Debts
€140,977 89% of the balance sheet
Financial debts 24%Suppliers 20%Taxes and wages 5%Other 51%
Of this, €106,528 falls due within a year.
IMEX
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €33,434 (2025)
€33,434▲ 355%
lowest -€10,978 (2018)
€22,527▲ 208×
peak €17,359 (2025)
€17,359▲ €22,527
€140,977▲ 3.7%
Board4 names since 2018
3 directorsBALLET Mirella and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €7,356 to €33,434Result from €108 to €22,527Equity from -€5,168 to €17,359Investments €14,331
Key points
from the 2025 annual accountsInvestments
€14,331 2.5 × depreciation
Green is investment, beige is depreciation. Machinery stands 38.4% higher than in 2024.
Filings
29 annual accounts since 1997
Three of the last ten came late. The 2020 accounts came latest: 55 days after the end of the period.
Checked score
85
Excellent
Financially stronger than 62% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.4%● unchanged vs 02-2025lowest value
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.5%▼ -0.3 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.5 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Equity €17,359 (11.0% of total assets)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1996
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 28% of them on solvency, 42% on liquidity, 81% on profitability and 98% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as IMEX has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMEX itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for IMEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.13 in 2024), below the usual 1.5. Short-term debt is 67.3% and cash 23.7% of total assets. 89% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
5 days late
2023
21 days early
2022
3 days early
2021
1 day early
2020
55 days late
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459393582
Changes of role: JORISSEN Peter, VANGELOOVEN Ronny and BALLET Mirella
Director discharge: JORISSEN Peter · Director discharge: VANGELOOVEN Ronny · Director discharge: BALLET Mirella · General meeting of 28-12-2023 · Gazette deed
Resignation: Jorissen Lindsey (director)
Appointment: Ballet Mirella (director) · Director discharge: Jorissen Lindsey · General meeting of 11-02-2021 · Gazette deed
First establishment
Halveweg 94, Zonhoven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMEX Zonhoven | €158,337 | €33,434 | 11.0% | - |
| GARAGE BALHANT Erezée | €138,769 | €33,157 | 56.0% | - |
| HE automobiles et pneus Beauraing Beauraing | €184,445 | €37,471 | 62.6% | - |
| Garage Carrosserie Thomas Brakel | €160,607 | €38,365 | 72.9% | - |
| AUTOHANDEL EDDY VANDERHAEGHEN Ledegem | €125,451 | €33,873 | -189.0% | - |
| Pardoes Beernem | €126,693 | €37,669 | 65.0% | - |
| A et M NEGOCE Binche | €144,246 | €22,752 | -20.3% | - |
These companies have the same main activity as IMEX: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €125,000 and €184,000, founded between 1994 and 2000.
Official details
Source: KBO- Status
- Active since 06-12-1996Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.079.488.1763520 Zonhoven, since 13-12-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 26-06-2025
Insights on IMEX
IMEX files the micro format. That format states no turnover. The gross margin rose from -€1,208 in 2006 to €33,434 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMEX
- What is the company number of IMEX?
- The company number of IMEX is 0459.393.582. The VAT number is the same number with BE in front: BE 0459.393.582.
- Where is IMEX based?
- The registered office is at Halveweg 92, 3520 Zonhoven.Company details
- What does IMEX do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of IMEX?
- IMEX is a private limited company (BV).
- When was IMEX founded?
- IMEX was founded on 06-12-1996.
- Is IMEX still active?
- Yes, IMEX is an active enterprise in the KBO register.
- What is the turnover of IMEX?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €33,434 and 36 comparable companies (NACE 47811). It probably lies between €110,000 and €770,000.Financials
- Is IMEX profitable?
- In financial year 2025, IMEX made a profit of €22,527.
- Where can I find the annual accounts of IMEX?
- IMEX filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMEX due?
- IMEX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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