Equity
€66,439 ▲ 21.3%
PACHO has made a profit without a break since 2015.
PACHO
Overview
Lifetime
19 annual accounts with figures on one time axis, 23 filings since 2002peak €72,498 (2023)
€68,838▼ 5.0%
lowest -€14,890 (2008)
€11,683▼ 25.4%
peak €66,439 (2024)
€66,439▲ 21.3%
€291,227▲ 7.4%
peak 7.2 FTE (2019)
-not published
Board1 name since 2012
1 directorDETOLLENAERE Nathalie Erika Gisèle
Documentsfilings and deeds
26-08-202526 days late
2024micro format
Result from €15,663 to €11,683Equity from €54,756 to €66,439Investments €49,349Cash from €9,888 to €1,533
Key points
from the 2024 annual accountsTurnover
≈ €250,000 estimated
The micro format states no turnover.
Debts
€291,227 81% of the balance sheet
Financial debts 34%Suppliers 24%Taxes and wages 18%Other 24%
Of this, €147,227 falls due within a year.
Investments
€49,349 2.3 × depreciation
Green is investment, beige is depreciation.
Staff
3.7 FTE from 7.2 in 2019
Between 2019 and 2024, 49% of the full-time equivalents disappeared.
Filings
23 annual accounts 101 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
50
Fair
Financially stronger than 47% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024lowest value
02-2025: 0.8%● unchanged vs 01-2025lowest value
03-2025: 0.8%● unchanged vs 02-2025lowest value
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.8%▼ -0.1 percentage points vs 05-2025
07-2025: 1.1%▲ +0.3 percentage points vs 06-2025
08-2025: 1.6%▲ +0.5 percentage points vs 07-2025
09-2025: 1.0%▼ -0.6 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.8%▲ +0.8 percentage points vs 07-2026
09-2026: 2.2%▲ +0.4 percentage points vs 08-2026
10-2026: 3.2%▲ +1.0 percentage point vs 09-2026highest value
11-2026: 3.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 27-08-2025)
Sector: Food and beverage service activities (NACE 56)
Liquidity: current ratio 0.10, cash €1,533, halved
lowers risk
Founded in 2000
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 40% of them on solvency, 26% on liquidity, 54% on profitability and 67% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as PACHO has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PACHO itself is higher: 3.2% within 12 months. It rests on far more data about PACHO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for PACHO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.1 (0.08 in 2023), below 1. Short-term debt is 41.2% and cash 0.4% of total assets. 81.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 26 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
26 days late
2023
30 days early
2022
30 days late
2021
30 days late
2020
24 days late
2019
42 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 20 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Recent changes
New establishment in Wetteren
Waspunt, Nieuwe Brug 2
Change of role: DETOLLENAERE Nathalie Erika Gisèle, from manager to director
“Alle activiteiten die betaald kunnen worden met dienstencheques:Hetzij het schoonmaken van gebouwen met…” (deed in Dutch) · Director discharge: DETOLLENAERE Nathalie Erika Gisèle (manager) · General meeting of 07-12-2020 · Gazette deed
New establishment in Ghent
TOPAS, Belgradostraat 25B
First establishment
Grote Steenweg 214, Zulte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PACHO Zulte | €357,666 | €68,838 | 18.6% | - |
| STERCKX & CO Aarschot | €320,630 | €66,523 | 89.1% | - |
| Van Laere - De Wilde Berlare | €269,678 | €62,660 | 86.6% | - |
| DEN TRAPPIST Ninove | €276,845 | €86,584 | 36.1% | - |
| PASFIT Aalst | €261,754 | €47,174 | 60.5% | - |
| KLIMAX Antwerp | €293,390 | €65,548 | 76.4% | - |
| BASIL Kortrijk | €405,993 | €75,555 | 28.7% | - |
These companies have the same main activity as PACHO: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €262,000 and €406,000, founded between 2000 and 2006.
Official details
Source: KBO- Status
- Active since 23-11-2000Normal situation
- Activity
- Cafés and barsNACE 56301and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2021
- Establishment units
- 2.093.143.2049870 Zulte, since 04-05-2001
- 2.282.763.2579000 Ghent, since 01-01-2019and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2024
- €68,838▼ 5.0%
- €11,683▼ 25.4%
- €66,439▲ 21.3%
- €357,666▲ 9.8%
- Employeeson 31-12-2024
- 3=
- Filing
- Filed on 26-08-2025
Insights on PACHO
PACHO files the micro format. That format states no turnover. The gross margin rose from €19,743 in 2006 to €68,838 in 2024.
