PARATECH
ActiveSummary
The computed 12-month bankruptcy probability of PARATECH is 2.3% (moderate). The 2025 annual accounts show equity of €73,535 and a net result of -€3,371. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 7524 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability16▲+11
Solvency85▲+3
Growth37▲+2
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 2.52 in 2024; short-term debt: 39.7% and cash: 19.6% of total assets), and 39.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
-2.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€3,371
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
3 d late
2024
6 d late
2023
8 d late
2022
18 d late
2021
31 d late
2020
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€318,286▼ 6.4%
2024 · €340,220
EBIT margin
-1.3%▲ 2.5pp
2024 · -3.9%
Net result
-€3,371▲ 77.5%
2024 · -€14,950
Working capital
€67,692▼ 14.0%
2024 · €78,706
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€379,403€340,220▼ 10.3%€318,286▼ 6.4%
Operating result€41,842▼ 33.2%-€7,264€59,518-€13,105-€4,158▲ 68.3%
Net result€37,443▼ 30.1%-€7,721€42,602-€14,950-€3,371▲ 77.5%
EBIT margin15.7%-3.9%▼ 19.5pp-1.3%▲ 2.5pp
Equity€56,975▲ 30.9%€49,254▼ 13.6%€91,855▲ 86.5%€76,905▼ 16.3%€73,535▼ 4.4%
Total assets€128,733▲ 30.1%€197,681▲ 53.6%€140,353▼ 29.0%€133,992▼ 4.5%€121,853▼ 9.1%
Debt€71,758▲ 29.5%€148,427▲ 107%€48,498▼ 67.3%€57,086▲ 17.7%€48,318▼ 15.4%
Working capital€51,347▲ 19.9%€42,628▼ 17.0%€86,748▲ 104%€78,706▼ 9.3%€67,692▼ 14.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,158 in 2025 against €13,105 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121,853
Fixed assets
€5,843 ▲ 65.4%
Current assets
€116,010 ▼ 11.1%
Equity and liabilities €121,853
Equity
€73,535 ▼ 4.4%
Debt
€48,318 ▼ 15.4%
Debt's share of the balance-sheet total falls from 42.6% to 39.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,574▲
2024 · -€11,531
Cash flow
-€1,787▲
2024 · -€13,375
Current ratio
2.40▼
2024 · 2.52
Debt to equity
0.66▼
2024 · 0.74
ROE
-4.6%▲
2024 · -19.4%
ROA
-2.8%▲
2024 · -11.2%
Interest coverage
-8.93▼
2024 · -6.69
Debt ≤ 1 year
€48,318▼
2024 · €51,753
Income taxes
-€1,076▼
2024 · €120
Staff costs
€2,250▼
2024 · €8,151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €379,403 | €340,220 | €318,286 | ▼ 6.4% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €321,491 | €360,207 | €329,845 | ▼ 8.4% |
| Remuneration, social security and pensions62 | - | €13,955 | - | €8,151 | €2,250 | ▼ 72.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €819 | €2,292 | €1,575 | €1,575 | €1,584 | ▲ 0.6% |
| Other operating charges640/8 | €1,282 | €673 | €1,878 | €1,415 | €1,923 | ▲ 35.9% |
| Gross operating margin9900 | €43,943 | €9,656 | €62,971 | -€1,965 | €1,598 | ▲ 181% |
| Operating profit (loss)9901 | €41,842 | -€7,264 | €59,518 | -€13,105 | -€4,158 | ▲ 68.3% |
| Financial income75/76B | €106 | €3 | - | - | - | - |
| Recurring financial income75 | €106 | €3 | - | - | - | - |
| Financial charges65/66B | €44 | €460 | €563 | €1,725 | €288 | ▼ 83.3% |
| Recurring financial charges65 | €44 | €460 | €563 | €1,725 | €288 | ▼ 83.3% |
| Profit (loss) for the period before taxes9903 | €41,904 | -€7,721 | €58,955 | -€14,830 | -€4,446 | ▲ 70.0% |
| Income taxes67/77 | €4,461 | - | €16,353 | €120 | -€1,076 | ▼ 995% |
| Profit (loss) for the period9904 | €37,443 | -€7,721 | €42,602 | -€14,950 | -€3,371 | ▲ 77.5% |
| Profit (loss) for the period to be appropriated9905 | €37,443 | -€7,721 | €42,602 | -€14,950 | -€3,371 | ▲ 77.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,733 | €197,681 | €140,353 | €133,992 | €121,853 | ▼ 9.1% |
