PACQUEE DAVE
ActivePACQUEE DAVE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316k and a net result of €36k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 11.45 in 2024), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
9.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
19 d late
2022
29 d late
2021
25 d late
2020
26 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€316k▼ 1.1%
2024 · €320k
2018: €91k
2019: €127k
2020: €151k
2021: €231k
2022: €268k
2023: €307k
2024: €320k
2018 → 2025
Total assets
€380k▲ 8.6%
2024 · €350k
2018: €122k
2019: €189k
2020: €212k
2021: €294k
2022: €346k
2023: €381k
2024: €350k
2018 → 2025
Net result
€36k▼ 3.0%
2024 · €37k
2018: €24k
2019: €64k
2020: €24k
2021: €80k
2022: €64k
2023: €61k
2024: €37k
2018 → 2025
Working capital
€266k▼ 10.6%
2024 · €297k
2018: €93k
2019: €127k
2020: €137k
2021: €217k
2022: €237k
2023: €278k
2024: €297k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€268k▲ 15.8%€307k▲ 14.6%€320k▲ 4.2%€316k▼ 1.1%
Operating result€113k-€86k▼ 24.2%€82k▼ 4.9%€55k▼ 32.5%€51k▼ 6.6%
Net result€80k-€64k▼ 20.4%€61k▼ 5.1%€37k▼ 38.6%€36k▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€51k▲ 114%
Current assets
€329k▲ 1.0%
Equity and liabilities €380k
Equity
€316k▼ 1.1%
Debt
€63k▲ 113%
The debt ratio rises from 8.5% to 16.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€66k▼
2024 · €70k
Cash flow
€50k▼
2024 · €52k
Solvency
83.3%▼
2024 · 91.5%
Current ratio
5.21▼
2024 · 11.45
Quick ratio
5.06▼
2024 · 11.25
Debt / equity
0.20▲
2024 · 0.09
ROE
11.4%▼
2024 · 11.6%
ROA
9.5%▼
2024 · 10.6%
Interest coverage
262.67▲
2024 · 136.23
Debt
€63k▲
2024 · €30k
Debt ≤ 1 year
€63k▲
2024 · €28k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€380k▲
Fixed assets21/28€24k€51k▲
Tangible fixed assets22/27€24k€51k▲
Plant, machinery and equipment23€916€506▼
Furniture and vehicles24€23k€50k▲
Financial fixed assets28€5€5=
Current assets29/58€326k€329k▲
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Stocks and contracts in progress3€6k€9k▲
Stocks30/36€6k€9k▲
Amounts receivable within one year40/41€28k€52k▲
Trade receivables40€19k€36k▲
Other amounts receivable41€9k€16k▲
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€168k€147k▼
Deferred charges and accrued income490/1€3k€466▼
Equity and liabilities
Total equity and liabilities10/49€350k€380k▲
Equity10/15€320k€316k▼
Contributions10/11€13k€13k=
Reserves13€307k€304k▼
Distributable reserves133€307k€304k▼
Profit (loss) carried forward14€0€48▲
Amounts payable17/49€30k€63k▲
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€28k€63k▲
Current portion of amounts payable after more than one year42€5k€390▼
Trade debts44€4k€26k▲
Suppliers440/4€4k€26k▲
Other amounts payable47/48€20k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€72k€68k▼
Operating profit (loss)9901€55k€51k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€512€250▼
Recurring financial charges65€512€250▼
Profit (loss) for the period before taxes9903€58k€52k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€37k€36k▼
Profit (loss) for the period to be appropriated9905€37k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€36k▼
Profit (loss) brought forward from the previous period14P€19€0▼
Transfer from equity791/2€24k€40k▲
Transfer to equity691/2€37k€36k▼
To other reserves6921€37k€36k▼
Profit to be distributed694/7€24k€40k▲
Return on contributions (dividend)694€24k€40k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 11.45
Current ratio from 5.13 to 11.45; short-term debt falls from €67k to €28k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €80k ▲235%
Operating result €113k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €231k ▲53.1%
4 profitable years in a row build equity to €231k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €24k ▼62.8%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €151k ▲18.8%
3 profitable years in a row build equity to €151k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €127k ▲39.4%
2 profitable years in a row build equity to €127k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lepelstraat (Nm) 232920 KalmthoutGround area
2,111 m²
Building footprint
160 m²
Volume, LiDAR
891 m³
Parcel 11662C0310/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PACQUEE DAVE
since 20092.180.954.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0310/00G000 | Flanders | 2,111 m² | 1 · 160 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 273 EUR awarded · 262 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 273 EUR | 262 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
SV Paenen
BE 0842.232.291
Houthalen-Helchteren · Eq €316k
VERWARMING DE MEESTER
BE 0742.760.276
Sint-Niklaas · Eq €316k
DE BLENDE
BE 0444.058.179
Hamme (Vl.) · Eq €317k
MAM Technics
BE 0544.559.582
Wichelen · Eq €317k
MAUFROY ROBERT
BE 0480.129.610
Lennik · Eq €317k
Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 2,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2009
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
33110Repair and maintenance of fabricated metal products
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.