The balance sheet grew most from 2018 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 26-08-2025, 26 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
€68,838
▼ 5.0%
€19,418
▲ 5.8%
€11,683
▼ 25.4%
-€132,581
▼ €12,979
18.6%
▲ 1.8 percentage points
0.10
▲ 0.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €210,000 and €320,000.
Balance sheet
balance sheet total €357,666 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
18.6%
Higher than 41% of 18,731 companies in 2024.
0.10
Lower than 95% of 18,120 companies in 2024.
3.3%
Higher than 45% of 18,199 companies in 2024.
PACHO
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter
Staff
€5,956
Staff costs divided by the average number of full-time equivalents.
level
people who joined
people who left
In 2024, 3 people joined and 3 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
357,666 | 325,842 | 343,164 | 375,356 | 390,017 | 406,423 | 46,229 | 20,581 | 21,325 | 19,268 | 8,964 | 14,980 | 14,745 | 11,137 | 12,554 | 15,071 | 18,147 | 19,594 | 22,154 | |
21/28 |
343,020 | 315,359 | 339,667 | 363,693 | 387,136 | 395,987 | 31,585 | 7,239 | 3,623 | 4,160 | 7,674 | 11,188 | 11,938 | 2,948 | 3,149 | 4,776 | 4,440 | 1,305 | 1,354 | |
21 |
- | 4,278 | 8,565 | 12,852 | 17,139 | 21,426 | 25,713 | - | - | - | - | - | - | - | - | - | - | - | - | |
22/27 |
342,531 | 310,591 | 330,613 | 350,352 | 369,508 | 374,252 | 5,563 | 6,930 | 3,314 | 3,851 | 7,365 | 10,878 | 11,629 | 2,849 | 3,050 | 4,677 | 4,341 | 1,205 | 1,255 | |
22 |
316,977 | 305,380 | 322,009 | 338,638 | 355,267 | 371,896 | 3,236 | 3,641 | - | 658 | 1,316 | 1,974 | 2,633 | 0 | 99 | 198 | 296 | 395 | - | |
23 |
1,152 | 2,527 | 4,150 | 5,773 | 6,396 | 1,552 | 906 | 1,252 | 1,126 | 421 | 681 | 942 | 795 | 1,672 | 2,952 | 4,421 | 3,929 | 636 | 1,022 | |
24 |
23,609 | 176 | 229 | - | 187 | 804 | 1,421 | 2,037 | 2,187 | 2,772 | 5,367 | 7,962 | 8,202 | 1,177 | - | 58 | 116 | 175 | 233 | |
26 |
791 | 2,508 | 4,224 | 5,941 | 7,657 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
489 | 489 | 489 | 489 | 489 | 309 | 309 | 309 | 309 | 309 | 309 | 309 | 309 | 99 | 99 | 99 | 99 | 99 | 99 | |
29/58 |
14,646 | 10,483 | 3,497 | 11,663 | 2,881 | 10,436 | 14,644 | 13,342 | 17,702 | 15,108 | 1,290 | 3,792 | 2,807 | 8,189 | 9,405 | 10,295 | 13,707 | 18,289 | 20,801 | |
40/41 |
13,012 | 103 | 103 | 6,602 | 1,238 | 887 | 666 | 349 | 557 | 379 | 360 | 1,474 | 619 | 921 | 866 | 858 | 770 | 1,203 | 2,510 | |
40 |
12,360 | - | - | - | - | 550 | - | - | - | - | - | - | - | - | 562 | 562 | 562 | 562 | 2,414 | |
41 |
652 | 103 | 103 | 6,602 | 1,238 | 337 | 666 | 349 | 557 | 379 | 360 | 1,474 | 619 | 921 | 305 | 296 | 208 | 641 | 96 | |
54/58 |
1,533 | 9,888 | 2,972 | 2,633 | 393 | 6,200 | 9,346 | 12,993 | 17,145 | 14,729 | 931 | 418 | 938 | 7,268 | 8,538 | 9,437 | 12,937 | 17,086 | 18,291 | |
490/1 |
101 | 491 | 421 | 2,429 | 1,250 | 3,350 | 4,631 | - | - | - | - | 1,900 | 1,250 | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
357,666 | 325,842 | 343,164 | 375,356 | 390,017 | 406,423 | 46,229 | 20,581 | 21,325 | 19,268 | 8,964 | 14,980 | 14,745 | 11,137 | 12,554 | 15,071 | 18,147 | 19,594 | 22,154 | |
