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SAMABEL

Active Public limited companyfounded 2014active for 12 yearsRue Bois de Mont 168, 4101 SeraingKBO/BCE: BE 0549.840.243

Lifetime

12 annual accounts with figures on one time axis
peak €948,797 (2018)
€213,830▼ 73.7%
lowest -€168,048 (2025)
-€168,048▼ €488,306
peak €960,528 (2024)
€796,158▼ 17.1%
€93,890▼ 18.4%
peak 9.8 FTE (2017)
6.3 FTE▼ 8.7%
Board3 names since 2018
1 directorA & GB
Documentsfilings and deeds
07-04-2026115 days before the deadline
2025financial year
Gross margin from €811,808 to €213,830Loss of €168,048Staff from 6.9 FTE to 6.3 FTEEquity from €960,528 to €796,158Debts from €115,087 to €93,890

Key points

from the 2025 annual accounts

Result

-€168,048 -€168,048
€320,0002024-€168,0002025

From profit to loss in 2025, after a profit of €320,258 in 2024.

Turnover

≈ €540,000 estimated

The accounts state no turnover.

Staff

6.3 FTE from 9.8 in 2017

Between 2017 and 2025, 36% of the full-time equivalents disappeared.

Liquidity

10.35 was 14.36 in 2024

Short-term debts rose from €61,374 to €71,145.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 33 to 126 days before the end of the period.

Position in the sector

-€168,048

Lower net result than 90% of companies in civil engineering. Sector median €227,035 · 378 companies.

Checked score

88
Excellent
Financially stronger than 53% of micro companies in civil engineering (NACE 42)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 89.3% of total assets
97-3short-term debt 8.0% · cash 37.9%
0-100return on assets -18.9%

Score breakdown

raises risk
Loss of €168,048 (financial year 2025)
lowers risk
Liquidity: current ratio 10.35, cash €337,698
Equity €796,158 (89.3% of total assets)
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 92% of them on solvency, 95% on liquidity, 5% on profitability and 22% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,805 companies had the same profile as SAMABEL has now. Each dot stands for 13 companies, two years later.

88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SAMABEL itself is lower: 0.2% within 12 months. It rests on far more data about SAMABEL than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,805 companies, not a prediction for SAMABEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 10.35 (14.36 in 2024), above the usual 1.5. Short-term debt is 8% and cash 37.9% of total assets. 10.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €168,048 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 10.35, cash €337,698
NBB · annual accounts
lowers risk · Equity €796,158 (89.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
115 days early
2024
126 days early
2023
34 days early
2022
33 days early
2021
38 days early
2020
2 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 56 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 77 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AG
Director, Grande Saverio
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0549840243
Purpose change · Amendment of the articles · Resignations & appointments “La construction d’immeubles résidentiels ou non,en ce compris les immeubles industriels; La gestion de projets…” (deed in French) · General meeting of 27-12-2023 · Gazette deed
1 director appointed, 2 resignations Resignations: Grande Saverio and Bielawska Maria (managing director) · Appointment: A&GB (managing director) · Permanent representative: Grande Saverio · General meeting of 21-02-2019 · Gazette deed
Merger: SAMABEL takes over UNITAL GROUP The company holds all the shares of UNITAL GROUP · General meeting of 26-12-2018 · Gazette deed
All 25 events

Comparable companies

same main activity, similar in size and age
Company
SAMABEL Seraing €0.9m €213,830 89.3% 6.3
YUNIKRA Lokeren €0.9m €375,848 13.8% 5.5
ALL LASER TECHNICS Leuven €0.8m €259,965 69.7% 4.7
I F M BELGIEN AG Eupen €0.5m €623,161 6.4% 9.8
ENTREPRISE PIRLOT FRANÇOISE Chimay €1.1m €431,159 77.9% 4
WIRELINE Heist-op-den-Berg €1.2m €660,924 47.9% 6
SRL DUBOIS Profondeville €1.0m €646,556 49.1% 9.6

These companies have the same main activity as SAMABEL: construction of utility projects for electricity and telecommunications (NACE 42220). They are comparable in size and age: total assets between €515,000 and €1.2m, founded between 2000 and 2017.

Official details

Source: KBO
Status
Active since 31-03-2014Normal situation
Activity
Construction of utility projects for electricity and telecommunicationsNACE 42220and 6 others
Joint committees
124Construction
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.229.306.1614101 Seraing, since 17-04-2014
Financial year end
31 December
Peppol
Reachable since 10-08-2025
Company details

Annual accounts 2025

€891,274▼ 17.1%
Employeeson 31-12-2025
6▼ 14.3%
Filing
Filed on 07-04-2026, 115 days before the end of the filing period
Financials

Insights on SAMABEL

SAMABEL has existed since 2014. In 2015 the gross margin rose from €76,286 to €373,000 and staff from 0.8 to 8 full-time equivalents.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SAMABEL

What is the company number of SAMABEL?
The company number of SAMABEL is 0549.840.243. The VAT number is the same number with BE in front: BE 0549.840.243.
Where is SAMABEL based?
The registered office is at Rue Bois de Mont 168, 4101 Seraing.Company details
What does SAMABEL do?
According to the KBO register, the main activity is construction of utility projects for electricity and telecommunications (NACE 42220).
What is the legal form of SAMABEL?
SAMABEL is a public limited company (NV).
When was SAMABEL founded?
SAMABEL was founded on 31-03-2014.
Is SAMABEL still active?
Yes, SAMABEL is an active enterprise in the KBO register.
How many employees does SAMABEL have?
SAMABEL had an average of 6.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SAMABEL fall under?
In its 2025 annual accounts, SAMABEL states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of SAMABEL?
The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €213,830 and 1,647 comparable companies of the same size. It probably lies between €330,000 and €1.0m. It is a rough estimate.
Is SAMABEL profitable?
In financial year 2025, SAMABEL made a loss of €168,048.
Where can I find the annual accounts of SAMABEL?
SAMABEL filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAMABEL due?
SAMABEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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