Passus
ActivePassus has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €5k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
94
/ 100
Excellent▲ +24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability29▲+29
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 4.14 in 2023), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
16 d early
2022
20 d early
2021
2 d early
2020
36 d early
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 6.1%
2023 · €83k
2018: €40k
2019: €47k
2020: €60k
2021: €67k
2022: €84k
2023: €83k
2018 → 2024
Total assets
€117k▼ 8.4%
2023 · €127k
2018: €98k
2019: €103k
2020: €94k
2021: €96k
2022: €136k
2023: €127k
2018 → 2024
Net result
€5k
2023 · €-866
2018: €12k
2019: €7k
2020: €13k
2021: €7k
2022: €17k
2023: €-866
2018 → 2024
Working capital
€74k▲ 9.8%
2023 · €68k
2018: €29k
2019: €42k
2020: €58k
2021: €64k
2022: €68k
2023: €68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€67k▲ 12.3%€84k▲ 24.4%€83k▼ 1.0%€88k▲ 6.1%
Operating result€19k-€12k▼ 35.5%€24k▲ 90.6%€2k▼ 92.0%€8k▲ 334%
Net result€13k-€7k▼ 44.8%€17k▲ 138%€-866€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 334% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €117k
Fixed assets
€28k▼ 26.1%
Current assets
€88k▼ 0.9%
Equity and liabilities €117k
Equity
€88k▲ 6.1%
Debt
€29k▼ 35.5%
The debt ratio falls from 34.9% to 24.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▲
2023 · €13k
Cash flow
€18k▲
2023 · €10k
Solvency
75.4%▲
2023 · 65.1%
Current ratio
6.26▲
2023 · 4.14
Quick ratio
6.26▲
2023 · 4.14
Debt / equity
0.33▼
2023 · 0.54
ROE
5.7%▲
2023 · -1.0%
ROA
4.3%▲
2023 · -0.7%
Interest coverage
17.63▲
2023 · 7.57
Debt
€29k▼
2023 · €44k
Debt ≤ 1 year
€14k▼
2023 · €22k
Debt > 1 year
€15k▼
2023 · €23k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€127k€117k▼
Fixed assets21/28€38k€28k▼
Tangible fixed assets22/27€38k€28k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€30k€22k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€89k€88k▼
Amounts receivable within one year40/41€36k€27k▼
Trade receivables40€35k€24k▼
Other amounts receivable41€462€3k▲
Cash at bank and in hand54/58€51k€60k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€127k€117k▼
Equity10/15€83k€88k▲
Contributions10/11€6k€6k=
Reserves13€77k€82k▲
Distributable reserves133€77k€82k▲
Amounts payable17/49€44k€29k▼
Amounts payable after more than one year17€23k€15k▼
Financial debts170/4€23k€15k▼
Amounts payable within one year42/48€22k€14k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€367€408▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€15k€22k▲
Operating profit (loss)9901€2k€8k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€173€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-866€5k▲
Profit (loss) for the period to be appropriated9905€-866€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-866€5k▲
Transfer from equity791/2€866-
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-866 ▼105%
Net result drops to €-866, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲138%
Operating result €24k, net result €17k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosvijverstraat 13511 HasseltGround area
934 m²
Building footprint
176 m²
Volume, LiDAR
912 m³
Parcel 71032B0625/00R000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BsideS
since 20152.244.088.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0625/00R000 | Flanders | 934 m² | 1 · 176 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 467 EUR awarded · 467 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 362 EUR | 362 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2015
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
73200Market research and public opinion polling
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.