year40/41€44k€9k▼
Trade receivables40€44k€9k▼
Other amounts receivable41€269-
Cash at bank and in hand54/58€5k-
Deferred charges and accrued income490/1€3k€14k▲
Equity and liabilities
Total equity and liabilities10/49€117k€96k▼
Equity10/15€53k€54k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€47k€47k▲
Amounts payable17/49€64k€43k▼
Amounts payable within one year42/48€64k€42k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€20k€12k▼
Suppliers440/4€20k€12k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€10k€5k▼
Other amounts payable47/48€34k€23k▼
Accrued charges and deferred income492/3€368€409▲
Income statement
Code20242025
Non-recurring operating income76A-€300
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€4k€3k▼
Gross operating margin9900€19k€15k▼
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€492€215▼
Recurring financial income75€492€215▼
Financial charges65/66B€798€1k▲
Recurring financial charges65€798€1k▲
Profit (loss) for the period before taxes9903€7k€2k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€719▼
Profit (loss) for the period to be appropriated9905€5k€719▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€47k▲
Profit (loss) brought forward from the previous period14P€42k€47k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €719 ▼85.9%
Net result drops to €719, the lowest in the series.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
19-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €20k ▲94.6%
Operating result €22k, net result €20k, both a record.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château(B) 125370 HavelangeGround area
2,090 m²
Building footprint
172 m²
Parcel 91012D0298/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TILIA-IT
since 20182.275.318.211
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91012D0298/00F000indicative | Wallonia | 2,090 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PC CONSEILS
BE 0826.578.075
Plombières · Eq €54k
MEGA-DOC
BE 0470.381.011
Herzele · Eq €53k
INTELLIGENT INTEGRATION
BE 0838.909.943
Antwerpen · Eq €54k
MAPLEBURN
BE 0739.867.302
Kapellen · Eq €54k
ADR INVEST
BE 0471.364.570
Antwerpen · Eq €54k
Of 3,209 companies in sector 47400 we hold annual accounts for 1,793. 1,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2018
Fiscal year end30-06
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.