Pardoes
ActiveSummary
Pardoes has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €16k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+8
Solvency90▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.45 in 2024; short-term debt: 32.9% and cash: 59.4% of total assets), and 35% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
12.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
1 d early
2023
9 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€82k▲ 22.1%
2024 · €67k
2018: €27klowest in 8 years
2019: €30k▲ +9.6% vs 2018
2020: €46k▲ +53.7% vs 2019
2021: €52k▲ +12.2% vs 2020
2022: €58k▲ +12.2% vs 2021
2023: €62k▲ +6.7% vs 2022
2024: €67k▲ +8.7% vs 2023
2025: €82k▲ +22.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€127k▲ 17.3%
2024 · €108k
2018: €84k
2019: €66k▼ -21.9% vs 2018lowest in 8 years
2020: €108k▲ +64.1% vs 2019
2021: €112k▲ +3.7% vs 2020
2022: €106k▼ -5.1% vs 2021
2023: €102k▼ -3.7% vs 2022
2024: €108k▲ +5.5% vs 2023
2025: €127k▲ +17.3% vs 2024highest in 8 years
2018 → 2025
Net result
€16k▲ 153%
2024 · €6k
2018: €3k
2019: €3k▼ -19.3% vs 2018lowest in 8 years
2020: €16k▲ +515% vs 2019highest in 8 years
2021: €6k▼ -65.2% vs 2020
2022: €6k▲ +12.2% vs 2021
2023: €4k▼ -38.1% vs 2022
2024: €6k▲ +59.0% vs 2023
2025: €16k▲ +153% vs 2024
2018 → 2025
Working capital
€44k▲ 141%
2024 · €18k
2018: €-23klowest in 8 years
2019: €-15k▲ +35.0% vs 2018
2020: €-8k▲ +47.6% vs 2019
2021: €-695▲ +91.1% vs 2020
2022: €7k▲ +1098% vs 2021
2023: €13k▲ +84.3% vs 2022
2024: €18k▲ +42.3% vs 2023
2025: €44k▲ +141% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€58k▲ 12.2%€62k▲ 6.7%€67k▲ 8.7%€82k▲ 22.1%
2021: €52klowest in 5 years
2022: €58k▲ +12.2% vs 2021
2023: €62k▲ +6.7% vs 2022
2024: €67k▲ +8.7% vs 2023
2025: €82k▲ +22.1% vs 2024highest in 5 years
Operating result€9k-€10k▲ 8.5%€6k▼ 36.2%€9k▲ 45.5%€27k▲ 192%
2021: €9k
2022: €10k▲ +8.5% vs 2021
2023: €6k▼ -36.2% vs 2022lowest in 5 years
2024: €9k▲ +45.5% vs 2023
2025: €27k▲ +192% vs 2024highest in 5 years
Net result€6k-€6k▲ 12.2%€4k▼ 38.1%€6k▲ 59.0%€16k▲ 153%
2021: €6k
2022: €6k▲ +12.2% vs 2021
2023: €4k▼ -38.1% vs 2022lowest in 5 years
2024: €6k▲ +59.0% vs 2023
2025: €16k▲ +153% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 192% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€41k ▼ 17.2%
Current assets
€86k ▲ 46.7%
Equity and liabilities €127k
Equity
€82k ▲ 22.1%
Debt
€44k ▲ 9.4%
Debt's share of the balance-sheet total falls from 37.5% to 35.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €22k
Cash flow
€24k▲
2024 · €19k
Current ratio
2.05▲
2024 · 1.45
Quick ratio
1.87▲
2024 · 1.29
Debt to equity
0.54▼
2024 · 0.60
ROE
19.1%▲
2024 · 9.2%
ROA
12.4%▲
2024 · 5.8%
Interest coverage
14.17▼
2024 · 137.99
Debt ≤ 1 year
€42k▲
2024 · €40k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€108k€127k▲
Fixed assets21/28€50k€41k▼
Tangible fixed assets22/27€50k€41k▼
Land and buildings22€43k€37k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€2k-
Current assets29/58€58k€86k▲
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€3k€457▼
Trade receivables40€3k-
Other amounts receivable41-€457
Cash at bank and in hand54/58€46k€75k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€108k€127k▲
Equity10/15€67k€82k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€50k€65k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€48k€65k▲
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€40k€44k▲
Amounts payable within one year42/48€40k€42k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€36k€29k▼
Accrued charges and deferred income492/3€400€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€24k€38k▲
Operating profit (loss)9901€9k€27k▲
Financial income75/76B-€57
Recurring financial income75-€57
Financial charges65/66B€158€2k▲
Recurring financial charges65€158€2k▲
Profit (loss) for the period before taxes9903€9k€24k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€6k€16k▲
Profit (loss) for the period to be appropriated9905€6k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€27k▲
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€5k€15k▲
To other reserves6921€5k€15k▲
Profit to be distributed694/7€833€807▼
Return on contributions (dividend)694€833€807▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €10k | €11k | €13k | €9k | ▼ 33.0% |
