Skip to content

Packo

Active
Private limited companyfounded 20232 yrs activeHaagstraat 35, 9890 Gavere, BelgiumKBO/BCE: BE 1001.842.130
Summary

Packo has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,973 and a net result of €47,997. Its solvency ranks better than 74% of 7097 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth52
Track record82
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.37 against 3.26 in 2024; short-term debt: 22.9% and cash: 79.1% of total assets), and 22.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.1%
Return on assets
39.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 October 2023, Packo was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€92,973▲ 66.6%
2024 · €55,808
Total assets
€120,522▲ 49.6%
2024 · €80,537
Net result
€47,997▼ 21.5%
2024 · €61,141
Working capital
€92,973▲ 66.6%
2024 · €55,808
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€77,248-€59,560▼ 22.9%
Net result€61,141above the sector's middle half-€47,997above the sector's middle half▼ 21.5%
Equity€55,808within the sector's middle half-€92,973within the sector's middle half▲ 66.6%
Total assets€80,537within the sector's middle half-€120,522within the sector's middle half▲ 49.6%
Debt€24,729-€27,550▲ 11.4%
Working capital€55,808within the sector's middle half-€92,973within the sector's middle half▲ 66.6%
Solvency69.3%within the sector's middle half-77.1%within the sector's middle half▲ 7.8pp
Current ratio3.26within the sector's middle half-4.37within the sector's middle half▲ 1.12
Return on assets (ROA)75.9%above the sector's middle half-39.8%above the sector's middle half▼ 36.1pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2024: €77,248€77,248Net result 2024: €61,141€61,141Operating result 2025: €59,560€59,560Net result 2025: €47,997€47,99720242025€0€20,000€40,000€60,000€80,000Operating result 2024: €77,248€77,200Net result 2024: €61,141€61,100Operating result 2025: €59,560€59,600Net result 2025: €47,997€48,00020242025
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €120,522
Equity €92,973 ▲ 66.6%
Debt €27,550 ▲ 11.4%
Debt's share of the balance-sheet total falls from 30.7% to 22.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.30▼
2024 · 0.44
ROE
51.6%▼
2024 · 109.6%
Debt ≤ 1 year
€27,550▲
2024 · €24,729
Income taxes
€10,341▼
2024 · €14,465
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€80,537€120,522▲
Current assets29/58€80,537€120,522▲
Amounts receivable within one year40/41€33,178€25,220▼
Trade receivables40€33,178€25,184▼
Other amounts receivable41-€35
Cash at bank and in hand54/58€47,360€95,303▲
Equity and liabilities
Total equity and liabilities10/49€80,537€120,522▲
Equity10/15€55,808€92,973▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€53,308€90,473▲
Amounts payable17/49€24,729€27,550▲
Amounts payable within one year42/48€24,729€27,550▲
Trade debts44-€839
Suppliers440/4-€839
Taxes, remuneration and social security45€24,729€26,710▲
Taxes450/3€24,729€26,710▲
Income statement Code20242025
Other operating charges640/8€30€378▲
Gross operating margin9900€77,278€59,939▼
Operating profit (loss)9901€77,248€59,560▼
Financial charges65/66B€1,642€1,222▼
Recurring financial charges65€1,642€1,222▼
Profit (loss) for the period before taxes9903€75,606€58,338▼
Income taxes67/77€14,465€10,341▼
Profit (loss) for the period9904€61,141€47,997▼
Profit (loss) for the period to be appropriated9905€61,141€47,997▼
Appropriation of the result
Profit (loss) to be appropriated9906€61,141€101,306▲
Profit (loss) brought forward from the previous period14P-€53,308
Profit to be distributed694/7€7,833€10,833▲
Return on contributions (dividend)694€833€833=
Directors or managers695€7,000€10,000▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€30€378▲ 1,161%
Gross operating margin9900€77,278€59,939▼ 22.4%
Operating profit (loss)9901€77,248€59,560▼ 22.9%
Financial charges65/66B€1,642€1,222▼ 25.6%
Recurring financial charges65€1,642€1,222▼ 25.6%
Profit (loss) for the period before taxes9903€75,606€58,338▼ 22.8%
Income taxes67/77€14,465€10,341▼ 28.5%
Profit (loss) for the period9904€61,141€47,997▼ 21.5%
Profit (loss) for the period to be appropriated9905€61,141€47,997▼ 21.5%
Line20242025Change
Assets
Total assets20/58€80,537€120,522▲ 49.6%
Current assets29/58€80,537€120,522▲ 49.6%
Amounts receivable within one year40/41€33,178€25,220▼ 24.0%
Trade receivables40€33,178€25,184▼ 24.1%
Other amounts receivable41-€35-
Cash at bank and in hand54/58€47,360€95,303▲ 101%
Equity and liabilities
Total equity and liabilities10/49€80,537€120,522▲ 49.6%
Equity10/15€55,808€92,973▲ 66.6%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€53,308€90,473▲ 69.7%
Amounts payable17/49€24,729€27,550▲ 11.4%
Amounts payable within one year42/48€24,729€27,550▲ 11.4%
Trade debts44-€839-
Suppliers440/4-€839-
Taxes, remuneration and social security45€24,729€26,710▲ 8.0%
Taxes450/3€24,729€26,710▲ 8.0%
Line20242025Change
Profit (loss) for the period9904€61,141€47,997▼ 21.5%
Operating cash flow (approximation)€61,141€47,997▼ 21.5%
Change in cash-€47,943-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,150 m²
Building footprint
175 m²
Volume, LiDAR
677 m³
Parcel 44003B0501/00D000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Packo
Haagstraat 35, 9890 GavereComputing infrastructure, data processing, hosting and other information service activities
since 20232.351.709.273
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44003B0501/00D000 Flanders 1,150 m² 1 · 175 m² 5.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 5,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001842130
Also 9925:BE1001842130
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.