MAUFROY ROBERT
ActiveMAUFROY ROBERT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €31k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 80% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-3
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.93 against 5.12 in 2024; short-term debt: 15.3% and cash: 49.3% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
7.4%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €317k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
55 d early
2023
77 d early
2022
80 d early
2021
53 d early
2020
72 d early
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€317k▲ 7.5%
2024 · €295k
2018: €271k
2019: €265k
2020: €270k
2021: €284k
2022: €284k
2023: €286k
2024: €295k
2018 → 2025
Total assets
€422k▲ 4.9%
2024 · €402k
2018: €281k
2019: €278k
2020: €287k
2021: €298k
2022: €291k
2023: €299k
2024: €402k
2018 → 2025
Net result
€31k▼ 19.4%
2024 · €39k
2018: €-6k
2019: €-5k
2020: €4k
2021: €14k
2022: €552
2023: €2k
2024: €39k
2018 → 2025
Working capital
€253k▲ 18.0%
2024 · €214k
2018: €245k
2019: €247k
2020: €258k
2021: €273k
2022: €266k
2023: €269k
2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€284k-€284k▲ 0.2%€286k▲ 0.8%€295k▲ 3.0%€317k▲ 7.5%
Operating result€20k-€4k▼ 80.9%€6k▲ 63.4%€54k▲ 754%€13k▼ 76.4%
Net result€14k-€552▼ 96.1%€2k▲ 310%€39k▲ 1,605%€31k▼ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €422k
Fixed assets
€105k▼ 23.0%
Current assets
€318k▲ 19.2%
Equity and liabilities €422k
Equity
€317k▲ 7.5%
Debt
€105k▼ 2.1%
The debt ratio falls from 26.7% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €76k
Cash flow
€64k▲
2024 · €60k
Solvency
75.1%▲
2024 · 73.3%
Current ratio
4.93▼
2024 · 5.12
Quick ratio
4.49▼
2024 · 4.62
Debt / equity
0.33▼
2024 · 0.36
ROE
9.8%▼
2024 · 13.1%
ROA
7.4%▼
2024 · 9.6%
Interest coverage
11.45▼
2024 · 33.07
Debt
€105k▼
2024 · €107k
Debt ≤ 1 year
€64k▲
2024 · €52k
Debt > 1 year
€41k▼
2024 · €55k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€402k€422k▲
Fixed assets21/28€136k€105k▼
Tangible fixed assets22/27€136k€105k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€37k€29k▼
Leasing and similar rights25€96k€75k▼
Current assets29/58€267k€318k▲
Stocks and contracts in progress3€26k€28k▲
Stocks30/36€26k€28k▲
Amounts receivable within one year40/41€72k€74k▲
Trade receivables40€69k€73k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€166k€208k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€402k€422k▲
Equity10/15€295k€317k▲
Contributions10/11€19k€19k=
Reserves13€77k€99k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€68k€90k▲
Profit (loss) carried forward14€200k€200k=
Amounts payable17/49€107k€105k▼
Amounts payable after more than one year17€55k€41k▼
Financial debts170/4€55k€41k▼
Amounts payable within one year42/48€52k€64k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€1k€17k▲
Suppliers440/4€1k€17k▲
Taxes, remuneration and social security45€8k-
Taxes450/3€5k-
Remuneration and social security454/9€3k-
Other amounts payable47/48€29k€33k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€33k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€7k€4k▼
Gross operating margin9900€83k€50k▼
Operating profit (loss)9901€54k€13k▼
Financial income75/76B€2k€36k▲
Recurring financial income75€1k€855▼
Non-recurring financial income76B€1k€35k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€54k€45k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€39k€31k▼
Profit (loss) for the period to be appropriated9905€39k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€238k€231k▼
Profit (loss) brought forward from the previous period14P€199k€200k▲
Transfer from equity791/2€30k€9k▼
Transfer to equity691/2€38k€31k▼
To other reserves6921€38k€31k▼
Profit to be distributed694/7€30k€9k▼
Return on contributions (dividend)694€30k€9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €39k ▲1605%
Operating result €54k, net result €39k, both a record.
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Ham 141750 LennikGround area
1,854 m²
Building footprint
228 m²
Volume, LiDAR
1,066 m³
Parcel 23072D0247/00C000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAUFROY ROBERT
since 20032.131.907.471
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072D0247/00C000 | Flanders | 1,854 m² | 1 · 228 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 101 EUR awarded · 101 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 101 EUR | 101 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2003
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
45332
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.