10/15 |
66,439 | 54,756 | 39,093 | 34,023 | 30,771 | 21,242 | 11,697 | -7,426 | -39,201 | -48,287 | -49,499 | -39,885 | -53,484 | -74,991 | -72,118 | -75,419 | -69,797 | -54,906 | -47,318 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
27,860 | 16,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | |
130 |
- | - | - | - | - | 1,860 | 1,860 | 1,860 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | 302 | |
133 |
27,860 | 16,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
19,979 | 19,296 | 18,633 | 13,563 | 10,311 | 782 | -8,763 | -27,886 | -58,103 | -67,189 | -68,401 | -58,786 | -72,386 | -93,893 | -91,020 | -94,321 | -88,698 | -73,808 | -66,219 | |
17/49 |
291,227 | 271,085 | 304,071 | 341,334 | 359,246 | 385,181 | 34,532 | 28,007 | 60,526 | 67,555 | 58,463 | 54,864 | 68,230 | 86,128 | 84,673 | 90,490 | 87,943 | 74,500 | 69,472 | |
17 |
100,000 | 100,000 | 100,000 | 140,000 | 150,000 | 115,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
170/4 |
100,000 | 100,000 | 100,000 | 140,000 | 150,000 | 115,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
147,227 | 130,085 | 181,071 | 189,334 | 209,246 | 270,181 | 34,532 | 28,007 | 60,526 | 67,555 | 58,463 | 54,864 | 68,230 | 86,128 | 84,673 | 90,490 | 87,943 | 73,500 | 68,472 | |
44 |
69,765 | 102,789 | 132,883 | 160,360 | 189,545 | 224,775 | 3,825 | 1,458 | 3,140 | 3,378 | 942 | 3,723 | 2,563 | 3,046 | 4,101 | 4,851 | 6,974 | 2,678 | 917 | |
440/4 |
69,765 | 102,789 | 132,883 | 160,360 | 189,545 | 224,775 | 3,825 | 1,458 | 3,140 | 3,378 | 942 | 3,723 | 2,563 | 3,046 | 4,101 | 4,851 | 6,974 | 2,678 | 917 | |
46 |
14,955 | - | - | - | - | - | - | - | - | - | - | - | - | 3,765 | - | - | - | - | - | |
45 |
51,097 | 22,401 | 44,705 | 24,581 | 4,182 | 20,810 | 4,118 | 5,311 | 530 | 1,286 | 794 | 2,118 | 2,626 | 32,106 | 30,419 | 29,545 | 21,743 | 10,937 | 6,276 | |
450/3 |
12,672 | 2,791 | 1,351 | - | 3,074 | 4,575 | 3,576 | 820 | 52 | 848 | 342 | 1,008 | 1,615 | 48 | 275 | 1,538 | 184 | 1,171 | 3,276 | |
454/9 |
38,425 | 19,610 | 43,354 | 24,581 | 1,108 | 16,235 | 542 | 4,491 | 478 | 438 | 453 | 1,110 | 1,011 | 32,058 | 30,143 | 28,007 | 21,559 | 9,767 | 3,000 | |
47/48 |
11,409 | 4,896 | 3,484 | 4,393 | 15,519 | 24,596 | 26,589 | 21,237 | 56,855 | 62,891 | 56,727 | 49,024 | 63,041 | 47,211 | 50,154 | 56,094 | 59,226 | 59,885 | 61,279 | |
492/3 |
44,000 | 41,000 | 23,000 | 12,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,000 | 1,000 | |
| Income statement | ||||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | 513 | - | - | - | - | - | - | - | - | - | |
9900 |
68,838 | 72,498 | 65,791 | 47,639 | 49,625 | 58,702 | 39,041 | 40,837 | 19,839 | 11,174 | -1,157 | 26,977 | 34,146 | 8,035 | 14,860 | 10,712 | 9,768 | 7,015 | 19,743 | |
62 |
22,037 | 24,241 | 31,819 | 17,331 | 11,715 | 18,985 | 10,605 | 6,287 | 6,121 | 6,724 | 4,736 | 8,854 | 7,646 | 8,905 | 9,683 | 13,824 | 22,923 | 13,619 | 11,568 | |
630 |
21,688 | 24,308 | 24,292 | 24,517 | 23,413 | 22,127 | 5,654 | 2,436 | 4,219 | 3,514 | 3,514 | 3,906 | 4,162 | 1,673 | 1,626 | 1,626 | 1,300 | 543 | 1,616 | |
640/8 |
