PALANGE
ActivePALANGE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €811k and a net result of €113k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 395 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 5.51 against 4.38 in 2024), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
11.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
14 d early
2023
27 d early
2022
29 d late
2021
30 d late
2020
24 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€113k▲ 6.3%
2024 · €106k
2019: €14k
2020: €38k
2021: €20k
2022: €100k
2023: €115k
2024: €106k
2019 → 2025
Working capital
€530k▲ 19.5%
2024 · €443k
2019: €344k
2020: €362k
2021: €367k
2022: €474k
2023: €353k
2024: €443k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€613k-€708k▲ 15.5%€607k▼ 14.2%€713k▲ 17.4%€811k▲ 13.8%
Operating result€32k-€134k▲ 320%€168k▲ 25.4%€150k▼ 10.5%€162k▲ 8.0%
Net result€20k-€100k▲ 405%€115k▲ 15.3%€106k▼ 7.9%€113k▲ 6.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€360k▲ 13.1%
Current assets
€647k▲ 12.7%
Equity and liabilities €1.01M
Equity
€811k▲ 13.8%
Debt
€196k▲ 9.1%
The debt ratio falls from 20.1% to 19.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€262k▲
2024 · €254k
Cash flow
€212k▲
2024 · €210k
Solvency
80.5%▲
2024 · 79.9%
Current ratio
5.51▲
2024 · 4.38
Quick ratio
5.51▲
2024 · 4.38
Debt / equity
0.24▼
2024 · 0.25
ROE
13.9%▼
2024 · 14.9%
ROA
11.2%▼
2024 · 11.9%
Interest coverage
71.41▲
2024 · 62.32
Debt
€196k▲
2024 · €180k
Debt ≤ 1 year
€118k▼
2024 · €131k
Debt > 1 year
€79k▲
2024 · €49k
Income taxes
€48k▲
2024 · €47k
Staff costs
€277k▼
2024 · €295k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€893k€1.01M▲
Fixed assets21/28€318k€360k▲
Tangible fixed assets22/27€308k€349k▲
Land and buildings22€98k€87k▼
Plant, machinery and equipment23€176k€157k▼
Furniture and vehicles24€35k€105k▲
Financial fixed assets28€10k€11k▲
Current assets29/58€574k€647k▲
Amounts receivable within one year40/41€404k€232k▼
Trade receivables40€389k€213k▼
Other amounts receivable41€15k€19k▲
Current investments50/53€0-
Cash at bank and in hand54/58€154k€394k▲
Deferred charges and accrued income490/1€16k€21k▲
Equity and liabilities
Total equity and liabilities10/49€893k€1.01M▲
Equity10/15€713k€811k▲
Contributions10/11€90k€90k=
Reserves13€620k€718k▲
Distributable reserves133€620k€718k▲
Profit (loss) carried forward14€0€0=
Investment grants15€3k€3k▼
Amounts payable17/49€180k€196k▲
Amounts payable after more than one year17€49k€79k▲
Financial debts170/4€49k€79k▲
Amounts payable within one year42/48€131k€118k▼
Current portion of amounts payable after more than one year42€50k€46k▼
Trade debts44€45k€51k▲
Suppliers440/4€45k€51k▲
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€7k€0▼
Other amounts payable47/48€23k€17k▼
Income statement
Code20242025
Non-recurring operating income76A€675€0▼
Remuneration, social security and pensions62€295k€277k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€100k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€7k€12k▲
Gross operating margin9900€556k€546k▼
Operating profit (loss)9901€150k€162k▲
Financial income75/76B€7k€2k▼
Recurring financial income75€7k€2k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€153k€160k▲
Income taxes67/77€47k€48k▲
Profit (loss) for the period9904€106k€113k▲
Profit (loss) for the period to be appropriated9905€106k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€113k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€14k▲
Transfer to equity691/2€106k€113k▲
To other reserves6921€106k€113k▲
Profit to be distributed694/7€0€14k▲
Return on contributions (dividend)694€0€14k▲
Social balance
Average headcount (FTE)90875.55.4▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €115k ▲15.3%
Operating result €168k, net result €115k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ferrières · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Bovy 34190 FerrièresGround area
2,115 m²
Building footprint
327 m²
Volume, LiDAR
1,986 m³
2 parcels, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Principale 12, 4190 Ferrières
since 19892.041.972.833
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61065A0216/00A000 | Wallonia | 1,896 m² | 1 · 180 m² | 7.3 m · 2 fl. |
| 61065A0229/00P004 | Wallonia | 219 m² | 1 · 148 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
11 categoriesPALANGE SRL03685
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M & R
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STALMANS
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Of 2,316 companies in sector 42110 we hold annual accounts for 1,088. 724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1988
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
42220Construction of utility projects for electricity and telecommunications
45215
45230
41001General construction of residential buildings
45211
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.