PAKIMA
ActiveSummary
PAKIMA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-13k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
short-term debt: 0.8% and cash: 3.1% of total assets, and 0.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
-38.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
112 d early
2024
99 d early
2023
113 d early
2022
111 d early
2021
114 d early
2020
110 d early
2019
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 28.1%
2024 · €45k
Total assets
€33k▼ 30.0%
2024 · €47k
Net result
€-13k▼ 31.8%
2024 · €-10k
Working capital
€32k▼ 24.0%
2024 · €42k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-180€2k€-9k€-9k▼ 2.3%€-12k▼ 32.4%
Net result€-842€1k€-10k€-10k▼ 2.0%€-13k▼ 31.8%
Equity€64k▼ 1.3%€65k▲ 1.8%€55k▼ 14.7%€45k▼ 17.6%€33k▼ 28.1%
Total assets€66k▼ 17.0%€67k▲ 2.4%€60k▼ 11.5%€47k▼ 20.9%€33k▼ 30.0%
Debt€2k▼ 85.6%€3k▲ 21.1%€4k▲ 68.3%€2k▼ 62.9%€258▼ 83.9%
Working capital€62k▼ 2.5%€63k▲ 3.0%€49k▼ 22.0%€42k▼ 14.3%€32k▼ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€519 ▼ 83.4%
Current assets
€32k ▼ 26.2%
Equity and liabilities €33k
Equity
€33k ▼ 28.1%
Debt
€258 ▼ 83.9%
Debt's share of the balance-sheet total falls from 3.4% to 0.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €-7k
Cash flow
€-10k▼
2024 · €-7k
Debt to equity
0.01▼
2024 · 0.04
ROE
-39.1%▼
2024 · -21.3%
ROA
-38.8%▼
2024 · -20.6%
Interest coverage
-28.16▼
2024 · -22.06
Debt ≤ 1 year
€258▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €33k, equity €33k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €877 | €728 | €2k | €3k | €3k | = |
| Other operating charges640/8 | €923 | €2k | €780 | €1k | €710 | ▼ 39.5% |
| Gross operating margin9900 | €2k | €5k | €-6k | €-6k | €-9k | ▼ 62.4% |
| Operating profit (loss)9901 | €-180 | €2k | €-9k | €-9k | €-12k | ▼ 32.4% |
| Financial income75/76B | €1 | €53 | €4 | €0 | €0 | ▲ 33.3% |
| Recurring financial income75 | €1 | €53 | €4 | €0 | €0 | ▲ 33.3% |
| Financial charges65/66B | €393 | €313 | €338 | €308 | €349 | ▲ 13.5% |
| Recurring financial charges65 | €393 | €313 | €338 | €308 | €349 | ▲ 13.5% |
| Profit (loss) for the period before taxes9903 | €-572 | €2k | €-10k | €-10k | €-13k | ▼ 31.8% |
| Income taxes67/77 | €270 | €1k | - | - | - | - |
| Profit (loss) for the period9904 | €-842 | €1k | €-10k | €-10k | €-13k | ▼ 31.8% |
| Profit (loss) for the period to be appropriated9905 | €-842 | €1k | €-10k | €-10k | €-13k | ▼ 31.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66k | €67k | €60k | €47k | €33k | ▼ 30.0% |
| Fixed assets21/28 | €2k | €1k | €6k | €3k | €519 | ▼ 83.4% |
| Tangible fixed assets22/27 | €2k | €1k | €6k | €3k | €519 | ▼ 83.4% |
| Plant, machinery and equipment23 | €2k | €1k | €656 | €328 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €5k | €3k | €519 | ▼ 81.4% |
| Current assets29/58 | €64k | €66k | €54k | €44k | €32k | ▼ 26.2% |
| Stocks and contracts in progress3 | €4k | - | - | €4k | - | - |
| Contracts in progress37 | €4k | - | - | €4k | - | - |
| Amounts receivable within one year40/41 | €41k | €33k | €38k | €36k | €31k | ▼ 13.4% |
| Trade receivables40 | €9k | €3k | €7k | €7k | €3k | ▼ 59.1% |
| Other amounts receivable41 | €31k | €30k | €31k | €29k | €29k | ▼ 2.4% |
| Cash at bank and in hand54/58 | €19k | €33k | €16k | €4k | €1k | ▼ 75.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66k | €67k | €60k | €47k | €33k | ▼ 30.0% |
| Equity10/15 | €64k | €65k | €55k | €45k | €33k | ▼ 28.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | €6k | €6k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €57k | €58k | €49k | €39k | €27k | ▼ 32.5% |
| Tax-exempt reserves132 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €54k | €55k | €46k | €36k | €23k | ▼ 35.5% |
| Amounts payable17/49 | €2k | €3k | €4k | €2k | €258 | ▼ 83.9% |
| Amounts payable within one year42/48 | €2k | €3k | €4k | €2k | €258 | ▼ 83.9% |
| Trade debts44 | €359 | €1k | €3k | €1k | €258 | ▼ 77.5% |
| Suppliers440/4 | €359 | €1k | €3k | €1k | €258 | ▼ 77.5% |
| Taxes, remuneration and social security45 | €2k | €1k | €1k | €459 | - | - |
| Taxes450/3 | €2k | €1k | €1k | €459 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-842 | €1k | €-10k | €-10k | €-13k | ▼ 31.8% |
| + Depreciation and write-downs630 | €877 | €728 | €2k | €3k | €3k | = |
| Operating cash flow (approximation) | €35 | €2k | €-7k | €-7k | €-10k | ▼ 43.5% |
| Investment in fixed assets (approximation) | - | €0 | €-7k | €0 | €0 | - |
| Change in cash | - | €14k | €-18k | €-12k | €-3k | ▲ 73.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 125.79
Current ratio from 27.42 to 125.79; short-term debt falls from €2k to €258.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 27.42
Current ratio from 12.43 to 27.42; short-term debt falls from €4k to €2k.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 30.03
Current ratio from 5.28 to 30.03; short-term debt falls from €15k to €2k.
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €12k ▲173%
Operating result €14k, net result €12k, both a record.
Show earlier events
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1993
Ground area
1,313 m²
Building footprint
239 m²
Volume, LiDAR
1,408 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAKIMA
since 19932.064.339.944
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322H0125/00G002 | Flanders | 713 m² | 1 · 118 m² | 5.6 m · 1 fl. |
| 12322H0125/00M002 | Flanders | 600 m² | 1 · 121 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-1993
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.