PADEVI
ActiveSummary
The computed 12-month bankruptcy probability of PADEVI is 1.9% (moderate). The 2025 annual accounts show equity of €46,636 and a net result of -€27,318. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 18606 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-74
Solvency81▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 2.19 in 2024; short-term debt: 43.6% and cash: 17.9% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
-32.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
11 d late
2023
30 d late
2022
32 d late
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€46,636▼ 36.9%
2024 · €73,954
Total assets
€83,369▼ 31.6%
2024 · €121,837
Net result
-€27,318
2024 · €5,043
Working capital
€31,047▼ 33.5%
2024 · €46,666
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,981▲ 15.8%€2,007▼ 94.7%€15,286▲ 662%€10,880▼ 28.8%-€24,584
Net result€27,586above the sector's middle half▲ 9.9%€216within the sector's middle half▼ 99.2%€9,515within the sector's middle half▲ 4,312%€5,043within the sector's middle half▼ 47.0%-€27,318below the sector's middle half
Equity€58,878within the sector's middle half▲ 88.2%€59,396within the sector's middle half▲ 0.9%€68,911within the sector's middle half▲ 16.0%€73,954within the sector's middle half▲ 7.3%€46,636within the sector's middle half▼ 36.9%
Total assets€155,463within the sector's middle half▲ 95.2%€147,549within the sector's middle half▼ 5.1%€140,645within the sector's middle half▼ 4.7%€121,837within the sector's middle half▼ 13.4%€83,369within the sector's middle half▼ 31.6%
Debt€96,585▲ 99.8%€88,153▼ 8.7%€71,735▼ 18.6%€47,883▼ 33.3%€36,733▼ 23.3%
Working capital€27,310within the sector's middle half▲ 14.3%€31,444within the sector's middle half▲ 15.1%€44,143within the sector's middle half▲ 40.4%€46,666within the sector's middle half▲ 5.7%€31,047within the sector's middle half▼ 33.5%
Solvency37.9%within the sector's middle half▼ 1.4pp40.3%within the sector's middle half▲ 2.4pp49.0%within the sector's middle half▲ 8.7pp60.7%within the sector's middle half▲ 11.7pp55.9%within the sector's middle half▼ 4.8pp
Current ratio1.67within the sector's middle half▲ 0.181.66within the sector's middle half▼ 0.021.93within the sector's middle half▲ 0.272.19within the sector's middle half▲ 0.261.85within the sector's middle half▼ 0.33
Return on assets (ROA)17.7%above the sector's middle half▼ 13.8pp0.1%within the sector's middle half▼ 17.6pp6.8%within the sector's middle half▲ 6.6pp4.1%within the sector's middle half▼ 2.6pp-32.8%below the sector's middle half▼ 36.9pp
Staff (FTE)1=1.4▲ 40.0%1.6▲ 14.3%1.7▲ 6.3%1.7=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24,584 after €10,880 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,369
Fixed assets
€15,989 ▼ 55.3%
Current assets
€67,380 ▼ 21.7%
Equity and liabilities €83,369
Equity
€46,636 ▼ 36.9%
Debt
€36,733 ▼ 23.3%
Debt's share of the balance-sheet total rises from 39.3% to 44.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,987▼
2024 · €32,123
Cash flow
-€5,721▼
2024 · €26,287
Quick ratio
0.55▼
2024 · 0.99
Debt to equity
0.79▲
2024 · 0.65
ROE
-58.6%▼
2024 · 6.8%
Interest coverage
-1.18▼
2024 · 12.95
Debt ≤ 1 year
€36,333▼
2024 · €39,369
Debt > 1 year
€0▼
2024 · €8,114
Income taxes
€208▼
2024 · €3,356
Staff costs
€76,438▲
2024 · €69,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.2%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €413 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €37,671 | €53,732 | €68,344 | €69,114 | €76,438 | ▲ 10.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,439 | €19,488 | €19,181 | €21,243 | €21,597 | ▲ 1.7% |
| Other operating charges640/8 | €2,286 | €2,567 | €1,601 | €2,378 | €1,201 | ▼ 49.5% |
| Gross operating margin9900 | €90,376 | €77,795 | €104,412 | €103,615 | €74,652 | ▼ 28.0% |
| Operating profit (loss)9901 | €37,981 | €2,007 | €15,286 | €10,880 | -€24,584 | ▼ 326% |
| Financial income75/76B | €134 | €114 | €0 | - | - | - |
| Recurring financial income75 | €134 | €114 | €0 | - | - | - |
| Financial charges65/66B | €528 | €831 | €888 | €2,480 | €2,527 | ▲ 1.9% |
| Recurring financial charges65 | €528 | €831 | €888 | €2,480 | €2,527 | ▲ 1.9% |
| Profit (loss) for the period before taxes9903 | €37,586 | €1,290 | €14,398 | €8,400 | -€27,111 | ▼ 423% |
| Income taxes67/77 | €10,000 | €1,074 | €4,883 | €3,356 | €208 | ▼ 93.8% |
| Profit (loss) for the period9904 | €27,586 | €216 | €9,515 | €5,043 | -€27,318 | ▼ 642% |
