Summary
PARDA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €41,715 and a net result of €20,871. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 1426 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
76 d late
2022
64 d late
2021
106 d late
2020
146 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 80 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€41,715▼ 3.8%
2023 · €43,344
Net result
€20,871▲ 24.4%
2023 · €16,784
Total assets
€116,322▼ 5.2%
2023 · €122,697
Solvency
35.9%▲ 0.5pp
2023 · 35.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€155,141-€123,082▼ 20.7%€102,678▼ 16.6%€115,346▲ 12.3%€135,579▲ 17.5%
Operating result€22,668-€28,636▲ 26.3%€10,911▼ 61.9%€11,686▲ 7.1%€28,164▲ 141%
Net result€15,677within the sector's middle half-€22,237within the sector's middle half▲ 41.8%€7,776below the sector's middle half▼ 65.0%€16,784within the sector's middle half▲ 116%€20,871within the sector's middle half▲ 24.4%
Equity€15,077below the sector's middle half-€35,785below the sector's middle half▲ 137%€42,560below the sector's middle half▲ 18.9%€43,344below the sector's middle half▲ 1.8%€41,715below the sector's middle half▼ 3.8%
Total assets€41,640below the sector's middle half-€57,528below the sector's middle half▲ 38.2%€56,181below the sector's middle half▼ 2.3%€122,697below the sector's middle half▲ 118%€116,322below the sector's middle half▼ 5.2%
Debt€25,563-€21,743▼ 14.9%€13,621▼ 37.4%€79,353▲ 483%€74,607▼ 6.0%
Working capital€27,987within the sector's middle half€37,270within the sector's middle half▲ 33.2%€22,028within the sector's middle half▼ 40.9%€20,116within the sector's middle half▼ 8.7%
Solvency36.2%within the sector's middle half-62.2%within the sector's middle half▲ 26.0pp75.8%above the sector's middle half▲ 13.6pp35.3%within the sector's middle half▼ 40.4pp35.9%within the sector's middle half▲ 0.5pp
Current ratio2.50within the sector's middle half3.74above the sector's middle half▲ 1.231.54within the sector's middle half▼ 2.201.41within the sector's middle half▼ 0.12
Return on assets (ROA)37.6%above the sector's middle half-38.7%above the sector's middle half▲ 1.0pp13.8%within the sector's middle half▼ 24.8pp13.7%within the sector's middle half▼ 0.2pp17.9%within the sector's middle half▲ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 141% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €116,322
Fixed assets
€47,422 ▼ 20.2%
Current assets
€68,900 ▲ 9.1%
Equity and liabilities €116,322
Equity
€41,715 ▼ 3.8%
Debt
€74,607 ▼ 6.0%
Debt's share of the balance-sheet total falls from 64.7% to 64.1%. Equity and debt are lower.
Key figures and ratios
ROE
50.0%▲
2023 · 38.7%
Debt ≤ 1 year
€48,784▲
2023 · €41,135
Debt > 1 year
€25,823▼
2023 · €38,218
Income taxes
€5,801▲
2023 · €4,656
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €155,141 | €123,082 | €102,678 | €115,346 | €135,579 | ▲ 17.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,109 | €5,689 | €5,614 | €14,214 | €14,095 | ▼ 0.8% |
| Other operating charges640/8 | €1,291 | €494 | €793 | €1,471 | €1,050 | ▼ 28.6% |
| Gross operating margin9900 | €32,068 | €34,819 | €17,319 | €27,371 | €43,309 | ▲ 58.2% |
| Operating profit (loss)9901 | €22,668 | €28,636 | €10,911 | €11,686 | €28,164 | ▲ 141% |
| Financial income75/76B | - | - | - | €11,773 | €75 | ▼ 99.4% |
| Recurring financial income75 | - | - | - | €21 | €75 | ▲ 257% |
| Non-recurring financial income76B | - | - | - | €11,752 | - | - |
| Financial charges65/66B | - | €191 | €126 | €2,019 | €1,567 | ▼ 22.4% |
| Recurring financial charges65 | €515 | €191 | €126 | €2,019 | €1,567 | ▼ 22.4% |
| Profit (loss) for the period before taxes9903 | €22,154 | €28,445 | €10,786 | €21,440 | €26,672 | ▲ 24.4% |
| Income taxes67/77 | €6,477 | €6,208 | €3,010 | €4,656 | €5,801 | ▲ 24.6% |
