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PAT4U

Active Private limited companyfounded 2022active for 4 yearsRue Basse Campagne 3, 4260 BraivesKBO/BCE: BE 0786.828.366 #9 company by equity in Braives, Professional and technical services sector

Lifetime

4 annual accounts with figures on one time axis
peak €123,555 (2023)
€117,863▲ 5.9%
peak €84,236 (2025)
€84,236▲ 17.0%
peak €203,349 (2024)
€203,349unchanged
€126,442▲ 182%
Board1 name since 2022
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Dividend €84,236Debts from €44,831 to €126,442Cash from €194,082 to €63,651

Key points

from the 2025 annual accounts

Equity

€203,349 =
203,3492024+84,236Profit-84,236Dividend203,3492025

PAT4U paid out €84,236 in dividends. That is 100% of the 2025 profit.

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Liquidity

2.43 was 4.81 in 2024

Short-term debts rose from €44,831 to €126,442.

Filings

4 annual accounts since 2022
AprilJune31 JulyOctober2022202320242025

The last four annual accounts were filed 35 to 56 days before the end of the period.

Position in the sector

€84,236

Higher net result than 88% of companies in advertising and market research. Sector median €14,755 · 8,618 companies.

Checked score

95
Excellent
Financially stronger than 60% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

87-13equity 61.7% of total assets
56-39short-term debt 38.3% · cash 19.3%
100=return on assets 25.5%

Score breakdown

lowers risk
Liquidity: current ratio 2.43, cash €63,651, halved
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €203,349 (61.7% of total assets)
Figures for financial year 2025 (filed on 10-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 60% of them on solvency, 48% on liquidity, 88% on profitability and 43% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as PAT4U has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PAT4U itself is lower: 0.1% within 12 months. It rests on far more data about PAT4U than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for PAT4U. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.43 (4.81 in 2024), above the usual 1.5. Short-term debt is 38.3% and cash 19.3% of total assets. 38.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.43, cash €63,651, halved
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Equity €203,349 (61.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 10-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
53 days early
2024
48 days early
2023
35 days early
2022
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 48 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

DP
Director, since 02-06-2022
  • DELPERDANGE Patrick Edouard Jean 100 sharesdeed of 08-06-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0786828366
First establishment Rue Basse Campagne 3, Braives
Incorporation Founding capital of €3,000, 100 shares · Founder: DELPERDANGE Patrick Edouard Jean (actionnaires et fondateur) · Appointment: DELPERDANGE Patrick Edouard Jean (director) · published on 08-06-2022 · Gazette deed
All 11 events

Comparable companies

same main activity, similar in size and age
Company
PAT4U Braives €329,791 €117,863 61.7% -
PULSATIONS Herve €311,846 €116,946 24.2% -
UP MANAGEMENT Aalst €363,742 €117,948 47.3% -
81Echoes Rotselaar €364,124 €113,166 83.6% -
SYDE Woluwe-Saint-Pierre €317,907 €117,782 96.2% -
Jack & Harper Merelbeke-Melle €319,875 €133,181 90.3% -
Kayllab Evere €367,939 €109,593 85.1% -

These companies have the same main activity as PAT4U: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €312,000 and €368,000, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 03-06-2022Normal situation
Activity
Public relations and communication consultancyNACE 73300and 1 other
Establishment unit
2.332.374.5024260 Braives, since 01-07-2022
Financial year end
31 December
Peppol
Reachable since 30-09-2026
Company details

Annual accounts 2025

€329,791▲ 32.9%
Filing
Filed on 08-06-2026, 53 days before the end of the filing period
Financials

Insights on PAT4U

PAT4U files the micro format. That format states no turnover. The gross margin rose from €63,661 in 2022 to €117,863 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PAT4U

What is the company number of PAT4U?
The company number of PAT4U is 0786.828.366. The VAT number is the same number with BE in front: BE 0786.828.366.
Where is PAT4U based?
The registered office is at Rue Basse Campagne 3, 4260 Braives.Company details
What does PAT4U do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of PAT4U?
PAT4U is a private limited company (BV).
When was PAT4U founded?
PAT4U was founded on 03-06-2022.
Is PAT4U still active?
Yes, PAT4U is an active enterprise in the KBO register.
What is the turnover of PAT4U?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €117,863 and 38 comparable companies (NACE 73). It probably lies between €160,000 and €430,000. In financial year 2024 turnover was €0.Financials
Is PAT4U profitable?
In financial year 2025, PAT4U made a profit of €84,236.
Where can I find the annual accounts of PAT4U?
PAT4U filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAT4U due?
PAT4U must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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