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PIRVAL BOUW

Active
Private limited companyfounded 2019active for 7 yearsZwijnaardsesteenweg 44, 9000 Gent, BelgiumKBO/BCE: BE 0735.384.516
Summary

The computed 12-month bankruptcy probability of PIRVAL BOUW is 3.7% (moderate). The 2026 annual accounts show equity of €88,912 and a net result of -€31,825. Equity has been growing by about 21% per year since 2021. Its solvency ranks better than 82% of 309 sector peers (NACE 41, financial year 2026). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-09-2019 Normal situation
Registered office
145 active companies are registered at this address 14 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.294.213.019 1080 Sint-Jans-Molenbeek, since 29-09-2019
Financial year end
31 January
Peppol
Reachable

Board and ownership

Board
  • PIRVU VALENTINDirector

Financial position

49 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
3.7%
Annual accounts to 31-01-2026
Gross margin
-€6,813
Loss
€31,825
Equity
€88,912
▼ 26.4%
Total assets
€114,333
▼ 42.0%
  • 2026 accounts filed 45 days after the deadline
Score breakdownraises riskLast filed accounts filed 45 days late; 2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €114,333lowers riskEquity €88,912 (77.8% of total assets)Show the evidence

Checked score

Score 2026
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 41% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2025
Average
Solvency 100+14
equity 77.8% of total assets
Liquidity 49+8
short-term debt 14.7% · cash 1.6%
Profitability 0-77
return on assets -27.8%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.6% 01-2025: 3.4%▼ -0.2 percentage points vs 12-2024 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 3.5%▲ +0.1 percentage points vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.4%▼ -0.1 percentage points vs 05-2025 07-2025: 3.4%● unchanged vs 06-2025 08-2025: 3.5%▲ +0.1 percentage points vs 07-2025 09-2025: 3.9%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 3.8%▼ -0.1 percentage points vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.3%▼ -0.5 percentage points vs 12-2025 02-2026: 3.2%▼ -0.1 percentage points vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.2%● unchanged vs 05-2026 07-2026: 3.1%▼ -0.1 percentage points vs 06-2026 08-2026: 3.1%● unchanged vs 07-2026lowest value 09-2026: 3.6%▲ +0.5 percentage points vs 08-2026 10-2026: 3.7%▲ +0.1 percentage points vs 09-2026 11-2026: 3.7%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.22 (2.84 in 2025), above the usual 1.5. Short-term debt is 14.7% and cash 1.6% of total assets. 22.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 49% on liquidity, 5% on profitability and 17% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 45 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €88,912 (77.8% of total assets)
NBB · annual accounts
raises risk · Size: total assets €114,333
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2026 accounts filed 45 days late
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 15-10-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2026
45 days late
2025
25 days late
2024
37 days late
2023
39 days late
2022
48 days late
2021
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 47 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 9 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in construction of buildingssector median €13,576 · 309 companies -€31,825 View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as PIRVAL BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €105,000 and €122,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
PIRVAL BOUW Gent€114,333-€6,813
BOCHO Aalst€107,387-€1,841
AP BOUW Lokeren€113,722-€827
DMK GROUP Sint-Niklaas€121,934-€14,136
VD Build Lendelede€118,467-€10,998
DIROMA Sint-Gillis (bij-Brussel)€116,955€826
PREVENTIS HOME La Louvière€105,430-€5,278
Full comparison

Key facts about PIRVAL BOUW

What is the company number of PIRVAL BOUW?
The company number of PIRVAL BOUW is 0735.384.516. The VAT number is the same number with BE in front: BE 0735.384.516.
Where is PIRVAL BOUW based?
The registered office is at Zwijnaardsesteenweg 44, 9000 Gent.Company details
What does PIRVAL BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PIRVAL BOUW?
The legal form of PIRVAL BOUW is Private limited company (BV).
When was PIRVAL BOUW founded?
PIRVAL BOUW was founded on 29-09-2019.
Is PIRVAL BOUW still active?
Yes, PIRVAL BOUW is an active enterprise in the KBO register.
What is the turnover of PIRVAL BOUW?
The annual accounts for financial year 2026 state no turnover. In financial year 2022 turnover was €856,860.Financials
Is PIRVAL BOUW profitable?
In financial year 2026, PIRVAL BOUW made a loss of €31,825.
Where can I find the annual accounts of PIRVAL BOUW?
PIRVAL BOUW filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of PIRVAL BOUW due?
PIRVAL BOUW must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

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