| Profit (loss) for the period9904 | €15,677 | €22,237 | €7,776 | €16,784 | €20,871 | ▲ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €15,677 | €22,237 | €7,776 | €16,784 | €20,871 | ▲ 24.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,640 | €57,528 | €56,181 | €122,697 | €116,322 | ▼ 5.2% |
| Formation expenses20 | €831 | €594 | €356 | €119 | - | - |
| Fixed assets21/28 | €15,762 | €10,310 | €4,934 | €59,415 | €47,422 | ▼ 20.2% |
| Tangible fixed assets22/27 | - | €10,310 | €4,934 | €59,415 | €47,422 | ▼ 20.2% |
| Furniture and vehicles24 | €15,762 | €10,310 | €4,934 | €59,415 | €47,422 | ▼ 20.2% |
| Current assets29/58 | €25,047 | €46,624 | €50,891 | €63,163 | €68,900 | ▲ 9.1% |
| Amounts receivable within one year40/41 | - | €11,916 | €20,028 | €14,972 | €34,017 | ▲ 127% |
| Trade receivables40 | - | €11,275 | €18,935 | €10,878 | €34,017 | ▲ 213% |
| Other amounts receivable41 | €2,851 | €641 | €1,093 | €4,094 | - | - |
| Cash at bank and in hand54/58 | €11,207 | €34,708 | €30,863 | €48,191 | €34,883 | ▼ 27.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,640 | €57,528 | €56,181 | €122,697 | €116,322 | ▼ 5.2% |
| Equity10/15 | €15,077 | €35,785 | €42,560 | €43,344 | €41,715 | ▼ 3.8% |
| Contributions10/11 | - | €400 | €400 | €400 | €400 | = |
| Reserves13 | €14,637 | €35,385 | €42,160 | €42,944 | €41,315 | ▼ 3.8% |
| Non-distributable reserves130/1 | - | €40 | €40 | €40 | €40 | = |
| Reserves not available under the articles1311 | €40 | €40 | €40 | €40 | €40 | = |
| Distributable reserves133 | €14,637 | €35,345 | €42,120 | €42,904 | €41,275 | ▼ 3.8% |
| Amounts payable17/49 | €25,563 | €21,743 | €13,621 | €79,353 | €74,607 | ▼ 6.0% |
| Amounts payable after more than one year17 | €7,737 | €3,106 | - | €38,218 | €25,823 | ▼ 32.4% |
| Financial debts170/4 | - | €3,106 | - | €38,218 | €25,823 | ▼ 32.4% |
| Amounts payable within one year42/48 | - | €18,637 | €13,621 | €41,135 | €48,784 | ▲ 18.6% |
| Current portion of amounts payable after more than one year42 | €3,798 | €3,866 | €2,341 | €12,395 | €12,395 | = |
| Trade debts44 | €1,073 | €60 | €96 | €89 | €243 | ▲ 173% |
| Suppliers440/4 | €1,073 | €60 | €96 | €89 | €243 | ▲ 173% |
| Taxes, remuneration and social security45 | €13,255 | €14,010 | €10,484 | €15,201 | €17,021 | ▲ 12.0% |
| Taxes450/3 | €13,255 | €14,010 | €10,484 | €15,201 | €17,021 | ▲ 12.0% |
| Other amounts payable47/48 | €700 | €700 | €700 | €13,450 | €19,125 | ▲ 42.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,677 | €22,237 | €7,776 | €16,784 | €20,871 | ▲ 24.4% |
| + Depreciation and write-downs630 | €8,109 | €5,689 | €5,614 | €14,214 | €14,095 | ▼ 0.8% |
| Operating cash flow (approximation) | €23,786 | €27,926 | €13,390 | €30,998 | €34,966 | ▲ 12.8% |
| Investment in fixed assets (approximation) | - | -€237 | -€238 | -€68,695 | -€2,102 | ▲ 96.9% |
| Change in cash | - | €23,501 | -€3,845 | €17,328 | -€13,308 | ▼ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 76 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €7,776 ▼65%
Net result drops to €7,776, the lowest in the series; recovery starts the following year.
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 106 days late
2021
31-12
Financial
Highest result since 2020net €22,237 ▲41.8%
Operating result €28,636, net result €22,237, both a record.
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 146 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2019
Ground area
932 m²
Building footprint
131 m²
Volume, LiDAR
969 m³
Parcel 33007C0403/00L000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PARDA
since 20192.290.041.524
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33007C0403/00L000 | Flanders | 932 m² | 1 · 131 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,507 companies in sector 66199 we hold annual accounts for 923. 525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727915417
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.