PACHANCA
ActiveSummary
The computed 12-month bankruptcy probability of PACHANCA is 1.7% (moderate). The 2024 annual accounts show negative equity (-€68,138) and a net result of -€1,203. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 26040 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2021
Profitability23▲+23
Solvency0▼-5
Growth38=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.83 in 2021; short-term debt: 228.4% and cash: 0% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-338%
Return on assets
-6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
1819202124
2018 to 2024 · latest year -€68,138
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2021
27 d late
2020
31 d late
2019
on the day
2018
24 d late
2017
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€248,738▲ 8.9%
2018 · €228,342
EBIT margin
-2.9%▼ 5.9pp
2018 · 3.0%
Net result
-€1,203▲ 91.8%
2021 · -€14,708
Working capital
-€25,885▼ 39.6%
2021 · -€18,542
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212024
Turnover€228,342-€248,738
Operating result€6,941-€8,153▲ 17.5%-€7,140-€11,768▼ 64.8%€650-
Net result€3,510-€10,456▲ 198%-€9,872below the sector's middle half-€14,708below the sector's middle half▼ 49.0%-€1,203within the sector's middle half-
EBIT margin3.0%--2.9%
Equity€1,559-€6,820▲ 337%-€3,052below the sector's middle half-€17,762below the sector's middle half▼ 482%-€68,138below the sector's middle half-
Total assets€163,687-€113,694▼ 30.5%€102,621within the sector's middle half▼ 9.7%€88,846within the sector's middle half▼ 13.4%€20,162below the sector's middle half-
Debt€162,128-€106,874▼ 34.1%€105,673▼ 1.1%€106,609▲ 0.9%€88,300-
Working capital-€29,375--€537▲ 98.2%-€6,687▼ 1,145%-€18,542▼ 177%-€25,885-
Solvency1.0%-6.0%▲ 5.0pp-3.0%below the sector's middle half▼ 9.0pp-20.0%below the sector's middle half▼ 17.0pp-338.0%below the sector's middle half-
Staff (FTE)1-1=1within the sector's middle half=1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €650 in 2024, compared with -€11,768 in 2021. Comparable figures for the intervening years are unavailable.
Key figures and ratios
Current ratio
0.44▼
2021 · 0.83
Debt to equity
-1.30▲
2021 · -6.00
ROA
-6.0%▲
2021 · -16.6%
Debt ≤ 1 year
€46,047▼
2021 · €106,609
Debt > 1 year
€42,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.5%
went bankrupt
5.6%
stopped otherwise
90%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €228,342 | - | €248,738 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €196,690 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €38,433 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,725 | €5,528 | €3,724 | €2,854 | - | - |
| Other operating charges640/8 | - | - | - | €88 | - | - |
| Gross operating margin9900 | €51,588 | €52,993 | €36,653 | €29,608 | €650 | - |
| Operating profit (loss)9901 | €6,941 | €8,153 | -€7,140 | -€11,768 | €650 | - |
| Financial income75/76B | - | - | - | €343 | - | - |
| Recurring financial income75 | €230 | €5,726 | €681 | €343 | - | - |
| Financial charges65/66B | - | - | - | €3,284 | €1,853 | - |
| Recurring financial charges65 | €3,661 | €3,423 | €3,413 | €3,284 | €1,853 | - |
| Profit (loss) for the period before taxes9903 | €3,510 | €10,456 | -€9,872 | -€14,708 | -€1,203 | - |
| Profit (loss) for the period9904 | €3,510 | €10,456 | -€9,872 | -€14,708 | -€1,203 | - |
| Profit (loss) for the period to be appropriated9905 | €3,510 | €10,456 | -€9,872 | -€14,708 | -€1,203 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €163,687 | €113,694 | €102,621 | €88,846 | €20,162 | - |
| Fixed assets21/28 | €67,306 | €7,357 | €3,635 | €780 | - | - |
| Intangible fixed assets21 | €1,943 | €2,056 | €714 | - | - | - |
| Tangible fixed assets22/27 | €64,563 | €5,301 | €2,921 | €780 | - | - |
| Leasing and similar rights25 | - | - | - | €780 | - | - |
| Financial fixed assets28 | €800 | - | - | - | - | - |
| Current assets29/58 | €96,381 | €106,337 | €98,986 | €88,066 | €20,162 | - |
| Stocks and contracts in progress3 | €16,310 | €18,140 | €20,977 | €21,179 | - | - |
| Stocks30/36 | - | - | - | €21,179 | - | - |
| Amounts receivable within one year40/41 | €79,526 | €87,139 | €76,830 | €66,258 | €20,161 | - |
| Trade receivables40 | - | - | - | €59,437 | €20,161 | - |
| Other amounts receivable41 | - | - | - | €6,821 | - | - |
| Cash at bank and in hand54/58 | €479 | - | €1,179 | €629 | €1 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €163,687 | €113,694 | €102,621 | €88,846 | €20,162 | - |
| Equity10/15 | €1,559 | €6,820 | -€3,052 | -€17,762 | -€68,138 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Capital10 | - | - | - | €18,600 | €18,600 | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - |
| Profit (loss) carried forward14 | -€22,236 | -€11,780 | -€21,652 | -€36,362 | -€86,738 | - |
| Amounts payable17/49 | €162,128 | €106,874 | €105,673 | €106,609 | €88,300 | - |
| Amounts payable after more than one year17 | €36,372 | - | - | - | €42,253 | - |
| Financial debts170/4 | - | - | - | - | €42,253 | - |
| Amounts payable within one year42/48 | €125,756 | €106,874 | €105,673 | €106,609 | €46,047 | - |
| Financial debts43 | - | - | - | €10,558 | €10,336 | - |
| Credit institutions430/8 | - | - | - | €10,558 | €10,336 | - |
| Trade debts44 | €107,496 | €92,450 | €83,802 | €83,065 | €27,927 | - |
| Suppliers440/4 | - | - | - | €83,065 | €27,927 | - |
| Taxes, remuneration and social security45 | - | - | - | €12,986 | €6,047 | - |
| Taxes450/3 | - | - | - | €6,572 | €369 | - |
| Remuneration and social security454/9 | - | - | - | €6,413 | €5,678 | - |
| Other amounts payable47/48 | - | - | - | - | €1,736 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,510 | €10,456 | -€9,872 | -€14,708 | -€1,203 | - |
| + Depreciation and write-downs630 | €7,725 | €5,528 | €3,724 | €2,854 | - | - |
| Operating cash flow (approximation) | €11,235 | €15,984 | -€6,148 | -€11,854 | -€1,203 | - |
| Investment in fixed assets (approximation) | - | €54,421 | -€2 | €1 | - | - |
| Change in cash | - | - | - | -€550 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Weakest financial yearnet -€14,708
Net result drops to -€14,708, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €10,456 ▲198%
Operating result €8,153, net result €10,456, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 26 days late
2016
14-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 14 days late
2015
01-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
20-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2008
Ground area
7,973 m²
Building footprint
1,009 m²
Volume, LiDAR
12,317 m³
2 parcels, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PACHANCA
since 20082.174.114.151
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744D0293/00R003 | Wallonia | 7,876 m² | 1 · 860 m² | 17.9 m · 5 fl. |
| 25046B0189/00V004 | Wallonia | 97 m² | 1 · 149 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLOBAL BIZ-NES
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Of 1,265 companies in sector 47300 we hold annual accounts for 951. 329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
19200Manufacture of coke and refined petroleum products
46810Wholesale of solid, liquid and gaseous fuels and related products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806560740
Also
9925:BE0806560740
Registered
15-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.