5,695 | 5,596 | 4,843 | 1,825 | 4,683 | 3,803 | 1,653 | 49 | 69 | 50 | 49 | - | 4 | 118 | 83 | 575 | 3 | 2 | 1 | |
66A |
- | - | - | - | - | - | - | 5 | 47 | 11 | 24 | 251 | 16 | 45 | 23 | 34 | 26 | 55 | 34 | |
9901 |
19,418 | 18,353 | 4,837 | 3,965 | 9,815 | 13,787 | 21,129 | 32,060 | 9,431 | 887 | -9,456 | 14,217 | 22,334 | -2,661 | 3,466 | -5,313 | -14,458 | -7,149 | 6,559 | |
75/76B |
100 | 409 | 840 | 0 | 33 | 72 | 2 | - | 0 | - | - | 12 | 24 | 38 | 18 | 32 | 21 | 15 | 320 | |
75 |
100 | 409 | 840 | 0 | 33 | 72 | 2 | - | 0 | - | - | 12 | 24 | 38 | 18 | 32 | 21 | 15 | 320 | |
65/66B |
1,366 | 859 | 607 | 714 | 319 | 1,534 | 303 | 285 | 345 | 176 | 135 | 378 | 841 | 206 | 163 | 307 | 427 | 400 | 808 | |
65 |
1,366 | 859 | 607 | 714 | 319 | 1,534 | 303 | 285 | 298 | 176 | 135 | 378 | 841 | 206 | 163 | 307 | 427 | 400 | 808 | |
66B |
- | - | - | - | - | - | - | - | 47 | - | - | - | - | - | - | - | - | - | - | |
9903 |
18,153 | 17,903 | 5,070 | 3,251 | 9,529 | 12,325 | 20,827 | 31,775 | 9,086 | 1,212 | -9,615 | 13,600 | 21,501 | -2,873 | 3,298 | -5,623 | -14,890 | -7,589 | 6,038 | |
67/77 |
6,470 | 2,240 | - | - | - | 2,780 | 1,705 | - | - | - | - | - | -6 | - | -3 | - | - | - | - | |
9904 |
11,683 | 15,663 | 5,070 | 3,251 | 9,529 | 9,545 | 19,123 | 31,775 | 9,086 | 1,212 | -9,615 | 13,600 | 21,506 | -2,873 | 3,301 | -5,623 | -14,890 | -7,589 | 6,038 | |
9905 |
11,683 | 15,663 | 5,070 | 3,251 | 9,529 | 9,545 | 19,123 | 31,775 | 9,086 | 1,212 | -9,615 | 13,600 | 21,506 | -2,873 | 3,301 | -5,623 | -14,890 | -7,589 | 6,038 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
30,979 | 34,296 | 18,633 | 13,563 | 10,311 | 782 | -8,763 | -26,328 | -58,103 | -67,189 | -68,401 | -58,786 | -72,386 | -93,893 | -91,020 | -94,321 | -88,698 | -73,808 | -65,918 | |
14P |
19,296 | 18,633 | 13,563 | 10,311 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
11,000 | 15,000 | - | - | - | - | - | 1,558 | - | - | - | - | - | - | - | - | - | - | 302 | |
6920 |
- | - | - | - | - | - | - | 1,558 | - | - | - | - | - | - | - | - | - | - | 302 | |
6921 |
11,000 | 15,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
3.7 | 4.1 | 5.1 | 5.9 | 6.3 | 7.2 | 2.7 | 3.3 | 2.5 | 1.7 | 2.1 | 3.4 | 1.8 | 0.4 | 0.2 | 0.5 | 0.9 | 0.9 | 1.1 | |
Hours worked1013 |
940 | 916 | 1,238 | 656 | 686 | 1,552 | 590 | 295 | 280 | 254 | 284 | 498 | 130 | 517 | 317 | 528 | 1,107 | 839 | 715 | |
| Document | ||||||||||||||||||||
The accounts for 4 older financial years (2002-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 26-08-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 26-08-2025 | 2025-00414665 | |
| 31-12-2023 | micro format | 01-07-2024 | 2024-00189044 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00423650 | |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20378953 | |
| 31-12-2020 | micro format | 24-08-2021 | 2021-53500586 | |
| 31-12-2019 | micro format | 11-09-2020 | 2020-52700386 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-60200192 | |
| 31-12-2017 | micro format | 23-07-2018 | 2018-36600155 | |
| 31-12-2016 | abbreviated format | 14-06-2017 | 2017-17400126 | |
| 31-12-2015 | abbreviated format | 28-06-2016 | 2016-24400100 | |
