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KLIMAX

Active
Private limited company (pre-2019)founded 200224 yrs activeStadswaag 19, 2000 Antwerpen, BelgiumKBO/BCE: BE 0478.037.774

KLIMAX has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €16k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 3.31 in 2024; short-term debt: 23.6% and cash: 13.7% of total assets), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.4%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
20 d late
2024
21 d late
2023
63 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€224k▲ 7.6%
2024 · €208k
2018: €31k 2019: €50k 2020: €46k 2021: €61k 2022: €134k 2023: €187k 2024: €208k
2018 → 2025
Total assets
€293k▲ 4.8%
2024 · €280k
2018: €44k 2019: €71k 2020: €55k 2021: €76k 2022: €204k 2023: €293k 2024: €280k
2018 → 2025
Net result
€16k▼ 24.9%
2024 · €21k
2018: €11k 2019: €20k 2020: €-4k 2021: €15k 2022: €73k 2023: €66k 2024: €21k
2018 → 2025
Working capital
€188k▲ 14.0%
2024 · €165k
2018: €22k 2019: €17k 2020: €19k 2021: €38k 2022: €95k 2023: €139k 2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€61k-€134k▲ 119%€187k▲ 39.6%€208k▲ 11.2%€224k▲ 7.6%
Operating result€17k-€103k▲ 492%€94k▼ 8.4%€25k▼ 73.2%€15k▼ 41.2%
Net result€15k-€73k▲ 392%€66k▼ 9.3%€21k▼ 68.2%€16k▼ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €17k€17kNet result 2021: €15k€15kOperating result 2022: €103k€103kNet result 2022: €73k€73kOperating result 2023: €94k€94kNet result 2023: €66k€66kOperating result 2024: €25k€25kNet result 2024: €21k€21kOperating result 2025: €15k€15kNet result 2025: €16k€16k20212022202320242025
The operating result has fallen three years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets €36k▼ 17.2%
Current assets €257k▲ 8.9%
Equity and liabilities €293k
Equity €224k▲ 7.6%
Debt €69k▼ 3.2%
The debt ratio falls from 25.6% to 23.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22k
2024 · €33k
Cash flow
€23k
2024 · €28k
Solvency
76.4%
2024 · 74.4%
Current ratio
3.72
2024 · 3.31
Quick ratio
3.63
2024 · 3.29
Debt / equity
0.31
2024 · 0.34
ROE
7.1%
2024 · 10.1%
ROA
5.4%
2024 · 7.5%
Interest coverage
7.40
2024 · 6.86
Debt
€69k
2024 · €72k
Debt ≤ 1 year
€69k
2024 · €71k
Income taxes
€4k
2024 · €7k
Staff costs
€37k
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€280k€293k
Fixed assets21/28€44k€36k
Tangible fixed assets22/27€43k€35k
Land and buildings22€37k€31k
Plant, machinery and equipment23€5k€3k
Furniture and vehicles24€971€568
Financial fixed assets28€1k€1k=
Current assets29/58€236k€257k
Amounts receivable after more than one year29€188k€188k=
Other amounts receivable291€188k€188k=
Stocks and contracts in progress3€2k€6k
Stocks30/36€2k€6k
Amounts receivable within one year40/41€21k€23k
Trade receivables40€2k€403
Other amounts receivable41€20k€22k
Cash at bank and in hand54/58€25k€40k
Deferred charges and accrued income490/1-€291
Equity and liabilities
Total equity and liabilities10/49€280k€293k
Equity10/15€208k€224k
Contributions10/11€6k€6k=
Reserves13€202k€218k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€198k€214k
Profit (loss) carried forward14€297€102
Amounts payable17/49€72k€69k
Amounts payable within one year42/48€71k€69k
Trade debts44€11k€45k
Suppliers440/4€11k€45k
Taxes, remuneration and social security45€44k€9k
Taxes450/3€38k€4k
Remuneration and social security454/9€7k€4k
Other amounts payable47/48€16k€15k
Accrued charges and deferred income492/3€181-
Income statement Code20242025
Remuneration, social security and pensions62€33k€37k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8€4k€6k
Gross operating margin9900€69k€66k
Operating profit (loss)9901€25k€15k
Financial income75/76B€8k€8k
Recurring financial income75€8k€8k
Non-recurring financial income76B-€496
Financial charges65/66B€5k€3k
Recurring financial charges65€5k€3k
Profit (loss) for the period before taxes9903€28k€20k
Income taxes67/77€7k€4k
Profit (loss) for the period9904€21k€16k
Profit (loss) for the period to be appropriated9905€21k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€23k€16k
Profit (loss) brought forward from the previous period14P€2k€297
Transfer to equity691/2€23k€16k
To other reserves6921€23k€16k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial Equity above €200kEq €208k ▲11.2%
4 profitable years in a row build equity to €208k.
29-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €187k ▲39.6%
3 profitable years in a row build equity to €187k.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Highest result since 2018net €73k ▲392%
Operating result €103k, net result €73k, both a record.
31-12
Financial Equity above €100kEq €134k ▲119%
2 profitable years in a row build equity to €134k.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Weakest financial yearnet €-4k ▼118%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
19-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-10-2025 Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stadswaag 192000 Antwerpen
Ground area
111 m²
Building footprint
111 m²
Volume, LiDAR
1,237 m³
Parcel 11802B0748/00A000, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Stadswaag 19, 2000 Antwerpen
NACE 9272402
since 20022.115.256.828
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11802B0748/00A000
ProtectedTownscape or village viewStadswaagSource ↗
Flanders 111 m² 1 · 111 m² 15.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2024 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.115.256.828
1 permission
Drankgelegenheid · since 25-09-2013

Similar companies · same sector, comparable size

Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 2,959 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2002
Fiscal year end31-12
Activities, NACEBEL
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
82990Other business support services
92724
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.