GARAGE BALHANT
ActiveSummary
GARAGE BALHANT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €24k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+3
Solvency81▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.71 in 2024; short-term debt: 40.5% and cash: 62.4% of total assets), and 44% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
134 d early
2024
119 d early
2023
27 d early
2022
7 d early
2021
62 d early
2020
54 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 44.5%
2024 · €54k
2018: €26k
2019: €28k
2020: €15k
2021: €31k
2022: €16k
2023: €52k
2024: €54k
2018 → 2025
Total assets
€139k▲ 19.1%
2024 · €117k
2018: €81k
2019: €109k
2020: €90k
2021: €88k
2022: €71k
2023: €107k
2024: €117k
2018 → 2025
Net result
€24k▲ 38.1%
2024 · €17k
2018: €-5k
2019: €1k
2020: €-13k
2021: €16k
2022: €-15k
2023: €37k
2024: €17k
2018 → 2025
Working capital
€77k▲ 71.7%
2024 · €45k
2018: €8k
2019: €13k
2020: €-2k
2021: €17k
2022: €6k
2023: €39k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€16k▼ 48.0%€52k▲ 229%€54k▲ 2.6%€78k▲ 44.5%
Operating result€22k-€-13k€53k€27k▼ 49.4%€29k▲ 9.7%
Net result€16k-€-15k€37k€17k▼ 52.5%€24k▲ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€6k ▼ 35.2%
Current assets
€133k ▲ 23.7%
Equity and liabilities €139k
Equity
€78k ▲ 44.5%
Debt
€61k ▼ 2.7%
Debt's share of the balance-sheet total falls from 53.8% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €31k
Cash flow
€27k▲
2024 · €22k
Current ratio
2.37▲
2024 · 1.71
Quick ratio
2.04▲
2024 · 1.38
Debt to equity
0.78▼
2024 · 1.17
ROE
30.8%▼
2024 · 32.2%
ROA
17.3%▲
2024 · 14.9%
Interest coverage
47.64▼
2024 · 57.41
Debt ≤ 1 year
€56k▼
2024 · €63k
Income taxes
€5k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€117k€139k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€7k€5k▼
Current assets29/58€107k€133k▲
Stocks and contracts in progress3€21k€18k▼
Stocks30/36€21k€18k▼
Amounts receivable within one year40/41€25k€28k▲
Trade receivables40€25k€28k▲
Cash at bank and in hand54/58€60k€87k▲
Deferred charges and accrued income490/1€2k€179▼
Equity and liabilities
Total equity and liabilities10/49€117k€139k▲
Equity10/15€54k€78k▲
Contributions10/11€19k€19k=
Reserves13€33k€33k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€2k€26k▲
Amounts payable17/49€63k€61k▼
Amounts payable within one year42/48€63k€56k▼
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€28k€45k▲
Taxes450/3€28k€32k▲
Remuneration and social security454/9-€13k
Other amounts payable47/48€21k€178▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Non-recurring operating income76A-€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€460▼
Non-recurring operating charges66A€518-
Gross operating margin9900€33k€33k▼
Operating profit (loss)9901€27k€29k▲
Financial income75/76B€131€98▼
Recurring financial income75€131€98▼
Financial charges65/66B€546€686▲
Recurring financial charges65€546€686▲
Profit (loss) for the period before taxes9903€26k€29k▲
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€17k€24k▲
Profit (loss) for the period to be appropriated9905€17k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€26k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼192%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erezée · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Général-Borlon 266997 ErezéeGround area
1,341 m²
Building footprint
92 m²
Parcel 83013A0167/00B003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Garage Balhant
since 19962.076.820.676
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83013A0167/00B003 | Wallonia | 1,341 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TH BELGIUM
BE 0778.468.055
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Diederik Rogiers
BE 0431.345.637
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GF co
BE 0550.975.836
Elsene · Eq €77,636
JORDAN GOBIN
BE 1004.825.275
Wezembeek-Oppem · Eq €77,556
GARAGE HAYT
BE 0463.727.997
Frasnes-lez-Anvaing · Eq €77,545
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0470 43 72 11
Phone:086 47 77 35