Parallel Architectes
ActiveParallel Architectes has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €-5k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-33
Solvency42▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.97 in 2024; short-term debt: 43.4% and cash: 2.4% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
35 d early
2023
2 d early
2022
38 d early
2021
34 d early
2020
38 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2024 · €19k
2019: €122k
2020: €44k
2021: €32k
2022: €-18k
2023: €24k
2024: €19k
2019 → 2025
Working capital
€-89k▼ 2,469%
2024 · €-3k
2019: €28k
2020: €54k
2021: €36k
2022: €-26k
2023: €-2k
2024: €-3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€78k▼ 18.6%€102k▲ 30.5%€111k▲ 8.7%€106k▼ 4.3%
Operating result€41k-€-10k€31k€34k▲ 10.2%€5k▼ 85.5%
Net result€32k-€-18k€24k€19k▼ 20.5%€-5k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €630k
Fixed assets
€445k▼ 2.1%
Current assets
€185k▲ 46.7%
Equity and liabilities €630k
Equity
€106k▼ 4.3%
Debt
€525k▲ 11.5%
The debt ratio rises from 81.0% to 83.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▼
2024 · €53k
Cash flow
€15k▼
2024 · €38k
Solvency
16.8%▼
2024 · 19.0%
Current ratio
0.68▼
2024 · 0.97
Quick ratio
0.62▼
2024 · 0.89
Debt / equity
4.96▲
2024 · 4.25
ROE
-4.5%▼
2024 · 17.1%
ROA
-0.8%▼
2024 · 3.3%
Interest coverage
2.65▼
2024 · 5.98
Debt
€525k▲
2024 · €470k
Debt ≤ 1 year
€274k▲
2024 · €130k
Debt > 1 year
€250k▼
2024 · €340k
Income taxes
€429▼
2024 · €9k
Staff costs
€151k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€581k€630k▲
Fixed assets21/28€455k€445k▼
Tangible fixed assets22/27€440k€430k▼
Land and buildings22€436k€422k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€15k€15k=
Current assets29/58€126k€185k▲
Stocks and contracts in progress3€11k€16k▲
Contracts in progress37€11k€16k▲
Amounts receivable within one year40/41€94k€144k▲
Trade receivables40€91k€141k▲
Other amounts receivable41€3k€3k▲
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€15k€15k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€581k€630k▲
Equity10/15€111k€106k▼
Contributions10/11€20k€20k=
Reserves13€91k€86k▼
Non-distributable reserves130/1-€4k
Own shares acquired1312-€4k
Distributable reserves133€91k€82k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€470k€525k▲
Amounts payable after more than one year17€340k€250k▼
Financial debts170/4€340k€250k▼
Amounts payable within one year42/48€130k€274k▲
Current portion of amounts payable after more than one year42€15k€90k▲
Financial debts43€1k€8k▲
Credit institutions430/8-€7k
Other loans439€1k€1k▲
Trade debts44€79k€128k▲
Suppliers440/4€79k€128k▲
Advances received on contracts in progress46€3k€4k▲
Taxes, remuneration and social security45€22k€42k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9€9k€22k▲
Other amounts payable47/48€10k€2k▼
Accrued charges and deferred income492/3€457€539▲
Income statement
Code20242025
Remuneration, social security and pensions62€72k€151k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€4k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€30k€30k=
Gross operating margin9900€159k€212k▲
Operating profit (loss)9901€34k€5k▼
Financial income75/76B€3k€56▼
Recurring financial income75€3k€56▼
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€28k€-4k▼
Income taxes67/77€9k€429▼
Profit (loss) for the period9904€19k€-5k▼
Profit (loss) for the period to be appropriated9905€19k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-5k▼
Transfer from equity791/2-€9k
Transfer to equity691/2€9k€4k▼
To other reserves6921€9k€4k▼
Profit to be distributed694/7€10k€0▼
Return on contributions (dividend)694€10k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲30.5%
Equity rises from €78k to €102k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-18k ▼156%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Maire(TOU) 1607500 TournaiGround area
1,918 m²
Building footprint
386 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Parallel Architectes
since 20182.276.156.171
Parallel Architectes Louvain-la-Neuve
since 20242.374.361.743
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0113/00P004 | Wallonia | 1,349 m² | 1 · 302 m² | - |
| 57463L0093/00R002 | Wallonia | 570 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Studio T
BE 0667.600.025
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Everconstruct
BE 0682.646.408
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ROOILIJN ARCHITECTUUR
BE 0865.524.763
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DUBBELDEE ARCHITECTEN & INGENIEURS
BE 0767.656.614
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COUPEZ ARCHITECTEN GENT BV
BE 0740.543.431
Gent · Eq €106k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.