Van Laere - De Wilde
ActiveVan Laere - De Wilde has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €29k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.59 against 3.53 in 2024; short-term debt: 12.8% and cash: 36.4% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
61 d late
2023
on the day
2022
30 d late
2021
26 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€234k▲ 14.0%
2024 · €205k
2018: €120k
2019: €123k
2020: €131k
2021: €132k
2022: €130k
2023: €170k
2024: €205k
2018 → 2025
Total assets
€270k▼ 19.9%
2024 · €337k
2018: €128k
2019: €131k
2020: €135k
2021: €139k
2022: €130k
2023: €189k
2024: €337k
2018 → 2025
Net result
€29k▼ 18.0%
2024 · €35k
2018: €777
2019: €3k
2020: €8k
2021: €842
2022: €-2k
2023: €40k
2024: €35k
2018 → 2025
Working capital
€228k▲ 50.3%
2024 · €152k
2018: €118k
2019: €122k
2020: €132k
2021: €135k
2022: €130k
2023: €170k
2024: €152k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€130k▼ 1.9%€170k▲ 30.8%€205k▲ 20.6%€234k▲ 14.0%
Operating result€711-€-3k€58k€56k▼ 3.5%€48k▼ 13.0%
Net result€842-€-2k€40k€35k▼ 12.6%€29k▼ 18.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€7k▼ 94.3%
Current assets
€262k▲ 24.1%
Equity and liabilities €270k
Equity
€234k▲ 14.0%
Debt
€36k▼ 72.6%
The debt ratio falls from 39.2% to 13.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €72k
Cash flow
€34k▼
2024 · €52k
Solvency
86.6%▲
2024 · 60.8%
Current ratio
7.59▲
2024 · 3.53
Quick ratio
7.59▲
2024 · 3.53
Debt / equity
0.15▼
2024 · 0.64
ROE
12.3%▼
2024 · 17.1%
ROA
10.6%▲
2024 · 10.4%
Interest coverage
11.50▼
2024 · 31.11
Debt
€36k▼
2024 · €132k
Debt ≤ 1 year
€35k▼
2024 · €60k
Income taxes
€15k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€337k€270k▼
Fixed assets21/28€125k€7k▼
Tangible fixed assets22/27€125k€7k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€125k€7k▼
Current assets29/58€211k€262k▲
Amounts receivable within one year40/41€149k€164k▲
Trade receivables40€480€416▼
Other amounts receivable41€148k€164k▲
Cash at bank and in hand54/58€63k€98k▲
Equity and liabilities
Total equity and liabilities10/49€337k€270k▼
Equity10/15€205k€234k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€78k€106k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€731€731=
Distributable reserves133€75k€104k▲
Profit (loss) carried forward14€109k€109k=
Amounts payable17/49€132k€36k▼
Amounts payable after more than one year17€72k-
Financial debts170/4€72k-
Amounts payable within one year42/48€60k€35k▼
Current portion of amounts payable after more than one year42€19k-
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€36k€34k▼
Taxes450/3€36k€34k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€5k▼
Other operating charges640/8€1k€9k▲
Gross operating margin9900€73k€63k▼
Operating profit (loss)9901€56k€48k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€53k€44k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€35k€29k▼
Profit (loss) for the period to be appropriated9905€35k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€137k▼
Profit (loss) brought forward from the previous period14P€109k€109k=
Transfer to equity691/2€35k€29k▼
To other reserves6921€35k€29k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 7.59
Current ratio from 3.53 to 7.59; short-term debt falls from €60k to €35k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €205k ▲20.6%
2 profitable years in a row build equity to €205k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Equity above €150kEq €170k ▲30.8%
Equity rises from €130k to €170k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼391%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 343.38
Current ratio from 37.82 to 343.38; short-term debt falls from €4k to €379.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 43.28
Current ratio from 19.51 to 43.28; short-term debt falls from €7k to €3k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondse Steenweg(O) 709290 BerlareGround area
2,393 m²
Building footprint
384 m²
Volume, LiDAR
1,708 m³
Parcel 42017A0473/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Lantaarn
since 20002.099.903.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42017A0473/00G000 | Flanders | 2,393 m² | 1 · 384 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 2,903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2000
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.