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TILIA-IT

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue du Château(B) 12, 5370 Havelange, BelgiumKBO/BCE: BE 0695.461.195
Summary

TILIA-IT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,650 and a net result of €719. Equity has been growing by about 14% per year since 2019. Its solvency ranks better than 69% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 25-04-2018 Normal situation
Activity
Retail sale of information and communication equipment NACE 47400
Establishment unit
2.275.318.211 5370 Havelange, since 25-04-2018
Financial year end
30 June
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • D'aspremont Lynden FerdinandDirector · since 25-04-2018

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts to 30-06-2025
Gross margin
€15,039
▼ 20.6%
Turnover
≈ €100,000
estimated
Profit
€719
▼ 85.9%
Equity
€53,650
▲ 1.4%
Total assets
€96,363
▼ 17.9%
Score breakdownraises riskLiquidity: current ratio 1.10Sector: Retail trade (NACE 47)lowers riskSize: total assets €96,363Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 81+11
equity 55.7% of total assets
Liquidity 58+31
short-term debt 43.9%
Profitability 70-4
return on assets 0.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 0.9%▼ -0.2 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025lowest value 09-2025: 0.9%● unchanged vs 08-2025lowest value 10-2025: 1.0%▲ +0.1 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 0.9%▼ -0.1 percentage points vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.3%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 1.3%● unchanged vs 02-2026highest value 04-2026: 1.3%● unchanged vs 03-2026highest value 05-2026: 1.2%▼ -0.1 percentage points vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.0%▼ -0.1 percentage points vs 07-2026 09-2026: 0.9%▼ -0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.1 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (1.07 in 2024), below the usual 1.5. Short-term debt is 43.9% of total assets. 44.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 69% of them on solvency, 64% on liquidity, 51% on profitability and 44% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Four signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.10
NBB · annual accounts
lowers risk · Size: total assets €96,363
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
8 days early
2024
43 days early
2023
12 days early
2022
46 days early
2021
3 days early
2020
9 days late
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 January (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €719 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as TILIA-IT: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €62,000 and €107,000, founded between 2016 and 2020.

CompanyTotal assetsGross margin
TILIA-IT Havelange€96,363€15,039
IK SERVICES Mettet€100,428€12,487
Exeable Zwevegem€100,223€17,641
Multi Optics Company Deerlijk€106,929€15,341
CORPORATE WELLBEING AND COACHING Asse€105,993€23,124
NAVITO EXPRESS Sint-Jans-Molenbeek€61,991€17,065
GROUP DC BELGIUM Sint-Pieters-Leeuw€103,332€16,137
Full comparison

Key facts about TILIA-IT

What is the company number of TILIA-IT?
The company number of TILIA-IT is 0695.461.195. The VAT number is the same number with BE in front: BE 0695.461.195.
Where is TILIA-IT based?
The registered office is at Rue du Château(B) 12, 5370 Havelange.Company details
What does TILIA-IT do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of TILIA-IT?
The legal form of TILIA-IT is Private limited company (pre-2019) (BVBA).
When was TILIA-IT founded?
TILIA-IT was founded on 25-04-2018.
Is TILIA-IT still active?
Yes, TILIA-IT is an active enterprise in the KBO register.
How many employees does TILIA-IT have?
TILIA-IT had an average of 1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of TILIA-IT?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €15,039 and 37 comparable companies (NACE 47400). It probably lies between €60,000 and €180,000. It is a rough estimate. In financial year 2020 turnover was €266,529.
Is TILIA-IT profitable?
In financial year 2025, TILIA-IT made a profit of €719.
Where can I find the annual accounts of TILIA-IT?
TILIA-IT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TILIA-IT due?
TILIA-IT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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