| Fixed assets21/28 | €5,628 | €6,626 | €5,107 | €3,532 | €5,843 | ▲ 65.4% |
| Tangible fixed assets22/27 | €3,403 | €4,409 | €2,834 | €1,260 | €3,570 | ▲ 183% |
| Plant, machinery and equipment23 | €965 | - | - | - | - | - |
| Furniture and vehicles24 | €2,438 | €4,409 | €2,834 | €1,260 | €3,570 | ▲ 183% |
| Financial fixed assets28 | €2,225 | €2,217 | €2,273 | €2,273 | €2,273 | = |
| Current assets29/58 | €123,105 | €191,055 | €135,247 | €130,459 | €116,010 | ▼ 11.1% |
| Amounts receivable within one year40/41 | €104,722 | €174,606 | €78,243 | €85,009 | €90,015 | ▲ 5.9% |
| Trade receivables40 | €97,476 | €157,811 | €73,852 | €65,344 | €57,670 | ▼ 11.7% |
| Other amounts receivable41 | €7,246 | €16,795 | €4,391 | €19,665 | €32,345 | ▲ 64.5% |
| Cash at bank and in hand54/58 | €16,325 | €12,425 | €53,853 | €43,370 | €23,848 | ▼ 45.0% |
| Deferred charges and accrued income490/1 | €2,059 | €4,024 | €3,150 | €2,080 | €2,147 | ▲ 3.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,733 | €197,681 | €140,353 | €133,992 | €121,853 | ▼ 9.1% |
| Equity10/15 | €56,975 | €49,254 | €91,855 | €76,905 | €73,535 | ▼ 4.4% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Outside capital11 | €10,000 | - | - | - | - | - |
| Share premium1100/10 | €10,000 | - | - | - | - | - |
| Reserves13 | €46,975 | €46,975 | €89,577 | €89,577 | €63,535 | ▼ 29.1% |
| Distributable reserves133 | €46,975 | €46,975 | €89,577 | €89,577 | €63,535 | ▼ 29.1% |
| Profit (loss) carried forward14 | - | -€7,721 | -€7,721 | -€22,671 | - | - |
| Amounts payable17/49 | €71,758 | €148,427 | €48,498 | €57,086 | €48,318 | ▼ 15.4% |
| Amounts payable after more than one year17 | - | - | - | €5,333 | - | - |
| Financial debts170/4 | - | - | - | €5,333 | - | - |
| Amounts payable within one year42/48 | €71,758 | €148,427 | €48,498 | €51,753 | €48,318 | ▼ 6.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4,000 | - |
| Trade debts44 | €43,246 | €123,762 | €28,148 | €21,302 | €38,694 | ▲ 81.6% |
| Suppliers440/4 | €43,246 | €123,762 | €28,148 | €21,302 | €38,694 | ▲ 81.6% |
| Taxes, remuneration and social security45 | €4,512 | €648 | €20,205 | €30,451 | €4,518 | ▼ 85.2% |
| Taxes450/3 | €4,512 | €648 | €16,405 | €17,792 | €142 | ▼ 99.2% |
| Remuneration and social security454/9 | - | - | €3,800 | €12,660 | €4,376 | ▼ 65.4% |
| Other amounts payable47/48 | €24,000 | €24,017 | €146 | - | €1,106 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,443 | -€7,721 | €42,602 | -€14,950 | -€3,371 | ▲ 77.5% |
| + Depreciation and write-downs630 | €819 | €2,292 | €1,575 | €1,575 | €1,584 | ▲ 0.6% |
| Operating cash flow (approximation) | €38,262 | -€5,429 | €44,176 | -€13,375 | -€1,787 | ▲ 86.6% |
| Investment in fixed assets (approximation) | - | -€3,290 | -€55 | €0 | -€3,895 | - |
| Change in cash | - | -€3,900 | €41,428 | -€10,482 | -€19,523 | ▼ 86.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet -€14,950
Net result drops to -€14,950, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Back to profitnet €42,602
Net result €42,602 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.79
Current ratio from 1.29 to 2.79; short-term debt falls from €148,427 to €48,498.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2020
Ground area
294 m²
Building footprint
55 m²
Volume, LiDAR
371 m³
Parcel 62117A0713/00K006, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nouvelle Route 4, 4432 Ans
since 20202.299.804.276
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62117A0713/00K006 | Wallonia | 294 m² | 1 · 55 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.