Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of P.S. GENERAL CONSTRUCT is 4.7% (elevated). The 2024 annual accounts show equity of €36k and a net result of €4k. Its solvency ranks better than 69% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.7%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-12-2025, 139 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 17-12-2025 | 139 d late | 2025-00589459 |
| 31-12-2023 | 31-07-2024 | 26-07-2024 | 5 d early | 2024-00300369 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€4k
Working capital€28k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 17-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 56.1% | 39.4% | |
| Net result | €4k | €9k | |
| Equity | €36k | €29k | |
| Gross operating margin | €27k | €26k | |
| Total assets | €65k | €85k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €17k |
| Net profit | €4k |
| Cash flow | €7k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €65k |
| Equity | €36k |
| Debt | €28k |
| of which ≤ 1y | €28k |
| of which > 1y | - |
| Working capital | €28k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.98 |
| Quick ratio | 1.98 |
| Working capital ratio | 42.7% |
| Solvency | 56.1% |
| Debt / equity | 0.78 |
| Long-term debt ratio | - |
| Interest coverage | 2.24 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.5% |
| ROE | 9.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €65k |
| Fixed assets | 21/28 | €9k |
| Tangible fixed assets | 22/27 | €9k |
| Financial fixed assets | 28 | €167 |
| Current assets | 29/58 | €56k |
| Amounts receivable within one year | 40/41 | €17k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €65k |
| Equity | 10/15 | €36k |
| Accumulated profits (losses) | 14 | €36k |
| Amounts payable | 17/49 | €28k |
| Amounts payable within one year | 42/48 | €28k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €27k |
| Operating result | 9901 | €14k |
| Financial income | 75 | €869 |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed81
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current12-03-2024 → present
Former directors (1)
-
Former- → 21-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 07-03-2023 |
| Status | Active |
| Postal code | 1070 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationP.S. GENERAL CONSTRUCT
since 20232.346.906.882
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area829 m²
Buildings2
Building footprint616 m²
Volume (LiDAR)5,260 m³
Tallest building18.4 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0014/00B011 | Brussels | 693 m² | 1 · 545 m² | 18.4 m · 2 fl. |
| 21304B0016/00F013 | Brussels | 136 m² | 1 · 71 m² | 11.7 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
6 acts Capital history · 1
19-12-2024
v3.2
Address history · 4
10-03-2026
Registered-office move
25-04-2025
v3.2
01-10-2024
v3.2
12-03-2024
v3.2
All acts · 6
updated 5 months ago
2026
10-03-2026 Registered office moved to Bruxelles
- Boulevard de L'Empereur, 10- 1000 Bruxelles
2025
25-04-2025 Registered office moved from Anderlecht to Bruxelles
- Chaussée de Ninove 392, 1070 Anderlecht → Boulevard de L'Empereur 10, 1000 Bruxelles
Summary:
v3.2
2024
19-12-2024 Transaction in capital or shares
Summary:
v3.2
01-10-2024 Registered office moved from BRUXELLES to Anderlecht
- Boulevard Maurice Lemonnier 129, 1000 BRUXELLES → Chaussée de Ninove 392, 1070 Anderlecht
Summary:
v3.2
12-03-2024 Registered office moved from Wezembeek-Oppem to Bruxelles
- Lange Eikstraat 46, 1970 Wezembeek-Oppem → Boulevard Maurice Lemonier 129, 1000 Bruxelles
Summary:
v3.2
2023
09-03-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes76
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
81
Profitability
49
Solvency
97
Growth
-
Stability
79
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0762.742.573 · Drogenbos
BE 0788.311.476 · Namur
BE 0782.533.048 · Beveren-Kruibeke-Zwijndrecht
BE 0476.891.590 · Evere
BE 0753.520.447 · Zonnebeke
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,726 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van kantoorgebouwen41202Slopen43110Slopen43110Loodgieterswerk43221Sanitaire werkzaamheden43221Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
| Legal nameNL | P.S. GENERAL CONSTRUCT |
Registered office
Welzijnstraat 11
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.