JacoFabro
ActiveJacoFabro has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+46
Solvency38▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.8%
Return on assets
12%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €3k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
83 d late
2023
15 d early
2022
on the day
2021
19 d early
2020
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k▲ 1,433%
2023 · €176
2020: €10k
2021: €8k
2022: €2k
2023: €176
2020 → 2024
Total assets
€21k▼ 1.8%
2023 · €21k
2020: €37k
2021: €36k
2022: €21k
2023: €21k
2020 → 2024
Net result
€3k
2023 · €-2k
2020: €6k
2021: €-2k
2022: €-6k
2023: €-2k
2020 → 2024
Working capital
€2k
2023 · €-1k
2020: €-2k
2021: €-6k
2022: €-12k
2023: €-1k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€8k▼ 24.1%€2k▼ 73.0%€176▼ 91.6%€3k▲ 1,433%
Operating result€9k-€-359€-2k▼ 416%€4k€6k▲ 41.0%
Net result€6k-€-2k€-6k▼ 130%€-2k▲ 66.1%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 41% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€459▼ 14.8%
Current assets
€20k▲ 1.4%
Equity and liabilities €21k
Equity
€3k▲ 1,433%
Debt
€18k▼ 13.6%
The debt ratio falls from 99.2% to 87.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2023 · €5k
Cash flow
€3k▲
2023 · €-1k
Solvency
12.8%▲
2023 · 0.8%
Current ratio
1.11▲
2023 · 0.94
Quick ratio
1.11▲
2023 · 0.94
Debt / equity
6.81
ROE
93.5%
ROA
12.0%▲
2023 · -8.9%
Interest coverage
3.25▲
2023 · 0.91
Debt
€18k▼
2023 · €21k
Debt ≤ 1 year
€18k▼
2023 · €21k
Income taxes
€2k▲
2023 · €752
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€21k€21k▼
Formation expenses20€846€256▼
Fixed assets21/28€538€459▼
Tangible fixed assets22/27€538€459▼
Land and buildings22€538€459▼
Furniture and vehicles24€0-
Current assets29/58€20k€20k▲
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€11k€10k▼
Other amounts receivable41€742€1k▲
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€21k€21k▼
Equity10/15€176€3k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-4k€-1k▲
Amounts payable17/49€21k€18k▼
Amounts payable within one year42/48€21k€18k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€4k€147▼
Suppliers440/4€4k€147▼
Taxes, remuneration and social security45€18k€10k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€185€8k▲
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€669€669=
Other operating charges640/8€1k€717▼
Gross operating margin9900€6k€8k▲
Operating profit (loss)9901€4k€6k▲
Financial income75/76B€1€32▲
Recurring financial income75€1€32▲
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€-1k€4k▲
Income taxes67/77€752€2k▲
Profit (loss) for the period9904€-2k€3k▲
Profit (loss) for the period to be appropriated9905€-2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-1k▲
Profit (loss) brought forward from the previous period14P€-2k€-4k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cederlaan 82830 WillebroekGround area
481 m²
Building footprint
92 m²
Volume, LiDAR
540 m³
Parcel 12036D0729/00Y000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JacoFabro
since 20202.304.489.871
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036D0729/00Y000 | Flanders | 481 m² | 1 · 92 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Michel BOONEN
BE 0424.090.532
Charleroi · Eq €3k
VALNETH
BE 0747.620.867
Brugge · Eq €3k
ATTRACTIONS
BE 0797.738.292
Welkenraedt · Eq €3k
GLOBAL SECURITY SOLUTION
BE 0762.885.796
Dalhem · Eq €2k
FAST CONSULTING
BE 0705.967.186
Seneffe · Eq €3k
Of 2,544 companies in sector 95290 we hold annual accounts for 417. 122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end31-12
Activities, NACEBEL
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.