MAM Technics
ActiveMAM Technics has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €317k and a net result of €33k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 54 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability74▲+4
Solvency81▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.13 in 2025; short-term debt: 26.4% and cash: 10.3% of total assets), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
55.8%
Return on assets
5.7%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
50 d early
2025
32 d early
2024
3 d early
2023
on the day
2022
on the day
2021
52 d late
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€317k▲ 11.5%
2025 · €284k
2019: €119k
2020: €164k
2021: €210k
2022: €258k
2023: €305k
2024: €268k
2025: €284k
2019 → 2026
Total assets
€568k▼ 3.5%
2025 · €589k
2019: €433k
2020: €463k
2021: €534k
2022: €598k
2023: €565k
2024: €671k
2025: €589k
2019 → 2026
Net result
€33k▲ 97.5%
2025 · €16k
2019: €26k
2020: €45k
2021: €47k
2022: €48k
2023: €47k
2024: €71k
2025: €16k
2019 → 2026
Working capital
€49k▲ 109%
2025 · €24k
2019: €27k
2020: €63k
2021: €89k
2022: €119k
2023: €71k
2024: €22k
2025: €24k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€258k-€305k▲ 18.3%€268k▼ 12.2%€284k▲ 6.2%€317k▲ 11.5%
Operating result€76k-€67k▼ 12.0%€103k▲ 54.9%€29k▼ 71.7%€59k▲ 101%
Net result€48k-€47k▼ 1.1%€71k▲ 51.4%€16k▼ 76.8%€33k▲ 97.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 101% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €568k
Fixed assets
€368k▼ 3.7%
Current assets
€199k▼ 3.3%
Equity and liabilities €568k
Equity
€317k▲ 11.5%
Debt
€251k▼ 17.6%
The debt ratio falls from 51.7% to 44.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2025 · €53k
Cash flow
€56k▲
2025 · €40k
Solvency
55.8%▲
2025 · 48.3%
Current ratio
1.33▲
2025 · 1.13
Quick ratio
1.07▲
2025 · 1.02
Debt / equity
0.79▼
2025 · 1.07
ROE
10.3%▲
2025 · 5.8%
ROA
5.7%▲
2025 · 2.8%
Interest coverage
5.80▲
2025 · 5.72
Debt
€251k▼
2025 · €305k
Debt ≤ 1 year
€150k▼
2025 · €183k
Debt > 1 year
€95k▼
2025 · €122k
Income taxes
€13k▲
2025 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€589k€568k▼
Fixed assets21/28€383k€368k▼
Tangible fixed assets22/27€383k€368k▼
Land and buildings22€372k€356k▼
Plant, machinery and equipment23€2k€8k▲
Furniture and vehicles24€9k€5k▼
Current assets29/58€206k€199k▼
Stocks and contracts in progress3€20k€40k▲
Stocks30/36€20k€40k▲
Amounts receivable within one year40/41€142k€91k▼
Trade receivables40€115k€78k▼
Other amounts receivable41€28k€14k▼
Cash at bank and in hand54/58€32k€58k▲
Deferred charges and accrued income490/1€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€589k€568k▼
Equity10/15€284k€317k▲
Contributions10/11€19k€19k=
Reserves13€266k€298k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€266k€298k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€305k€251k▼
Amounts payable after more than one year17€122k€95k▼
Financial debts170/4€122k€95k▼
Amounts payable within one year42/48€183k€150k▼
Current portion of amounts payable after more than one year42€32k€35k▲
Financial debts43€10k€5k▼
Credit institutions430/8€10k€5k▼
Trade debts44€39k€41k▲
Suppliers440/4€39k€41k▲
Taxes, remuneration and social security45€63€2k▲
Taxes450/3€63€140▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€102k€67k▼
Accrued charges and deferred income492/3-€7k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€56k€86k▲
Operating profit (loss)9901€29k€59k▲
Financial income75/76B€596€1k▲
Recurring financial income75€596€1k▲
Financial charges65/66B€9k€14k▲
Recurring financial charges65€9k€14k▲
Profit (loss) for the period before taxes9903€21k€46k▲
Income taxes67/77€4k€13k▲
Profit (loss) for the period9904€16k€33k▲
Profit (loss) for the period to be appropriated9905€16k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€33k▲
Transfer from equity791/2€0-
Transfer to equity691/2€16k€33k▲
To other reserves6921€16k€33k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €16k ▼76.8%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €71k ▲51.4%
Operating result €103k, net result €71k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 52 days late
31-03
Financial
Equity above €200kEq €210k ▲28.3%
3 profitable years in a row build equity to €210k.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €150kEq €164k ▲37.3%
2 profitable years in a row build equity to €164k.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margote 349260 WichelenGround area
1,718 m²
Building footprint
718 m²
Volume, LiDAR
3,279 m³
2 parcels, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAM Technics BVBA
since 20142.226.144.060
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026A0708/00N002 | Flanders | 1,021 m² | 1 · 602 m² | 11.8 m · 1 fl. |
| 42403D0882/00V003 | Flanders | 696 m² | 1 · 116 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 62 EUR awarded · 62 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 62 EUR | 62 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2014
Fiscal year end31-03
Activities, NACEBEL
43221Plumbing work
33110Repair and maintenance of fabricated metal products
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.