FLAVIO
ActiveFLAVIO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-160. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 18.28 against 20.41 in 2024; short-term debt: 5.5% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
-0.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-09-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
2 d early
2023
7 d early
2022
22 d late
2021
51 d late
2020
24 d late
2019
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 0.6%
2024 · €27k
2019: €27k
2020: €27k
2021: €27k
2022: €27k
2023: €27k
2024: €27k
2019 → 2025
Total assets
€28k=
2024 · €28k
2019: €28k
2020: €28k
2021: €28k
2022: €28k
2023: €28k
2024: €28k
2019 → 2025
Net result
€-160▼ 1.9%
2024 · €-157
2019: €-144
2020: €-145
2021: €-145
2022: €-265
2023: €-148
2024: €-157
2019 → 2025
Working capital
€26k▼ 0.6%
2024 · €27k
2019: €27k
2020: €27k
2021: €27k
2022: €27k
2023: €27k
2024: €27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€27k▼ 1.0%€27k▼ 0.5%€27k▼ 0.6%€26k▼ 0.6%
Operating result€-145-€-265▼ 82.8%€-148▲ 44.2%€-157▼ 6.1%€-160▼ 1.9%
Net result€-145-€-265▼ 82.8%€-148▲ 44.2%€-157▼ 6.1%€-160▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €160 in 2025 against €157 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28k
Equity
€26k▼ 0.6%
Debt
€2k▲ 11.7%
The debt ratio rises from 4.9% to 5.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
94.5%▼
2024 · 95.1%
Current ratio
18.28▼
2024 · 20.41
Quick ratio
18.28▼
2024 · 20.41
Debt / equity
0.06▲
2024 · 0.05
ROE
-0.6%▼
2024 · -0.6%
ROA
-0.6%▼
2024 · -0.6%
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€28k=
Current assets29/58€28k€28k=
Amounts receivable after more than one year29€28k€28k=
Other amounts receivable291€28k€28k=
Equity and liabilities
Total equity and liabilities10/49€28k€28k=
Equity10/15€27k€26k▼
Contributions10/11€13k€13k=
Reserves13€733€733=
Non-distributable reserves130/1€733€733=
Reserves not available under the articles1311€733€733=
Profit (loss) carried forward14€13k€13k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Gross operating margin9900€-157€-160▼
Operating profit (loss)9901€-157€-160▼
Profit (loss) for the period before taxes9903€-157€-160▼
Profit (loss) for the period9904€-157€-160▼
Profit (loss) for the period to be appropriated9905€-157€-160▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▼
Profit (loss) brought forward from the previous period14P€14k€13k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
31-03
Financial
Weakest financial yearnet €-265
Net result drops to €-265, the lowest in the series; recovery starts the following year.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2018
23-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2015
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Croisette 2147012 MonsGround area
1,865 m²
Building footprint
209 m²
Volume, LiDAR
1,593 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SHELL
since 20032.126.222.182
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043B1156/00N002 | Wallonia | 1,286 m² | 1 · 148 m² | 9.6 m · 2 fl. |
| 53068A1331/00L002 | Wallonia | 578 m² | 1 · 60 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TANKSHOP SARAH
BE 0838.248.957
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Etablissements FIVET - LAROCHE
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NOMALI
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Of 1,267 companies in sector 47300 we hold annual accounts for 946. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-2003
Fiscal year end31-03
Activities, NACEBEL
47300Retail sale of automotive fuel
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47260Retail trade
52116
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.