Equity
€103,004 from €178,203 in 2020
Equity fell by 42% in 5 years.
PARFRAY
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €94,943 (2025)
€94,943▲ 19.5%
lowest -€68,351 (2023)
€24,581▲ 11×
peak €178,203 (2020)
€103,004▲ 31.3%
€561,111▲ 1.4%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €79,423 to €94,943Result from €2,173 to €24,581Equity from €78,424 to €103,004Cash from €9,766 to €16,363
Key points
from the 2025 annual accountsChecked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Merger: PARFRAY takes over IMMA
Capital decrease of €6,600 to €12,400 · Capital from €19,000 to €12,400 · Resignation: (manager) · General meeting of 29-06-2023 · Gazette deed
Permanent representatives: and
General meeting of 27-11-2020 · Gazette deed
First establishment
Rue de Ny,Melreux 1, Hotton
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PARFRAY Durbuy | €664,115 | €94,943 | 15.5% | - |
| DDH-VERZEKERINGEN Maasmechelen | €678,484 | €108,239 | 71.5% | - |
| GROUPE LBLH - JAMAL LALAOUÎ Gesves | €589,560 | €96,247 | 47.3% | - |
| VEIRMAN & C° Liedekerke | €569,540 | €104,256 | 66.3% | - |
| MAKELAARSKANTOOR LIEVEN BERNAERS Beveren-Kruibeke-Zwijndrecht | €715,526 | €76,998 | 73.4% | - |
| DROIT CRÉDIT Anderlecht | €540,264 | €103,574 | 46.5% | - |
| SCHMATZ & PARTNERS Saint-Vith | €794,987 | €111,782 | 54.7% | - |
These companies have the same main activity as PARFRAY: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €540,000 and €795,000, founded between 1999 and 2002.
Official details
Source: KBO- Status
- Active since 11-05-2000Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment unit
- 2.131.415.6426990 Hotton, since 09-11-2000
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on PARFRAY
PARFRAY files the micro format. That format states no turnover. The gross margin rose from €9,876 in 2006 to €94,943 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PARFRAY
- What is the company number of PARFRAY?
- The company number of PARFRAY is 0471.856.597. The VAT number is the same number with BE in front: BE 0471.856.597.
- Where is PARFRAY based?
- The registered office is at Rue de Soy (Oppagne) 3, 6940 Durbuy.Company details
- What does PARFRAY do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of PARFRAY?
- PARFRAY is a private limited company (pre-2019) (BVBA).
- When was PARFRAY founded?
- PARFRAY was founded on 11-05-2000.
- Is PARFRAY still active?
- Yes, PARFRAY is an active enterprise in the KBO register.
- What is the turnover of PARFRAY?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €94,943 and 2,662 comparable companies of the same size. It probably lies between €190,000 and €490,000. It is a rough estimate.Financials
- Is PARFRAY profitable?
- In financial year 2025, PARFRAY made a profit of €24,581.
- Where can I find the annual accounts of PARFRAY?
- PARFRAY filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PARFRAY due?
- PARFRAY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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