Krismart
ActiveKrismart has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-227. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
18
/ 100
Critical▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-63
Solvency43=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.96 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.9%
Return on assets
-0.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
27 d late
2023
23 d late
2022
30 d late
2021
24 d late
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-3k▼ 8.0%
2024 · €-3k
2018: €8k
2019: €6k
2020: €30k
2021: €31k
2022: €24k
2023: €4k
2024: €-3k
2018 → 2025
Total assets
€35k▲ 4.3%
2024 · €33k
2018: €198k
2019: €191k
2020: €66k
2021: €72k
2022: €57k
2023: €17k
2024: €33k
2018 → 2025
Net result
€-227▲ 96.5%
2024 · €-6k
2018: €6k
2019: €-1k
2020: €24k
2021: €344
2022: €-7k
2023: €-20k
2024: €-6k
2018 → 2025
Working capital
€-2k▼ 47.2%
2024 · €-2k
2018: €-19k
2019: €-32k
2020: €32k
2021: €32k
2022: €25k
2023: €5k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€24k▼ 22.7%€4k▼ 84.9%€-3k€-3k▼ 8.0%
Operating result€816-€-7k€-20k▼ 195%€-6k▲ 68.7%€-2▲ 100.0%
Net result€344-€-7k€-20k▼ 190%€-6k▲ 68.1%€-227▲ 96.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2 in 2025 against €6k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-8.9%▼
2024 · -8.6%
Current ratio
0.94▼
2024 · 0.96
Quick ratio
0.58▼
2024 · 0.76
Debt / equity
-12.28▲
2024 · -12.68
ROE
7.4%▼
2024 · 226.4%
ROA
-0.7%▲
2024 · -19.4%
Debt
€38k▲
2024 · €36k
Debt ≤ 1 year
€37k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€35k▲
Current assets29/58€33k€35k▲
Stocks and contracts in progress3€7k€13k▲
Stocks30/36€7k€13k▲
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€6k€6k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€21k€15k▼
Equity and liabilities
Total equity and liabilities10/49€33k€35k▲
Equity10/15€-3k€-3k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-21k€-22k▼
Amounts payable17/49€36k€38k▲
Amounts payable within one year42/48€35k€37k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€323€356▲
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€23k€24k▲
Accrued charges and deferred income492/3€1k€824▼
Income statement
Code20242025
Other operating charges640/8€707€686▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-6k€684▲
Operating profit (loss)9901€-6k€-2▲
Financial charges65/66B€179€225▲
Recurring financial charges65€179€225▲
Profit (loss) for the period before taxes9903€-6k€-227▲
Profit (loss) for the period9904€-6k€-227▲
Profit (loss) for the period to be appropriated9905€-6k€-227▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-22k▼
Profit (loss) brought forward from the previous period14P€-15k€-21k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.92
Current ratio from 0.24 to 1.92; short-term debt falls from €43k to €34k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijerstraat 13583 BeringenGround area
477 m²
Building footprint
66 m²
Volume, LiDAR
465 m³
Parcel 71382C0563/00M002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deon Chemicals / Jamar Industrial
since 20082.173.977.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0563/00M002 | Flanders | 477 m² | 1 · 65 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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HAPPY DAYY
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Oudsbergen BSS
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SYL ENERGY
BE 0761.537.991
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UNOIL
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Maasmechelen · Eq €3k
Of 1,262 companies in sector 47300 we hold annual accounts for 946. 199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.