NADAYA
ActiveThe computed 12-month bankruptcy probability of NADAYA is 1.8% (moderate). The 2024 annual accounts show equity of €44k and a net result of €9k. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 26053 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80=
Solvency68▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.38 against 1.01 in 2023; short-term debt: 57.1% and cash: 6.2% of total assets), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.9%
Return on assets
8.7%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
122 d late
2023
31 d late
2022
92 d late
2021
122 d late
2020
139 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 25.6%
2023 · €35k
2019: €7k
2020: €12k
2021: €17k
2022: €25k
2023: €35k
2019 → 2024
Total assets
€102k▲ 1.2%
2023 · €101k
2019: €126k
2020: €142k
2021: €107k
2022: €172k
2023: €101k
2019 → 2024
Net result
€9k▼ 5.6%
2023 · €9k
2019: €600
2020: €5k
2021: €6k
2022: €8k
2023: €9k
2019 → 2024
Working capital
€22k▲ 3,198%
2023 · €672
2019: €-41k
2020: €-42k
2021: €-22k
2022: €-10k
2023: €672
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€17k▲ 48.7%€25k▲ 47.2%€35k▲ 37.2%€44k▲ 25.6%
Operating result€6k-€7k▲ 16.4%€16k▲ 124%€13k▼ 19.9%€11k▼ 12.8%
Net result€5k-€6k▲ 17.7%€8k▲ 44.1%€9k▲ 16.0%€9k▼ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€22k▼ 36.7%
Current assets
€80k▲ 20.6%
Equity and liabilities €102k
Equity
€44k▲ 25.6%
Debt
€58k▼ 11.7%
The debt ratio falls from 65.4% to 57.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2023 · €27k
Cash flow
€21k▼
2023 · €23k
Solvency
42.9%▲
2023 · 34.6%
Current ratio
1.38▲
2023 · 1.01
Quick ratio
0.14▲
2023 · 0.11
Debt / equity
1.33▼
2023 · 1.89
ROE
20.4%▼
2023 · 27.1%
ROA
8.7%▼
2023 · 9.4%
Interest coverage
1326.78▲
2023 · 32.29
Debt
€58k▼
2023 · €66k
Debt ≤ 1 year
€58k▼
2023 · €66k
Income taxes
€3k▼
2023 · €3k
Staff costs
€62k▼
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€102k▲
Fixed assets21/28€34k€22k▼
Intangible fixed assets21€21k€17k▼
Tangible fixed assets22/27€13k€5k▼
Plant, machinery and equipment23€4k-
Furniture and vehicles24€9k€5k▼
Current assets29/58€67k€80k▲
Stocks and contracts in progress3€60k€72k▲
Stocks30/36€60k€72k▲
Amounts receivable within one year40/41€95-
Other amounts receivable41€95-
Cash at bank and in hand54/58€6k€6k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€101k€102k▲
Equity10/15€35k€44k▲
Contributions10/11€6k€6k=
Reserves13€279€279=
Non-distributable reserves130/1€279€279=
Reserves not available under the articles1311€279€279=
Profit (loss) carried forward14€28k€37k▲
Amounts payable17/49€66k€58k▼
Amounts payable within one year42/48€66k€58k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€22k€21k▼
Taxes450/3€10k€13k▲
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€34k€33k▼
Income statement
Code20232024
Remuneration, social security and pensions62€62k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€12k€4k▼
Gross operating margin9900€101k€90k▼
Operating profit (loss)9901€13k€11k▼
Financial income75/76B€20€163▲
Recurring financial income75€20€163▲
Financial charges65/66B€832€18▼
Recurring financial charges65€832€18▼
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€37k▲
Profit (loss) brought forward from the previous period14P€19k€28k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2019net €9k ▲16%
Net result €9k, the highest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 139 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2352140 AntwerpenGround area
185 m²
Building footprint
468 m²
Volume, LiDAR
2,702 m³
Parcel 11312A0686/00G000, Flanders · tallest building 17.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nadaya
since 20182.280.303.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0686/00G000 | Flanders | 185 m² | 1 · 468 m² | 17.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.280.303.813
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S&Z INTERNATIONAL
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d’Hofstede
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DA ZICARI
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 4,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47559Retail sale of other household articles
47599Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.