WIERING & CO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €59k and a net result of €5k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 2425 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
183 d early
2024
131 d early
2023
81 d early
2022
137 d early
2021
40 d early
2020
39 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 24.6%
2024 · €78k
2018: €23k
2019: €68k
2020: €98k
2021: €39k
2022: €47k
2023: €52k
2024: €78k
2018 → 2025
Net result
€5k▼ 81.4%
2024 · €26k
2018: €12k
2019: €46k
2020: €31k
2021: €42k
2022: €62k
2023: €59k
2024: €26k
2018 → 2025
Total assets
€95k▲ 17.4%
2024 · €81k
2018: €31k
2019: €91k
2020: €114k
2021: €155k
2022: €116k
2023: €120k
2024: €81k
2018 → 2025
Solvency
61.8%▼ 34.3pp
2024 · 96.1%
2018: 76.2%
2019: 74.8%
2020: 86.2%
2021: 24.9%
2022: 40.6%
2023: 43.6%
2024: 96.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€47k▲ 21.9%€52k▲ 11.1%€78k▲ 48.9%€59k▼ 24.6%
Operating result€54k-€79k▲ 47.2%€75k▼ 5.1%€34k▼ 55.1%€7k▼ 80.1%
Net result€42k-€62k▲ 48.2%€59k▼ 5.2%€26k▼ 55.9%€5k▼ 81.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€12k▼ 34.7%
Current assets
€83k▲ 33.0%
Equity and liabilities €95k
Equity
€59k▼ 24.6%
Debt
€36k▲ 1,057%
The debt ratio rises from 3.9% to 38.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
61.8%▼
2024 · 96.1%
ROE
8.3%▼
2024 · 33.5%
ROA
5.1%▼
2024 · 32.2%
Debt
€36k▲
2024 · €3k
Debt ≤ 1 year
€35k▲
2024 · €2k
Income taxes
€2k▼
2024 · €7k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€95k▲
Fixed assets21/28€19k€12k▼
Tangible fixed assets22/27€19k€12k▼
Plant, machinery and equipment23€757€955▲
Furniture and vehicles24€18k€11k▼
Financial fixed assets28€40€40=
Current assets29/58€62k€83k▲
Amounts receivable within one year40/41€10k€30k▲
Trade receivables40€0€17k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€49k€50k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€81k€95k▲
Equity10/15€78k€59k▼
Contributions10/11€19k€19k=
Reserves13€59k€40k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€57k€38k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3k€36k▲
Amounts payable within one year42/48€2k€35k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€29€9k▲
Taxes450/3€0€9k▲
Remuneration and social security454/9€29€39▲
Other amounts payable47/48€555€24k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€803€583▼
Gross operating margin9900€40k€16k▼
Operating profit (loss)9901€34k€7k▼
Financial income75/76B€0€326▲
Recurring financial income75€0€326▲
Financial charges65/66B€197€154▼
Recurring financial charges65€197€154▼
Profit (loss) for the period before taxes9903€34k€7k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€26k€5k▼
Profit (loss) for the period to be appropriated9905€26k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€5k▼
Transfer from equity791/2-€19k
Transfer to equity691/2€26k€0▼
To other reserves6921€26k€0▼
Profit to be distributed694/7€500€24k▲
Return on contributions (dividend)694€500€24k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼81.4%
Net result drops to €5k, the lowest in the series.
22-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 20current ratio 34.17
Current ratio from 1.72 to 34.17; short-term debt falls from €68k to €2k.
11-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €62k ▲48.2%
Operating result €79k, net result €62k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindendreef (Dp) 82920 KalmthoutGround area
1,516 m²
Building footprint
220 m²
Volume, LiDAR
994 m³
Parcel 11022G0075/00T000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WIERING & CO - Les Henriettes
since 20182.275.251.004
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0075/00T000 | Flanders | 1,516 m² | 1 · 220 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 660 EUR awarded · 660 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 660 EUR | 660 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,507 companies in sector 66199 we hold annual accounts for 917. 570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2018
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.