| 31-12-2014 | abbreviated format | 23-06-2015 | 2015-20100382 | |
| 31-12-2013 | abbreviated format | 18-07-2014 | 2014-33400294 | |
| 31-12-2012 | abbreviated format | 19-07-2013 | 2013-33200220 | |
| 31-12-2011 | abbreviated format | 22-06-2012 | 2012-20300354 | |
| 31-12-2010 | abbreviated format | 25-08-2011 | 2011-44300269 | |
| 31-12-2009 | abbreviated format | 29-06-2010 | 2010-24100387 | |
| 31-12-2008 | abbreviated format | 20-08-2009 | 2009-60300067 | |
| 31-12-2007 | abbreviated format | 01-07-2008 | 2008-33500123 | |
| 31-12-2006 | abbreviated format | 25-06-2007 | 2007-27900324 | |
| 31-12-2005 | abbreviated format | 27-06-2006 | 2006-33405270 | |
| 31-12-2004 | abbreviated format | 01-07-2005 | 2005-40302926 | |
| 31-12-2003 | abbreviated format | 24-09-2004 | 2004-66602952 | |
| 31-12-2002 | abbreviated format | 13-11-2003 | 2003-79104498 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 41,106 | 42,662 | 29,129 | 28,482 | 33,228 | 35,913 | 26,783 | 34,497 | 13,650 | 4,401 | -5,942 | 18,123 | 26,496 | -988 | 5,093 | -3,687 | -13,158 | -6,606 | 8,175 | ||
| 33,371 | 39,972 | 29,362 | 27,768 | 32,943 | 31,672 | 24,777 | 34,211 | 13,305 | 4,726 | -6,101 | 17,506 | 25,669 | -1,200 | 4,927 | -3,996 | -13,590 | -7,046 | 7,653 | ||
| 49,349 | 0 | 266 | 1,074 | 14,562 | 386,529 | 30,000 | 6,053 | 3,682 | 0 | 0 | 3,155 | 13,153 | 1,471 | 0 | 1,962 | 4,436 | 494 | 1,241 | ||
| -8,355 | 6,916 | 340 | 2,240 | -5,806 | -3,147 | -3,646 | -4,152 | 2,416 | 13,798 | 513 | -520 | -6,330 | -1,270 | -898 | -3,500 | -4,150 | -1,204 | - | ||
| -132,581 | -119,602 | -177,574 | -177,670 | -206,365 | -259,745 | -19,888 | -14,665 | -42,824 | -52,447 | -57,173 | -51,072 | -65,423 | -77,939 | -75,268 | -80,195 | -74,237 | -55,211 | -47,671 | ||
| 18.6% | 16.8% | 11.4% | 9.1% | 7.9% | 5.2% | 25.3% | -36.1% | -183.8% | -250.6% | -552.2% | -266.3% | -362.7% | -673.4% | -574.5% | -500.4% | -384.6% | -280.2% | -213.6% | ||
| 0.10 | 0.08 | 0.02 | 0.06 | 0.01 | 0.04 | 0.42 | 0.48 | 0.29 | 0.22 | 0.02 | 0.07 | 0.04 | 0.10 | 0.11 | 0.11 | 0.16 | 0.25 | 0.30 | ||
| 4.38 | 4.95 | 7.78 | 10.03 | 11.67 | 18.13 | 2.95 | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 17.6% | 28.6% | 13.0% | 9.6% | 31.0% | 44.9% | 163.5% | - | - | - | - | - | - | - | - | - | - | - | - | ||
| 3.3% | 4.8% | 1.5% | 0.9% | 2.4% | 2.3% | 41.4% | 154.4% | 42.6% | 6.3% | -107.3% | 90.8% | 145.9% | -25.8% | 26.3% | -37.3% | -82.1% | -38.7% | 27.3% | ||
| 30.10 | 49.65 | 48.02 | 39.88 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 3 | 5 | 5 |
| full-time | 3 | 3 | 5 | 5 |
| in full-time equivalents | 3 | 3 | 5 | 5 |
| 3.7 | 4.1 | 5.1 | 5.9 | |
| On a permanent contract | 3 | 3 | 5 | 5 |
| Joined | 3 | 3 | 6 | 3 |
| Left | 3 | 5 | 6 | 5 |
Source: social balance sheet in the 2021 to 2024 annual accounts
Investments
fixed assets acquired| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €49,349 | - | €266 | €1,074 |
| €21,688 | €24,308 | €24,292 | €24,517 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Insights on PACHO
The operating result for 2024 is 6% higher than in 2023 and the highest since 2018. It is the third rise in a row, after the fall in 2021.
