AR-architecten
ActiveAR-architecten has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €149k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency37▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.88 in 2024; short-term debt: 38.3% and cash: 14% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
26%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1991 sector peers (2025).
NBB · sector comparisonPosition among 1991 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
141 d early
2024
175 d early
2023
133 d early
2022
146 d early
2021
139 d early
2020
143 d early
2019
130 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€70k▼ 21.9%
2024 · €90k
2019: €16k
2020: €57k
2021: €125k
2022: €179k
2023: €95k
2024: €90k
2019 → 2025
Total assets
€574k▼ 1.7%
2024 · €584k
2019: €58k
2020: €121k
2021: €530k
2022: €590k
2023: €562k
2024: €584k
2019 → 2025
Net result
€149k▲ 113%
2024 · €70k
2019: €4k
2020: €41k
2021: €62k
2022: €54k
2023: €66k
2024: €70k
2019 → 2025
Working capital
€17k▼ 84.7%
2024 · €113k
2019: €27k
2020: €56k
2021: €241k
2022: €157k
2023: €120k
2024: €113k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€179k▲ 43.1%€95k▼ 47.1%€90k▼ 5.2%€70k▼ 21.9%
Operating result€80k-€64k▼ 19.2%€94k▲ 45.4%€102k▲ 8.6%€200k▲ 96.4%
Net result€62k-€54k▼ 12.5%€66k▲ 22.4%€70k▲ 6.4%€149k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 96% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€337k▼ 1.8%
Current assets
€237k▼ 1.6%
Equity and liabilities €574k
Equity
€70k▼ 21.9%
Debt
€504k▲ 2.0%
The debt ratio rises from 84.7% to 87.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€225k▲
2024 · €129k
Cash flow
€175k▲
2024 · €97k
Solvency
12.2%▼
2024 · 15.3%
Current ratio
1.08▼
2024 · 1.88
Quick ratio
1.08▼
2024 · 1.88
Debt / equity
7.20▲
2024 · 5.52
ROE
213.5%▲
2024 · 78.2%
ROA
26.0%▲
2024 · 12.0%
Interest coverage
29.22▲
2024 · 10.29
Debt
€504k▲
2024 · €495k
Debt ≤ 1 year
€220k▲
2024 · €128k
Debt > 1 year
€267k▼
2024 · €360k
Income taxes
€43k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€584k€574k▼
Fixed assets21/28€343k€337k▼
Tangible fixed assets22/27€343k€337k▼
Land and buildings22€282k€279k▼
Plant, machinery and equipment23€38k€34k▼
Furniture and vehicles24€23k€24k▲
Current assets29/58€241k€237k▼
Amounts receivable within one year40/41€96k€144k▲
Trade receivables40€95k€142k▲
Other amounts receivable41€864€2k▲
Current investments50/53€30k€0▼
Cash at bank and in hand54/58€100k€80k▼
Deferred charges and accrued income490/1€16k€13k▼
Equity and liabilities
Total equity and liabilities10/49€584k€574k▼
Equity10/15€90k€70k▼
Contributions10/11€19k€19k=
Reserves13€71k€51k▼
Distributable reserves133€71k€51k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€495k€504k▲
Amounts payable after more than one year17€360k€267k▼
Financial debts170/4€290k€267k▼
Other amounts payable178/9€70k€0▼
Amounts payable within one year42/48€128k€220k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€33k€66k▲
Suppliers440/4€33k€66k▲
Taxes, remuneration and social security45€7k€33k▲
Taxes450/3€7k€33k▲
Other amounts payable47/48€65k€98k▲
Accrued charges and deferred income492/3€6k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€25k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€131k€230k▲
Operating profit (loss)9901€102k€200k▲
Financial income75/76B€0€250▲
Recurring financial income75€0€250▲
Financial charges65/66B€12k€8k▼
Recurring financial charges65€12k€8k▼
Profit (loss) for the period before taxes9903€89k€192k▲
Income taxes67/77€19k€43k▲
Profit (loss) for the period9904€70k€149k▲
Profit (loss) for the period to be appropriated9905€70k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€149k▲
Transfer from equity791/2€75k€71k▼
Transfer to equity691/2€70k€51k▼
To other reserves6921€70k€51k▼
Profit to be distributed694/7€75k€169k▲
Return on contributions (dividend)694€75k€135k▲
Directors or managers695-€35k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €149k ▲113%
Operating result €200k, net result €149k, both a record.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €179k ▲43.1%
4 profitable years in a row build equity to €179k.
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €125k ▲118%
3 profitable years in a row build equity to €125k.
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guido Gezellelaan 958800 RoeselareGround area
2,596 m²
Building footprint
375 m²
Volume, LiDAR
1,599 m³
Parcel 36302B0089/00D000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AR-architecten
since 20182.276.718.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0089/00D000 | Flanders | 2,596 m² | 1 · 375 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 6,634 EUR awarded · 6,634 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,550 EUR | 5,550 EUR |
| 2024 | 1 | 900 EUR | 900 EUR |
| 2023 | 1 | 77 EUR | 77 EUR |
| 2022 | 1 | 107 EUR | 107 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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WOW Architectuur en interieur
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Sergison Bates Architects
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Architectenbureau ARKADE
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.