Herema
ActiveHerema has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €64k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-10
Solvency95▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.86 in 2024), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
4.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
3 d early
2023
1 d early
2022
12 d early
2021
7 d early
2020
26 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€796k▲ 8.8%
2024 · €731k
2019: €-51k
2020: €71k
2021: €410k
2022: €594k
2023: €659k
2024: €731k
2019 → 2025
Total assets
€1.58M▲ 2.2%
2024 · €1.54M
2019: €408k
2020: €622k
2021: €1.18M
2022: €1.59M
2023: €2.14M
2024: €1.54M
2019 → 2025
Net result
€64k▼ 11.2%
2024 · €73k
2019: €39k
2020: €123k
2021: €338k
2022: €185k
2023: €99k
2024: €73k
2019 → 2025
Working capital
€704k▲ 10.1%
2024 · €639k
2019: €-29k
2020: €114k
2021: €430k
2022: €555k
2023: €589k
2024: €639k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€410k-€594k▲ 45.1%€659k▲ 10.8%€731k▲ 11.0%€796k▲ 8.8%
Operating result€367k-€274k▼ 25.4%€150k▼ 45.4%€139k▼ 7.0%€122k▼ 12.1%
Net result€338k-€185k▼ 45.4%€99k▼ 46.2%€73k▼ 27.0%€64k▼ 11.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 12% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€149k▼ 7.1%
Current assets
€1.43M▲ 3.3%
Equity and liabilities €1.58M
Equity
€796k▲ 8.8%
Debt
€780k▼ 3.7%
The debt ratio falls from 52.6% to 49.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€188k▼
2024 · €201k
Cash flow
€130k▼
2024 · €134k
Solvency
50.5%▲
2024 · 47.4%
Current ratio
1.97▲
2024 · 1.86
Quick ratio
0.90▲
2024 · 0.50
Debt / equity
0.98▼
2024 · 1.11
ROE
8.1%▼
2024 · 9.9%
ROA
4.1%▼
2024 · 4.7%
Interest coverage
5.34▲
2024 · 5.17
Debt
€780k▼
2024 · €810k
Debt ≤ 1 year
€723k▼
2024 · €742k
Debt > 1 year
€57k▼
2024 · €68k
Income taxes
€23k▼
2024 · €28k
Staff costs
€138k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€1.58M▲
Fixed assets21/28€161k€149k▼
Tangible fixed assets22/27€157k€145k▼
Plant, machinery and equipment23€16k€6k▼
Furniture and vehicles24€29k€57k▲
Leasing and similar rights25€112k€82k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.38M€1.43M▲
Stocks and contracts in progress3€1.01M€773k▼
Stocks30/36€1.01M€773k▼
Amounts receivable within one year40/41€221k€577k▲
Trade receivables40€186k€540k▲
Other amounts receivable41€35k€37k▲
Cash at bank and in hand54/58€148k€77k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.58M▲
Equity10/15€731k€796k▲
Contributions10/11€410k€410k=
Reserves13€321k€386k▲
Distributable reserves133€321k€386k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€810k€780k▼
Amounts payable after more than one year17€68k€57k▼
Financial debts170/4€68k€57k▼
Amounts payable within one year42/48€742k€723k▼
Current portion of amounts payable after more than one year42€64k€71k▲
Financial debts43€500k€250k▼
Credit institutions430/8€500k€250k▼
Trade debts44€100k€288k▲
Suppliers440/4€100k€288k▲
Taxes, remuneration and social security45€58k€96k▲
Taxes450/3€52k€94k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€20k€19k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0€6k▲
Remuneration, social security and pensions62€112k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€66k▲
Other operating charges640/8€3k€150▼
Gross operating margin9900€316k€326k▲
Operating profit (loss)9901€139k€122k▼
Financial income75/76B€333€282▼
Recurring financial income75€333€282▼
Financial charges65/66B€39k€35k▼
Recurring financial charges65€39k€35k▼
Profit (loss) for the period before taxes9903€101k€87k▼
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€73k€64k▼
Profit (loss) for the period to be appropriated9905€73k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€64k▼
Transfer from equity791/2€0-
Transfer to equity691/2€73k€64k▼
To other reserves6921€73k€64k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90872.72.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €500kEq €594k ▲45.1%
4 profitable years in a row build equity to €594k.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €338k ▲176%
Operating result €367k, net result €338k, both a record.
30-06
Financial
Equity above €200kEq €410k ▲475%
3 profitable years in a row build equity to €410k.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baan naar Bree 1373990 PeerGround area
1.1 ha
Building footprint
381 m²
Volume, LiDAR
2,446 m³
Parcel 72010D0375/00R003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Kempen Infra bvba
since 20072.166.431.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72010D0375/00R003 | Flanders | 1.1 ha | 1 · 381 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAMABEL
BE 0549.840.243
Seraing · Eq €796k
VANHULLE
BE 0455.109.350
Zele · Eq €788k
Sundeck
BE 0896.239.517
Wavre · Eq €806k
HARBI
BE 0671.657.395
Puurs-Sint-Amands · Eq €785k
COMMUNICATIONS SERVICES AND TECHNOLOGY
BE 0445.774.485
Lokeren · Eq €807k
Of 1,805 companies in sector 42220 we hold annual accounts for 948. 456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2007
Fiscal year end30-06
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
45192
45215
45230
46180Agents specialised in the wholesale of other particular products
42110Construction of roads and motorways
43990Other specialised construction activities
43999Specialised construction activities
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
45250
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.