Debt's share of the balance-sheet total falls from 83.2% to 81.4%. Equity and debt are higher.
Board & ownership
Board
1 director, last change in 2020Director
since 01-05-2012
term without a fixed end
earlier manager, until 18-12-2020
listed in the 2024 annual accounts, filed on 26-08-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-12-2020
Mandates through the years
1 name, the dashed line is todayBoardEarliermandate already running before its first mention
Mandates as a list
- DETOLLENAERE Nathalie Erika Gisèle
- Director, from 01-05-2012 to date
- Manager, until 18-12-2020
Control
Capital
- Contribution
- €18,600
- Source
- 2024 annual accounts
Articles of association
deed of 18-12-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager en helft koper(s) naar evenredigheid aantal verworven aandelen, elke overdracht onder levenden,ten bezwarende of kosteloze…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00
Network & group
No group
PACHO has no parent and no holdings in its annual accounts. DETOLLENAERE Nathalie Erika Gisèle is the only director. PACHO shares no director with another company.
At the same address
Grote Steenweg 214, 9870 Zulte · 2 other companies| SOPASAL
registered office since 16-01-1997 · founded in 1996 · accounts filed late |
total assets €66,539 (2024) 0458.895.518 |
| De Buyck, Linda (sole trader)
establishment since 01-05-1982 |
founded in 1977 0526.669.121 |
Timeline
Timeline
33 events since 2000Board
Filings
Financial
Establishments
200020052010201520202025
2025
Annual accounts 2024 filed PDFmicro format · 26 days late
2024
Annual accounts 2023 filed PDFmicro format · 30 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 30 days late
2022
Annual accounts 2021 filed PDFmicro format · 30 days late
2021
Annual accounts 2020 filed PDFmicro format · 24 days late
New establishment in Wetteren Waspunt, Nieuwe Brug 2
2020
Change of role: DETOLLENAERE Nathalie Erika Gisèle, from manager to director“Alle activiteiten die betaald kunnen worden met dienstencheques:Hetzij het schoonmaken van gebouwen met…” (deed in Dutch) · Director discharge: DETOLLENAERE Nathalie Erika Gisèle (manager) · General meeting of 07-12-20207 points ▸
- General meeting, 07-12-2020
- Purpose change, “Alle activiteiten die betaald kunnen worden met dienstencheques:Hetzij het schoonmaken van gebouwen met inbegrip van de ramen,het wassen en strijken,het…” (deed in Dutch)
- 186 shares
- Director resignation, DETOLLENAERE Nathalie Erika Gisèle (manager)
- Director appointment, DETOLLENAERE Nathalie Erika Gisèle
- Director discharge, DETOLLENAERE Nathalie Erika Gisèle (manager)
- Registered office clause, Grote Steenweg 214
- The deed holds 5 more points.
Annual accounts 2019 filed PDFmicro format · 42 days late
2019
Annual accounts 2018 filed PDFmicro format · 30 days late
New establishment in Ghent TOPAS, Belgradostraat 25B
2018
Annual accounts 2017 filed PDFmicro format · 8 days before the deadline
2017
Highest result from 2006 to 2024 net €31,775 ▲250% The operating result of €32,060 and the net result of €31,775 are both a record.