| Profit (loss) for the period to be appropriated9905 | €27,586 | €216 | €9,515 | €5,043 | -€27,318 | ▼ 642% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,463 | €147,549 | €140,645 | €121,837 | €83,369 | ▼ 31.6% |
| Fixed assets21/28 | €87,679 | €68,191 | €49,009 | €35,802 | €15,989 | ▼ 55.3% |
| Tangible fixed assets22/27 | €84,175 | €64,686 | €45,505 | €32,297 | €12,484 | ▼ 61.3% |
| Land and buildings22 | €1,341 | €730 | €119 | €0 | - | - |
| Plant, machinery and equipment23 | €1,906 | €1,349 | €886 | €423 | €36 | ▼ 91.6% |
| Furniture and vehicles24 | €80,927 | €62,607 | €44,500 | €31,874 | €12,449 | ▼ 60.9% |
| Financial fixed assets28 | €3,505 | €3,505 | €3,505 | €3,505 | €3,505 | = |
| Current assets29/58 | €67,784 | €79,359 | €91,636 | €86,035 | €67,380 | ▼ 21.7% |
| Stocks and contracts in progress3 | €16,963 | €37,393 | €34,000 | €47,000 | €47,361 | ▲ 0.8% |
| Stocks30/36 | €16,963 | €37,393 | €34,000 | €47,000 | €47,361 | ▲ 0.8% |
| Amounts receivable within one year40/41 | €517 | €4,000 | €250 | €474 | €3,528 | ▲ 645% |
| Trade receivables40 | €374 | - | €0 | €156 | €1,088 | ▲ 596% |
| Other amounts receivable41 | €143 | €4,000 | €250 | €317 | €2,441 | ▲ 669% |
| Cash at bank and in hand54/58 | €48,353 | €35,882 | €54,894 | €36,235 | €14,884 | ▼ 58.9% |
| Deferred charges and accrued income490/1 | €1,950 | €2,083 | €2,492 | €2,326 | €1,606 | ▼ 30.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,463 | €147,549 | €140,645 | €121,837 | €83,369 | ▼ 31.6% |
| Equity10/15 | €58,878 | €59,396 | €68,911 | €73,954 | €46,636 | ▼ 36.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | €6,200 | - | - | - | - | - |
| Other1109/19 | €6,200 | - | - | - | - | - |
| Reserves13 | €52,678 | €53,196 | €62,711 | €67,754 | €40,436 | ▼ 40.3% |
| Distributable reserves133 | €52,678 | €53,196 | €62,711 | €67,754 | €40,436 | ▼ 40.3% |
| Amounts payable17/49 | €96,585 | €88,153 | €71,735 | €47,883 | €36,733 | ▼ 23.3% |
| Amounts payable after more than one year17 | €56,105 | €40,239 | €24,242 | €8,114 | €0 | ▼ 100% |
| Financial debts170/4 | €56,105 | €40,239 | €24,242 | €8,114 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €40,473 | €47,915 | €47,493 | €39,369 | €36,333 | ▼ 7.7% |
| Current portion of amounts payable after more than one year42 | €15,738 | €15,867 | €15,997 | €16,128 | €8,114 | ▼ 49.7% |
| Financial debts43 | €35 | €24 | €15 | €169 | €233 | ▲ 37.7% |
| Credit institutions430/8 | €35 | €24 | - | - | - | - |
| Other loans439 | - | - | €15 | €169 | €233 | ▲ 37.7% |
| Trade debts44 | - | - | €1,859 | €1,335 | €1,006 | ▼ 24.7% |
| Suppliers440/4 | - | - | €1,859 | €1,335 | €1,006 | ▼ 24.7% |
| Taxes, remuneration and social security45 | €22,894 | €26,218 | €25,434 | €17,263 | €22,770 | ▲ 31.9% |
| Taxes450/3 | €16,152 | €15,574 | €10,624 | €8,083 | €6,782 | ▼ 16.1% |
| Remuneration and social security454/9 | €6,742 | €10,643 | €14,811 | €9,180 | €15,988 | ▲ 74.2% |
| Other amounts payable47/48 | €1,807 | €5,806 | €4,188 | €4,474 | €4,211 | ▼ 5.9% |
| Accrued charges and deferred income492/3 | €6 | - | - | €400 | €400 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,586 | €216 | €9,515 | €5,043 | -€27,318 | ▼ 642% |
| + Depreciation and write-downs630 | €12,439 | €19,488 | €19,181 | €21,243 | €21,597 | ▲ 1.7% |
| Operating cash flow (approximation) | €40,026 | €19,704 | €28,696 | €26,287 | -€5,721 | ▼ 122% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€8,036 | -€1,784 | ▲ 77.8% |
| Change in cash | - | -€12,471 | €19,012 | -€18,659 | -€21,351 | ▼ 14.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€27,318
Net result drops to -€27,318, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €27,586 ▲9.9%
Operating result €37,981, net result €27,586, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2019
Ground area
69 m²
Building footprint
66 m²
Volume, LiDAR
525 m³
Parcel 12009A0656/00R002, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Florita
since 20192.287.043.036
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0656/00R002 | Flanders | 68 m² | 1 · 66 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDuffel2.287.043.036
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 4,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-03-2019
Fiscal year end31-12
Trade name NL
LA FLORITA
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
46170Agents in the wholesale of food, beverages and tobacco
55100Hotels and similar accommodation
56111Full-service restaurants
68310Real estate agency activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722804210
Also
9925:BE0722804210
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.