Krismart
ActiveKrismart has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-227. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+36
Solvency16=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.96 in 2024; short-term debt: 106.5% and cash: 44.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.9%
Return on assets
-0.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
27 d late
2023
23 d late
2022
30 d late
2021
24 d late
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-3k▼ 8.0%
2024 · €-3k
2018: €8k
2019: €6k
2020: €30k
2021: €31k
2022: €24k
2023: €4k
2024: €-3k
2018 → 2025
Total assets
€35k▲ 4.3%
2024 · €33k
2018: €198k
2019: €191k
2020: €66k
2021: €72k
2022: €57k
2023: €17k
2024: €33k
2018 → 2025
Net result
€-227▲ 96.5%
2024 · €-6k
2018: €6k
2019: €-1k
2020: €24k
2021: €344
2022: €-7k
2023: €-20k
2024: €-6k
2018 → 2025
Working capital
€-2k▼ 47.2%
2024 · €-2k
2018: €-19k
2019: €-32k
2020: €32k
2021: €32k
2022: €25k
2023: €5k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€24k▼ 22.7%€4k▼ 84.9%€-3k€-3k▼ 8.0%
Operating result€816-€-7k€-20k▼ 195%€-6k▲ 68.7%€-2▲ 100.0%
Net result€344-€-7k€-20k▼ 190%€-6k▲ 68.1%€-227▲ 96.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2 in 2025 against €6k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-8.9%▼
2024 · -8.6%
Current ratio
0.94▼
2024 · 0.96
Quick ratio
0.58▼
2024 · 0.76
Debt / equity
-12.28▲
2024 · -12.68
ROA
-0.7%▲
2024 · -19.4%
Debt
€38k▲
2024 · €36k
Debt ≤ 1 year
€37k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€35k▲
Current assets29/58€33k€35k▲
Stocks and contracts in progress3€7k€13k▲
Stocks30/36€7k€13k▲
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€6k€6k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€21k€15k▼
Equity and liabilities
Total equity and liabilities10/49€33k€35k▲
Equity10/15€-3k€-3k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-21k€-22k▼
Amounts payable17/49€36k€38k▲
Amounts payable within one year42/48€35k€37k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€323€356▲
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€23k€24k▲
Accrued charges and deferred income492/3€1k€824▼
Income statement
Code20242025
Other operating charges640/8€707€686▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-6k€684▲
Operating profit (loss)9901€-6k€-2▲
Financial charges65/66B€179€225▲
Recurring financial charges65€179€225▲
Profit (loss) for the period before taxes9903€-6k€-227▲
Profit (loss) for the period9904€-6k€-227▲
Profit (loss) for the period to be appropriated9905€-6k€-227▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-22k▼
Profit (loss) brought forward from the previous period14P€-15k€-21k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.92
Current ratio from 0.24 to 1.92; short-term debt falls from €43k to €34k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijerstraat 13583 BeringenGround area
477 m²
Building footprint
66 m²
Volume, LiDAR
465 m³
Parcel 71382C0563/00M002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deon Chemicals / Jamar Industrial
since 20082.173.977.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0563/00M002 | Flanders | 477 m² | 1 · 65 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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HAPPY DAYY
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Elsene · Eq €4k
Oudsbergen BSS
BE 0797.862.612
Oudsbergen · Eq €4k
SYL ENERGY
BE 0761.537.991
Houthalen-Helchteren · Eq €3k
UNOIL
BE 0821.440.144
Maasmechelen · Eq €3k
Of 1,267 companies in sector 47300 we hold annual accounts for 947. 199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.