Annual accounts 2016 filed PDFabbreviated format · 47 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 33 days before the deadline
2015
Back to profit net €1,212 The net result is €1,212, after one loss-making year.
Annual accounts 2014 filed PDFabbreviated format · 38 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 13 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 12 days before the deadline
2012
Back to profit net €21,506 The net result is €21,506, after one loss-making year.
Annual accounts 2011 filed PDFabbreviated format · 39 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 25 days late
2010
Back to profit net €3,301 The net result is €3,301, after 3 loss-making years.
Annual accounts 2009 filed PDFabbreviated format · 32 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 20 days late
2008
Weakest financial year net -€14,890 The net result drops to -€14,890, the lowest from 2006 to 2024. It recovers the following year.
Annual accounts 2007 filed PDFabbreviated format · 30 days before the deadline
2007
Annual accounts 2006 filed PDFabbreviated format · 36 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2001
First establishment Grote Steenweg 214, Zulte
2000
Incorporation published on 05-12-2000
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0473.341.390
- VAT number
- BE 0473.341.390
- Peppol ID
- 0208:0473341390
- Other Peppol ID
- 9925:BE0473341390
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-11-2000
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00deed of 18-12-2020 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PACHO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-12-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-12-2020 (in Dutch)
Activities
NACEBEL 2025VAT activities
56301
Cafés and bars main activity
Social security (RSZ) activities
56302
Nightclubs main activity
Joint committees annual accounts 2021
JC 302
Hotels and catering
Codes under NACEBEL 2008
VAT activities
56301
Cafés and bars main activity
74909
Other professional, scientific and technical activities
Social security (RSZ) activities
56302
Nightclubs main activity
Codes under NACEBEL 2003
VAT activities
55401
main activity
Social security (RSZ) activities
55401
main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitbaten van drank-,pub-,tavernes of ontspanningsgelegenheden en het verstrekken van snacks in deze gelegenheden; Het uitbaten van…”deed of 18-12-2020 (in Dutch)
25 activities
- Het uitbaten van drank-,pub-,tavernes of ontspanningsgelegenheden en het verstrekken van snacks in deze gelegenheden.
- Het uitbaten van restauratie gelegenheden,feestzalen,traiteurdiensten,frituren en snackgelegenheden.
- Het uitbaten van hotels,motels en dancings.
- Het uitbaten van verbruikssalons en tea-rooms.
- De handel in drank en eetwaren.
- Het verzorgen en organiseren van recepties,maaltijden,feesten en evenementen.
- De handel in textiel,kledingstukken en toebehoren,zoals hoeden,sieraden en andere door deze onder meer te koop aan te bieden op markten en andere.
- In België of in het buitenland,voor eigen rekening of voor rekening van derden en/of tussenpersonen alle roerende en onroerende materialen en installaties kopen,huren,verhuren,produceren,oprichten,bouwen,verkopen,ruilen,leasen,en dit zowel van het vruchtgebruik,blote eigendom,als van de volle eigendom,toestaan of nemen van opstalrechten,de expertise,beheer,onroerende promotie,omvorming of verbouwing en opwaardering van onroerende goederen van alle aard,zowel gronden als gebouwen,en desgevallend bij middel van verkaveling,nieuwbouw,heropbouw of verbouwing.
- Het beheer van eigen onroerend vermogen,ze mag in dat verband alle verrichtingen van aankoop,bouw,verandering,inrichting,verhuring,onderhuur,ruil en verkoop van alle onroerende goederen uitvoeren en dit zowel van het vruchtgebruik,blote eigendom als van de volle eigendom.
- Het beheer van eigen roerende goederen en eigen roerend vermogen,ze mag in dat verband alle verrichtingen van aankoop,verandering,inrichting,verhuring,onderhuur,ruil en verkoop van alle roerende goederen uitvoeren.
- Het patrimonium,gevormd door de opbrengsten en verwerving,al dan niet bestaande uit onroerende goederen,te behouden,te beheren,en oordeelkundig uit te breiden.
- Het nemen van participaties in nieuwe en bestaande vennootschappen.
