Summary
UES Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €193,491 and a net result of -€7,278. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
38 d early
2024
29 d early
2023
2 d early
2022
32 d late
2021
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?ENBLOC · 10 companies What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Equity
€193,491▼ 3.6%
2023 · €200,769
Net result
-€7,278
2023 · €213,946
Total assets
€531,109▼ 9.1%
2023 · €584,394
Solvency
36.4%▲ 2.1pp
2023 · 34.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€7,956--€6,250▲ 21.4%-€6,383▼ 2.1%-€2,133▲ 66.6%
Net result-€13,522below the sector's middle half--€12,155below the sector's middle half▲ 10.1%€213,946above the sector's middle half-€7,278below the sector's middle half
Equity-€1,022below the sector's middle half--€13,177below the sector's middle half▼ 1,190%€200,769within the sector's middle half€193,491below the sector's middle half▼ 3.6%
Total assets€400,749within the sector's middle half-€400,683within the sector's middle half=€584,394within the sector's middle half▲ 45.8%€531,109below the sector's middle half▼ 9.1%
Debt€401,771-€413,859▲ 3.0%€383,625▼ 7.3%€337,617▼ 12.0%
Working capital-€400,768below the sector's middle half--€413,177below the sector's middle half▼ 3.1%-€171,390below the sector's middle half▲ 58.5%-€178,705within the sector's middle half▼ 4.3%
Solvency-0.3%below the sector's middle half--3.3%below the sector's middle half▼ 3.0pp34.4%within the sector's middle half▲ 37.6pp36.4%within the sector's middle half▲ 2.1pp
Current ratio0.00below the sector's middle half-0.00below the sector's middle half=0.55below the sector's middle half▲ 0.550.47within the sector's middle half▼ 0.08
Return on assets (ROA)-3.4%below the sector's middle half--3.0%below the sector's middle half▲ 0.3pp36.6%above the sector's middle half▲ 39.6pp-1.4%below the sector's middle half▼ 38.0pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,133 in 2024 against €6,383 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €531,109
Fixed assets
€372,196 =
Current assets
€158,913 ▼ 25.1%
Equity and liabilities €531,109
Equity
€193,491 ▼ 3.6%
Debt
€337,617 ▼ 12.0%
Debt's share of the balance-sheet total falls from 65.6% to 63.6%. Equity and debt are lower.
Key figures and ratios
ROE
-3.8%▼
2023 · 106.6%
Debt ≤ 1 year
€337,617▼
2023 · €383,589
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,270 | - | - | - | - |
| Other operating charges640/8 | €695 | €348 | €381 | €387 | ▲ 1.6% |
| Gross operating margin9900 | -€5,991 | -€5,903 | -€6,002 | -€1,746 | ▲ 70.9% |
| Operating profit (loss)9901 | -€7,956 | -€6,250 | -€6,383 | -€2,133 | ▲ 66.6% |
| Financial income75/76B | - | - | €228,184 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | €24,000 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | €204,184 | €0 | ▼ 100% |
| Financial charges65/66B | €5,566 | €5,904 | €7,854 | €5,145 | ▼ 34.5% |
| Recurring financial charges65 | €5,566 | €5,904 | €7,854 | €5,145 | ▼ 34.5% |
| Profit (loss) for the period before taxes9903 | -€13,522 | -€12,155 | €213,946 | -€7,278 | ▼ 103% |
| Profit (loss) for the period9904 | -€13,522 | -€12,155 | €213,946 | -€7,278 | ▼ 103% |
| Profit (loss) for the period to be appropriated9905 | -€13,522 | -€12,155 | €213,946 | -€7,278 | ▼ 103% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €400,749 | €400,683 | €584,394 | €531,109 | ▼ 9.1% |
| Fixed assets21/28 | €400,000 | €400,000 | €372,196 | €372,196 | = |
| Financial fixed assets28 | €400,000 | €400,000 | €372,196 | €372,196 | = |
| Current assets29/58 | €749 | €683 | €212,198 | €158,913 | ▼ 25.1% |
| Amounts receivable within one year40/41 | - | - | €183,011 | €132,385 | ▼ 27.7% |
| Trade receivables40 | - | - | - | €1,366 | - |
| Other amounts receivable41 | - | - | €183,011 | €131,019 | ▼ 28.4% |
| Cash at bank and in hand54/58 | €66 | - | €28,504 | €26,528 | ▼ 6.9% |
| Deferred charges and accrued income490/1 | €683 | €683 | €683 | €0 | ▼ 100% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €400,749 | €400,683 | €584,394 | €531,109 | ▼ 9.1% |
| Equity10/15 | -€1,022 | -€13,177 | €200,769 | €193,491 | ▼ 3.6% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Profit (loss) carried forward14 | -€13,522 | -€25,677 | €188,269 | €180,991 | ▼ 3.9% |
| Amounts payable17/49 | €401,771 | €413,859 | €383,625 | €337,617 | ▼ 12.0% |
| Amounts payable within one year42/48 | €401,517 | €413,859 | €383,589 | €337,617 | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | €182,300 | €136,724 | €91,148 | €45,572 | ▼ 50.0% |
| Financial debts43 | - | €4,265 | - | - | - |
| Credit institutions430/8 | - | €4,265 | - | - | - |
| Trade debts44 | €1,117 | €720 | €1,941 | €1,751 | ▼ 9.8% |
| Suppliers440/4 | €1,117 | €720 | €1,941 | €1,751 | ▼ 9.8% |
| Other amounts payable47/48 | €218,100 | €272,150 | €290,500 | €290,294 | ▼ 0.1% |
| Accrued charges and deferred income492/3 | €254 | - | €36 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,522 | -€12,155 | €213,946 | -€7,278 | ▼ 103% |
| + Depreciation and write-downs630 | €1,270 | - | - | - | - |
| Operating cash flow (approximation) | -€12,252 | -€12,155 | €213,946 | -€7,278 | ▼ 103% |
| Investment in fixed assets (approximation) | - | €0 | €27,804 | €0 | ▼ 100% |
| Change in cash | - | - | - | -€1,976 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €213,946
Net result €213,946 after 2 loss-making years.
31-12
Financial
Equity above €200,000Eq €200,769
Equity rises from -€13,177 to €200,769.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2020
Ground area
1,349 m²
Building footprint
302 m²
Parcel 25386B0113/00P004, Wallonia. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
UES Holding
since 20202.309.920.782
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0113/00P004 | Wallonia | 1,349 m² | 1 · 302 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
ENBLOC
10 companies
Group, risk and exposure
Owners and holdings
3 owners · 4 holdingsChain of control
- ENBLOC
- UE HOLDING
- UES Holding
Highest known parent: ENBLOC. The sources do not say who stands above it.
Owners 3
- UE HOLDINGparentSourceaccounts UE HOLDING 202589%
-
62.3%
-
11%
Holdings 4
-
62.27%
-
50%
-
50%
-
40%
According to the 2024 annual accounts of UES Holding and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
HARELLA
BE 1005.549.906
Gent · Eq €193,436
Immo Sterckx
BE 0604.991.374
Herselt · Eq €193,547
Oculus Mr. Boo
BE 1003.387.103
Antwerpen · Eq €193,357
ALW Invest
BE 0787.961.286
Wielsbeke · Eq €193,653
THOMAS VERSTRAETE
BE 0823.635.017
Oostrozebeke · Eq €193,735
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2020
Fiscal year end31-12
Abbreviation FR
G.E.I.
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
eg@unitedexperts.beOttignies-Louvain-la-Neuve
E-invoicing
Reachable via Peppol
Peppol ID
0208:0757510909
Registered
13-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.