| Other operating charges640/8 | €2k | €2k | €2k | €2k | €3k | ▲ 23.2% |
| Gross operating margin9900 | €21k | €22k | €20k | €24k | €38k | ▲ 57.4% |
| Operating profit (loss)9901 | €9k | €10k | €6k | €9k | €27k | ▲ 192% |
| Financial income75/76B | - | - | - | - | €57 | - |
| Recurring financial income75 | - | - | - | - | €57 | - |
| Financial charges65/66B | €579 | €378 | €265 | €158 | €2k | ▲ 1,465% |
| Recurring financial charges65 | €579 | €378 | €265 | €158 | €2k | ▲ 1,465% |
| Profit (loss) for the period before taxes9903 | €8k | €9k | €6k | €9k | €24k | ▲ 170% |
| Income taxes67/77 | €3k | €3k | €2k | €3k | €8k | ▲ 209% |
| Profit (loss) for the period9904 | €6k | €6k | €4k | €6k | €16k | ▲ 153% |
| Profit (loss) for the period to be appropriated9905 | €6k | €6k | €4k | €6k | €16k | ▲ 153% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112k | €106k | €102k | €108k | €127k | ▲ 17.3% |
| Fixed assets21/28 | €64k | €54k | €50k | €50k | €41k | ▼ 17.2% |
| Tangible fixed assets22/27 | €63k | €53k | €50k | €50k | €41k | ▼ 17.2% |
| Land and buildings22 | €38k | €36k | €33k | €43k | €37k | ▼ 12.1% |
| Plant, machinery and equipment23 | - | - | €7k | €5k | €4k | ▼ 30.7% |
| Furniture and vehicles24 | €25k | €17k | €9k | €2k | - | - |
| Financial fixed assets28 | €1k | €1k | - | - | - | - |
| Current assets29/58 | €48k | €52k | €53k | €58k | €86k | ▲ 46.7% |
| Stocks and contracts in progress3 | €8k | €2k | €6k | €7k | €7k | ▲ 10.4% |
| Stocks30/36 | €8k | €2k | €6k | €7k | €7k | ▲ 10.4% |
| Amounts receivable within one year40/41 | - | €6k | €7k | €3k | €457 | ▼ 82.6% |
| Trade receivables40 | - | €6k | €7k | €3k | - | - |
| Other amounts receivable41 | - | - | €421 | - | €457 | - |
| Cash at bank and in hand54/58 | €38k | €43k | €37k | €46k | €75k | ▲ 62.6% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €3k | €2k | ▼ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112k | €106k | €102k | €108k | €127k | ▲ 17.3% |
| Equity10/15 | €52k | €58k | €62k | €67k | €82k | ▲ 22.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | - | - | - | - | €6k | - |
| Other1109/19 | - | - | - | - | €6k | - |
| Reserves13 | €34k | €41k | €45k | €50k | €65k | ▲ 29.8% |
| Non-distributable reserves130/1 | €2k | €2k | - | €2k | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | €2k | - | - |
| Distributable reserves133 | €33k | €39k | €45k | €48k | €65k | ▲ 34.8% |
| Profit (loss) carried forward14 | €11k | €11k | €11k | €11k | €11k | = |
| Amounts payable17/49 | €60k | €48k | €40k | €40k | €44k | ▲ 9.4% |
| Amounts payable after more than one year17 | €11k | €2k | - | - | - | - |
| Financial debts170/4 | €11k | €2k | - | - | - | - |
| Amounts payable within one year42/48 | €49k | €45k | €40k | €40k | €42k | ▲ 4.0% |
| Current portion of amounts payable after more than one year42 | €9k | €9k | €2k | - | - | - |
| Trade debts44 | €4k | €3k | €3k | €1k | €4k | ▲ 247% |
| Suppliers440/4 | €4k | €3k | €3k | €1k | €4k | ▲ 247% |
| Taxes, remuneration and social security45 | €4k | €4k | €3k | €3k | €9k | ▲ 161% |
| Taxes450/3 | €4k | €4k | €3k | €3k | €9k | ▲ 161% |
| Other amounts payable47/48 | €31k | €29k | €32k | €36k | €29k | ▼ 18.5% |
| Accrued charges and deferred income492/3 | €400 | €400 | €400 | €400 | €3k | ▲ 557% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €6k | €4k | €6k | €16k | ▲ 153% |
| + Depreciation and write-downs630 | €10k | €10k | €11k | €13k | €9k | ▼ 33.0% |
| Operating cash flow (approximation) | €16k | €17k | €15k | €19k | €24k | ▲ 28.0% |
| Investment in fixed assets (approximation) | - | €0 | €-7k | €-13k | €0 | ▲ 100% |
| Change in cash | - | €5k | €-6k | €9k | €29k | ▲ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €16k ▲515%
Net result €16k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼19.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1995
Ground area
663 m²
Building footprint
181 m²
Volume, LiDAR
884 m³
Parcel 31003D0559/00X003, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PARDOES BVBA
since 19952.069.747.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003D0559/00X003 | Flanders | 663 m² | 1 · 181 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeernem2.069.747.891
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Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 3,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.