- De aankoop,de oprichting,de verbouwing,de verkoop,de huur-en onderhuur,de erfpacht,concessie en uitbating,onder gelijk welke vorm,van alle handelszaken en alle roerende en onroerende rechten.
- Het optreden als tussenpersoon in de handel en al wat daarmede rechtstreeks of onrechtstreeks verband houdt.
- De productie,aankoop en verkoop,invoer en uitvoer,groothandel en kleinhandel,verhuring,onderhoud en herstelling van alle mogelijke goederen,met inbegrip van textielwaren,klederen,schoenen,voedingswaren en voedingsautomaten.
- Invoerhandel van menigvuldige goederen.
- Uitvoerhandel van menigvuldige goederen.
- Verkoop,aankoop en herstelling van allerhande tweedehands voertuigen,alsmede de import en export ervan.
- Verhuur van voertuigen met chauffeur en personenvervoer.
- Alle activiteiten die betaald kunnen worden met dienstencheques:Hetzij het schoonmaken van gebouwen met inbegrip van de ramen,het wassen en strijken,het verstelwerk van strijkgoed,overige diensten voor particulieren.
- Activiteiten van wasserettes,automatische wassalons en wassalons ten behoeve van particulieren,de diensten die voor wasserettes en automatische wassalons verleend worden,de behandeling(ophalen,wassen,strijken,thuisbezorgen,enzovoort)(op niet industriële schaal)van wasgoed en de reiniging van kleding,overwegend ten behoeve van particulieren,de activiteiten van depothouders die zelf geen activiteiten op het gebied van wassen en reinigen uitoefenen,maar het wasgoed laten behandelen en de reiniging van kleding laten uitvoeren.
- Wassen,chemisch reinigen,persen,strijken,bleken,verven,drogen,stomen,krimpen,repareren,sanforiseren,merceriseren,enzovoort van(niet zelf geproduceerde)textielartikelen,bontproducten en kleding voor bedrijven of andere grootgebruikers en voor depothouders die wasgoed van particulieren aanvaarden,het ophalen en bezorgen van de was.
- Reparatie en kleine veranderingen aan kleding en textiel,indien dit tegelijk met het reinigen gebeurt,de reparatie van gedragen kleding:(onzichtbaar)stoppen,hermazen,retoucheren,enzovoort.
- De uitbating van een onderhoud-en kuisstation voor auto-en motovoertuigen of carwash,of van meerdere van deze inrichtingen in België of in het Buitenland,de aankoop en verkoop van producten voor onderhoud en schoonmaak van voertuigen of dergelijke en van alle bijhorigheden dienende tot de uitrusting,de verfraaiing of de veiligheid van autovoertuigen of autovoerders,met daarbij horende:Het wassen,poetsen polieren,simoniseren en het reinigen van het interieur van motorvoertuigen;Een handcarwash uitbaten waar klanten zelf hun(vracht)wagen komen wassen;de kleinhandel van autoaccessoires en aanverwante artikelen in het kader van de uitbating van een shop.
- Kleinhandel in brandstoffen en smeermiddelen,kleinhandel in auto-onderdelen en toebehoren,kleinhandel in sigaren,tabak en rookartikelen,sigaretten,producten van suikergoed en andere dan alcoholische dranken.
Registered office and establishments
3 establishments| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Grote Steenweg 214 registered office 9870 Zulte 5611105 Full-service restaurants | 04-05-2001 | 2.093.143.204 | Bar |
| TOPAS Belgradostraat 25B, 9000 Ghent 5611105 Full-service restaurants | 01-01-2019 | 2.282.763.257 | Bar |
| Waspunt Nieuwe Brug 2, 9230 Wetteren 96102 Launderettes and laundries for private customers | 01-03-2021 | 2.313.039.729 |
Buildings and parcels at the addresses
- Ground area
- 735 m²
- Buildings
- 360 m²
- Volume, LiDAR
- 1,757 m³
- Tallest building
- 11.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44050A0792/00D002 | 510 m² | 1 · 153 m² | 8.7 m · 2 |
| 44804D1595/00B000 | 123 m² | 1 · 123 m² | 11.3 m · 1 |
| 42025A1033/00F002 | 101 m² | 1 · 84 m² | 7.9 m · 2 |
Recognitions
Food safety, FASFC
2 sitesGhentunit number 2.282.763.257
Zulteunit number 2.093.143.204