Summary
G Fin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3,298 and a net result of €71,276. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
38 d early
2024
45 d early
2023
20 d early
2022
4 d early
2021
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€3,298▼ 94.2%
2023 · €56,522
Net result
€71,276▲ 203%
2023 · €23,497
Total assets
€120,677▲ 54.9%
2023 · €77,908
Solvency
2.7%▼ 69.8pp
2023 · 72.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€21,192-€21,566▲ 1.8%€31,778▲ 47.4%€98,666▲ 210%
Net result€15,548within the sector's middle half-€15,277within the sector's middle half▼ 1.7%€23,497within the sector's middle half▲ 53.8%€71,276within the sector's middle half▲ 203%
Equity€18,548below the sector's middle half-€33,025below the sector's middle half▲ 78.1%€56,522within the sector's middle half▲ 71.1%€3,298below the sector's middle half▼ 94.2%
Total assets€29,956below the sector's middle half-€51,346below the sector's middle half▲ 71.4%€77,908below the sector's middle half▲ 51.7%€120,677below the sector's middle half▲ 54.9%
Debt€11,408-€18,321▲ 60.6%€21,386▲ 16.7%€117,379▲ 449%
Working capital€18,504within the sector's middle half-€33,168within the sector's middle half▲ 79.2%€56,000within the sector's middle half▲ 68.8%-€59,801below the sector's middle half
Solvency61.9%within the sector's middle half-64.3%within the sector's middle half▲ 2.4pp72.5%within the sector's middle half▲ 8.2pp2.7%below the sector's middle half▼ 69.8pp
Current ratio2.62within the sector's middle half-2.83within the sector's middle half▲ 0.213.66within the sector's middle half▲ 0.830.49below the sector's middle half▼ 3.17
Return on assets (ROA)51.9%above the sector's middle half-29.8%above the sector's middle half▼ 22.1pp30.2%above the sector's middle half▲ 0.4pp59.1%above the sector's middle half▲ 28.9pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 210% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €120,677
Fixed assets
€63,815 ▲ 7,277%
Current assets
€56,862 ▼ 26.2%
Equity and liabilities €120,677
Equity
€3,298 ▼ 94.2%
Debt
€117,379 ▲ 449%
Debt's share of the balance-sheet total rises from 27.5% to 97.3%. Equity is lower and debt is higher.
Key figures and ratios
Debt ≤ 1 year
€116,663▲
2023 · €21,043
Income taxes
€25,695▲
2023 · €6,585
A ratio outside any meaningful range has been withheld (balance sheet total €120,677, equity €3,298).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €336 | €386 | ▲ 14.8% |
| Other operating charges640/8 | €702 | €3,338 | €658 | €1,146 | ▲ 74.2% |
| Gross operating margin9900 | €21,894 | €24,903 | €32,772 | €100,198 | ▲ 206% |
| Operating profit (loss)9901 | €21,192 | €21,566 | €31,778 | €98,666 | ▲ 210% |
| Financial income75/76B | €33 | €95 | €118 | €255 | ▲ 116% |
| Recurring financial income75 | €33 | €95 | €118 | €255 | ▲ 116% |
| Financial charges65/66B | €1,060 | €1,775 | €1,814 | €1,949 | ▲ 7.5% |
| Recurring financial charges65 | €1,060 | €1,775 | €1,814 | €1,949 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €20,165 | €19,887 | €30,082 | €96,972 | ▲ 222% |
| Income taxes67/77 | €4,617 | €4,609 | €6,585 | €25,695 | ▲ 290% |
| Profit (loss) for the period9904 | €15,548 | €15,277 | €23,497 | €71,276 | ▲ 203% |
| Profit (loss) for the period to be appropriated9905 | €15,548 | €15,277 | €23,497 | €71,276 | ▲ 203% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €29,956 | €51,346 | €77,908 | €120,677 | ▲ 54.9% |
| Fixed assets21/28 | €43 | €43 | €865 | €63,815 | ▲ 7,277% |
| Tangible fixed assets22/27 | - | - | €822 | €436 | ▼ 47.0% |
| Furniture and vehicles24 | - | - | €822 | €436 | ▼ 47.0% |
| Financial fixed assets28 | €43 | €43 | €43 | €63,379 | ▲ 146,205% |
| Current assets29/58 | €29,912 | €51,302 | €77,043 | €56,862 | ▼ 26.2% |
| Amounts receivable within one year40/41 | €1,000 | €36,529 | €44,760 | €385 | ▼ 99.1% |
| Trade receivables40 | €1,000 | €36,529 | €29,760 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €15,000 | €385 | ▼ 97.4% |
| Current investments50/53 | €5,021 | €5,116 | €5,234 | €20,488 | ▲ 291% |
| Cash at bank and in hand54/58 | €22,330 | €8,419 | €25,036 | €34,040 | ▲ 36.0% |
| Deferred charges and accrued income490/1 | €1,562 | €1,238 | €2,012 | €1,949 | ▼ 3.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €29,956 | €51,346 | €77,908 | €120,677 | ▲ 54.9% |
| Equity10/15 | €18,548 | €33,025 | €56,522 | €3,298 | ▼ 94.2% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €15,548 | €30,025 | €53,522 | €298 | ▼ 99.4% |
| Amounts payable17/49 | €11,408 | €18,321 | €21,386 | €117,379 | ▲ 449% |
| Amounts payable within one year42/48 | €11,408 | €18,134 | €21,043 | €116,663 | ▲ 454% |
| Trade debts44 | €718 | €309 | €1,043 | €1,054 | ▲ 1.1% |
| Suppliers440/4 | €718 | €309 | €1,043 | €1,054 | ▲ 1.1% |
| Taxes, remuneration and social security45 | €6,437 | €11,452 | €11,929 | €16,016 | ▲ 34.3% |
| Taxes450/3 | €6,437 | €9,961 | €11,929 | €16,016 | ▲ 34.3% |
| Remuneration and social security454/9 | - | €1,491 | €0 | - | - |
| Other amounts payable47/48 | €4,253 | €6,373 | €8,070 | €99,593 | ▲ 1,134% |
| Accrued charges and deferred income492/3 | - | €186 | €344 | €716 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,548 | €15,277 | €23,497 | €71,276 | ▲ 203% |
| + Depreciation and write-downs630 | - | - | €336 | €386 | ▲ 14.8% |
| Operating cash flow (approximation) | €15,548 | €15,277 | €23,833 | €71,662 | ▲ 201% |
| Investment in fixed assets (approximation) | - | €0 | -€1,158 | -€63,336 | ▼ 5,369% |
| Change in cash | - | -€13,911 | €16,617 | €9,003 | ▼ 45.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €71,276 ▲203%
Operating result €98,666, net result €71,276, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15,277 ▼1.7%
Net result drops to €15,277, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Falmagne(LU) 75170 Profondeville1 establishment unit
G Fin
since 20212.311.342.625
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
35%
According to the 2024 annual accounts of G Fin and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Contact
E-mail
ggcallens@gmail.com
Phone
+32472989585
Phone
0472989585Profondeville
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759939174
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.